Rs. 40,000 - Rs. 55 lakh

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Dubai is one of the most popular international destinations for Indian travellers. Known for its modern skyline, luxury shopping, desert safaris, and cultural attractions, Dubai attracts tourists, business visitors, and families every year. If you are planning a trip in 2026, understanding the visa process is very important. Indian citizens must apply for the correct visa type based on their travel purpose and duration of stay. This guide explains visa options, required documents, fees, application steps, and travel budgeting in a simple and clear way.


With a Bajaj Finserv Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.

*Terms and conditions apply.

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Overview of Dubai visa options for Indian citizens

Indian citizens can choose from different Dubai visa types depending on their travel purpose and stay duration. Selecting the correct visa helps avoid delays.


  • Tourist visa for short holidays
  • Transit visa for short stopovers
  • Business visa for meetings or official visits
  • Multiple-entry visa for frequent travellers

Each visa has a specific validity period and entry conditions. It is important to check the latest guidelines before applying to ensure you meet all requirements.

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Visa requirements and documents you must prepare

Preparing accurate documents is important for smooth visa approval. Incomplete paperwork can delay the process.


  • Valid passport with at least six months' validity
  • Completed visa application form
  • Recent passport-size photograph
  • Confirmed return flight tickets
  • Hotel booking or sponsor details
  • Proof of sufficient funds

Keep clear copies of all documents. Proper preparation reduces the chances of rejection and speeds up processing.

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Dubai visa application processes

The Dubai visa application process is simple when you follow the correct steps. Many travellers apply through authorised travel agencies or airlines.


  • Select the correct visa type
  • Fill in the application form carefully
  • Submit required documents
  • Pay the visa fee
  • Receive electronic visa approval

Processing time usually ranges from three to five working days. Always apply in advance to avoid last-minute stress.

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Dubai visa fees and charges

Dubai visa fees depend on the visa type and duration of stay. A short-term tourist visa may cost between Rs. 6,000 and Rs. 8,000. Longer stay or multiple-entry visas may cost more. Transit visas are usually less expensive. Service charges may apply if you apply through an agency. Fees are subject to change, so it is important to confirm the latest rates before submitting your application. Paying accurate fees ensures smooth and timely processing.


With a Bajaj Finserv Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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Cost breakdown: Travel budget with Personal Loan insights

A five to seven-day Dubai trip from India may cost between Rs. 60,000 and Rs. 1,20,000 per person, depending on travel style.


  • Return flight tickets: Rs. 20,000 to Rs. 40,000
  • Hotel stay: Rs. 4,000 to Rs. 10,000 per night
  • Food and local travel: Rs. 1,500 to Rs. 3,500 per day
  • Visa and travel insurance: Rs. 7,000 to Rs. 10,000

If you need financial support, you may consider a personal loan for travel to manage your expenses comfortably. Careful budgeting helps you enjoy your Dubai holiday without financial strain.

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Conclusion

Planning your Dubai trip in 2026 becomes easier when you understand visa types, documents, fees, and travel costs. Indian travellers should apply in advance and prepare all required documents carefully. A clear budget helps you manage expenses and avoid overspending. Whether you are visiting for leisure or business, proper planning ensures a smooth and enjoyable experience. With organised preparation and responsible financial planning, you can enjoy a memorable and stress free holiday in Dubai.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000