Easy EMI Calculator

Easy EMI Calculator

Use the Bajaj Finserv Easy EMI Calculator to estimate your EMIs instantly and manage your monthly budget with ease. Get real-time EMI details before shopping on Easy EMIs.

Calculator

Calculator

FAQs

FAQs

Video

Video

Rs. 5,000 to Rs. 3 lakh

You may be eligible for a pre-approved loan offer

Check now

Quick approval | Flexible tenure options | Zero approval fees

EMI Network Calculator

Select Appliance

Smartphone
Smartphone
Smart TV
Smart TV
Air Conditioner
Air Conditioner
Refrigerator
Refrigerator
Laptop
Laptop
Washing Machine
Washing Machine
Price
₹
|
|
|
|
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Instalment Plan
Monthly instalment
₹1,666.67
for 8 months at 0% p.a.
Advance payment
₹6,666.67
Advance payment
₹6,666.67
Total of monthly inst.
₹13,333.33
Total amount payable
₹20,000
View repayment schedule

Disclaimer

Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking.
The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

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Bajaj Finserv EMI Network Calculator

The Bajaj Finserv EMI Network Calculator helps you plan your purchases by estimating monthly instalments and upfront costs. This tool ensures you choose a repayment plan that aligns perfectly with your monthly budget.

  • Here is how you can get started

    • Select the product category and enter the price: You must start by selecting the product category and follow that up with entering the total cost of the electronic item, appliance, or service you wish to buy on EMIs.
    • Select an EMI scheme: Choose a specific repayment scheme that defines the combination of your initial down payment and the number of subsequent monthly instalments.
    • Determine the down payment: The calculator instantly displays the exact amount you need to pay at the time of purchase based on your selected scheme.
    • View monthly instalment amount: You can see the precise monthly EMI value to understand how the purchase impacts your regular cash flow before you commit.
    • Check the repayment tenure: The tool provides a clear view of the total tenure, helping you decide if a shorter or longer repayment period suits you better.
    • Plan your budget accurately: Use these real-time results to compare different schemes and ensure you maintain a healthy debt-to-income ratio while shopping for your favourite brands.

Check now and manage your monthly EMIs with ease.

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Understanding Equated Monthly Instalments (EMI)

An Equated Monthly Instalment (EMI) represents a fixed payment that you make to a lender on a specific date each month. This financial tool allows you to repay a loan over a predetermined period without facing a massive upfront cost.

  • Components of your monthly payment

    • Principal amount: This is the original sum of money that you borrowed from the lender to make your purchase.
    • Interest component: This represents the cost of borrowing the funds, which the lender calculates based on your specific interest rate.
    • Initial payment structure: In the early stages of your repayment journey, the interest portion remains higher as it applies to the total outstanding balance.
    • Gradual principal increase: As you continue to make regular payments, the principal component increases while the interest portion decreases.
    • Predictable budgeting: Because the total monthly amount remains constant, you can manage your household expenses with much greater certainty.

Check your eligibility for a Bajaj Finserv Insta EMI Card today. You may already be eligible – find out by entering your mobile number and completing OTP verification.

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Repayment calculator for every financial requirement

  • Mobile devices
  • Travel bookings
  • Education expenses
  • Home loans
  • Car loans
  • Personal loans
  • Education loans
  • Loan against property

Use our calculator to find a monthly plan that fits your budget for the latest mobile technology.

Purpose of calculation

Key benefit to user

Estimate monthly cost for new smartphones

Enjoy flexible tenures for the latest tech

Plan your next holiday by breaking down travel costs into manageable monthly instalments for stress-free bookings.

Purpose of calculation

Key benefit to user

Plan EMIs for flights, hotels, and holiday packages

Break down large vacation costs easily

Calculate the monthly cost of professional courses to invest in your career without financial strain.

Purpose of calculation

Key benefit to user

Calculate monthly fees for courses and coaching

Manage skill development costs smartly

Determine your monthly repayments accurately to ensure your dream property purchase aligns with your financial plan.

Purpose of calculation

Key benefit to user

Determine repayments for new property purchases

Plan your dream home budget with precision

Evaluate the monthly outflow for your new or used vehicle to keep your transport costs affordable.

Purpose of calculation

Key benefit to user

Check monthly outflow for new or used vehicles

Align your driving needs with your income

Estimate your payments for life events or emergencies to handle personal financing needs with complete confidence.

Purpose of calculation

Key benefit to user

Estimate payments for weddings or medical emergencies

Handle unexpected life events without stress

Finance your academic journey by planning for degree costs and student loans through our simple calculator.

Purpose of calculation

Key benefit to user

Plan for degree programs and student financing

Secure your academic future with ease

Compute your repayments for high-value funding needs by leveraging the equity of your existing property assets.

Purpose of calculation

Key benefit to user

Compute EMIs for high-value personal or business needs

Unlock your property value efficiently

Frequently asked questions

Eligibility

EMI components

Tenure

Charges

Does the debt-to-income ratio affect my chances of availing of an Insta EMI Card?

Yes, a high debt-to-income ratio may impact your eligibility, as it reflects your repayment capacity and ongoing financial obligations.

What is included in a monthly EMI?

Each EMI includes a portion of the principal loan amount and the interest charged on it, divided equally over the selected repayment tenure.

What is the maximum tenure of EMIs?

The tenure for EMIs using the Insta EMI Card is from 3 to 60 months, depending on the product and offer terms.

What are the charges included in monthly EMIs for the Insta EMI Card?

Monthly EMIs may include the product cost, processing fee (if applicable), and interest component, if not under a Easy EMI plan.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.