Bajaj Finserv in your city

A renowned city in Andhra Pradesh, Nellore is famed for its large-scale production of sugarcane and rice. Its proximity to the sea and fertile land has led to the success of aquaculture and agriculture in the city.

Bajaj Finserv offers home loans with exclusive features in Andhra Pradesh. Enjoy low-interest rates, flexible loan tenor, and a transparent policy to meet your housing finance requirements.

Apply online today, or walk into any of our 6 branches in Nellore.

Features and benefits

Home loans in Nellore from Bajaj Finserv will help you reach your housing goals sooner. Here are its attractive features and benefits.

  • Appealing interest rate

    Appealing interest rate

    Starting from 7.70%*, Bajaj Finserv brings to you one of the most affordable housing finance option.

  • Super-fast disbursal

    Super-fast disbursal

    With Bajaj Finserv’s speedy turn-around time, you don’t need to wait any longer than 48 hours* to receive the funds in your bank account.

  • Hefty loan amount

    Hefty loan amount

    Bajaj Finserv provides loan amounts as much as Rs. 5 Crore* to eligible candidates with minimal paperwork.

  • 5000+ approved projects

    5000+ approved projects

    Bajaj Finserv hosts a property dossier of nearly 5000+ approved projects for you to browse through so you can pick and choose from the best.

  • External benchmark linked loans

    External benchmark linked loans

    Make the most out of our external benchmark linked loans and benefit from reduced pay-outs during favourable market conditions.

  • Online control over loan details

    Online control over loan details

    Control your home loan details and payment plans online, from the comfort of your home using the Experia portal.

  • Convenient tenor

    Convenient tenor

    The Bajaj Finserv home loan tenor stretches up to 30 years giving you ample time to service your debt while focusing on your future.

  • Hands-off processing

    Hands-off processing

    Apply for a Bajaj Finserv home loan from the safety of your home and complete your entire application process from start to end online – in every sense of the word.

  • Foreclosure benefits

    Foreclosure benefits

    Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty.

  • PMAY subsidy

    PMAY subsidy

    Make use of the PMAY subsidy with Bajaj Finserv as home loans are offered at a subsidised rate of up to 6.5% for eligible applicants.

Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

Rs. 30,000 to Rs. 40,000

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

Present proof of all your current sources of income to obtain a higher amount. Some of the documents you can show to prove the same are your latest salary slips, bank account statements and proof of business vintage. Bajaj Finserv has an easy eligibility criteria which is lenient and considerate of various circumstances.

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How to apply for a home loan?

Avail of a home loan online in Nellore, following these steps.

  1. 1 Select the online application form from the Bajaj Finserv website
  2. 2 Complete the form fill-up with required details
  3. 3 Pay the secure fee online
  4. 4 Submit scanned copies of the documents to complete your application

Home loan interest rate, fees & charges

Check out the housing loan interest rate offered by Bajaj Finserv and the additional charges, all of which are mentioned in the loan agreement. We maintain utmost transparency on all the charges we levy, assuring you a hassle-free borrowing experience. Make use of our end to end, truly contact free borrowing process to avail of a loan today.

*Terms and conditions apply