Key takeaways
The gold rate in Rishikesh is calculated using international gold prices as the starting point, followed by adjustments for currency movements, purity, import duties, taxes, and local charges. The final retail price can vary between jewellers based on making charges and margins.
The key factors involved are:
Sample calculation: If the base 24K gold price is Rs.10,000 per gram, 10 grams would have a gold value of Rs.1,00,000. At 3% GST, the GST would be Rs.3,000, making the total Rs.1,03,000 before applicable making charges or other costs.
Therefore, the gold price in Rishikesh can differ slightly between jewellers even when the underlying market rate is similar.
Historical gold rates in Rishikesh show how prices have moved over the years. While gold prices can rise or fall in the short term, broader movements are influenced by global gold markets, inflation, currency changes and domestic demand. The table below gives an overview of gold price trends in Rishikesh in recent years.
| Year | Price 24 carat per 10 grams |
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,913.00 |
| 2023 | Rs. 65,330.00 |
| 2022 | Rs. 52,670.00 |
| 2021 | Rs. 48,720.00 |
| 2020 | Rs. 48,651.00 |
| 2019 | Rs. 35,220.00 |
| 2018 | Rs. 31,438.00 |
| 2017 | Rs. 29,667.50 |
| 2016 | Rs. 22,543.00 |
Today's gold rate in Rishikesh can change with global market movements, currency fluctuations, government policies and local demand. These factors together influence the price buyers see in the city.
If you are considering a gold loan, you can check your gold loan eligibility to understand the applicable eligibility criteria.
Gold purity is measured in karats, with a higher karat indicating a higher percentage of pure gold.
| Parameter | 18K Gold | 22K Gold | 24K Gold |
|---|---|---|---|
| Purity | 75% | 91.6% | 99.9% |
| Strength | Highest | High | Lower |
| Common Use | Diamond jewellery and daily wear jewellery | Traditional jewellery | Investment bars and coins |
| Price | Lowest | Higher | Highest |
The choice between 22k and 24k gold usually comes down to whether the piece is for daily wear or for investment. Learn more about 24K purity before you invest.
Before buying or pledging gold in Rishikesh, checking its purity can help you understand its quality and value. You can use several methods, although professional testing gives more reliable results.
For greater accuracy, have your gold checked by a trusted jeweller or certified gold testing centre in Rishikesh.
Quick tip: Have gold at home? Check your gold loan eligibility to understand how much you may be eligible to borrow.
You can estimate the value of your gold using today's 22 carat gold price in Rishikesh and three simple details:
These details help you calculate the approximate market value of your gold. However, the final amount offered for a gold loan depends on the applicable Loan-to-Value (LTV) ratio, the purity of your gold, and the lender's valuation process.
Gold prices can influence the value of different gold investment options, including physical gold, Gold ETFs and Sovereign Gold Bonds (SGBs). When gold prices rise, these investments may gain in value, while a fall in gold prices can affect their value negatively.
Tracking the gold price in Rishikesh today can help investors follow local price movements and understand how changes in gold prices may affect their investments.
The gold rate on the day your gold is assessed plays an important role in determining your eligible loan amount. When gold prices are higher, the value of your pledged gold also increases, which may result in a higher eligible loan amount. If gold prices decline, the eligible loan amount may also reduce.
Your eligible loan amount depends on the following factors:
Only the intrinsic value of your gold is considered during valuation. Stones and other embellishments attached to the jewellery, ornaments or coins are not included. The loan amount is calculated using the applicable LTV ratio, which varies depending on the loan amount.
The final loan amount depends on the applicable LTV ratio, the purity of your gold, and the gold price used for valuation. The valuation is based on the lower of the previous day's closing price or the 30-day average closing price published by the India Bullion and Jewellers Association (IBJA) or a SEBI-regulated commodity exchange. The applicable LTV ratio must be maintained throughout the loan tenure and may change in accordance with RBI guidelines and the lender's policy.
The applicable LTV ratio varies based on the loan amount. To know more, click here.
With Bajaj Finance, you can get a gold loan of Rs. 5,000 to Rs. 2 crore by pledging your gold jewellery, ornaments, or gold coins. The gold loan interest rate starts from 9.50% per annum.
You can pledge gold jewellery and ornaments between 18-22 karat purity as collateral. Gold coins of up to 24 karat purity are also accepted, subject to the lender's policy. Your pledged gold remains stored in secure vaults and is insured throughout the loan tenure.
Before applying, here are a few important points to know:
Before applying, use the gold loan calculator to estimate your eligible loan amount or check your gold loan eligibility online based on today's gold rate in Rishikesh, your gold's purity, and its weight.
Pro tip: Have gold at home? Apply for a Bajaj Finance Gold Loan online and find out how much you may be eligible to borrow against your gold.
| Gold rate in Chhattisgarh | Gold rate in Maharashtra | Gold rate in Tripura |
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| Gold Rate in Ichalkaranji | Gold Rate in Miryalagudaa | Gold Rate in Sangrur |
| Gold Rate in Itarsi | Gold Rate in Nalgonda | Gold Rate in Shahada |
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The 24 carat gold rate in Rishikesh reflects global market trends, currency exchange rates, and local demand. Since 24 carat gold is 99.9% pure, it is mainly bought for investment rather than jewellery. Check this page for the latest daily figure before buying or investing.
Local jewellers and the Bajaj Finance app or website both carry real-time rate updates for Rishikesh. Checking either regularly helps you time a purchase or loan application around the most current price.
No. The rate shown reflects the base value of gold per gram. Making charges, which vary by design, and GST of 3% on gold value and 5% on making charges are added separately at the point of sale.
The rate is set by global gold prices, the rupee-dollar exchange rate, and international demand, then adjusted for import duty, GST, and local demand during festivals or weddings in Rishikesh.
Gold prices in Rishikesh change regularly due to international gold prices, the USD-INR exchange rate, taxes, and local demand. Tracking recent price trends can help you decide the right time to buy gold, invest, or apply for a gold loan.
Today's gold rate in Rishikesh is updated regularly based on market conditions and varies for 22K and 24K gold. Check the latest gold rate before buying gold, investing, or applying for a gold loan.
Hallmarked gold can help confirm the purity of your gold in Rishikesh. However, it does not guarantee a higher loan amount. The eligible amount depends on gold purity, weight, applicable valuation and LTV limits.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
