Features and Benefits of Personal Loan in Rudrapur
With high literacy and employment rates, Rudrapur in Uttarakhand is a major industrial and educational hub and one of the fastest developing cities in the state.
If you are a resident of Rudrapur, looking to avail instant financing, consider Bajaj Finserv. With easy personal loans in Rudrapur offered on attractive terms, you can get the money you need without the hassle!
Here are the features of a personal loan from Bajaj Finance Ltd:
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Instant loan approval
No unnecessary waiting for your personal loan. Just apply online and get approval in just a moment.
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Personal loan disbursal in just 12 hours*
Get your personal loan disbursed to your bank account in as little as 12 hours* with Bajaj Finserv.
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Large loans amounts, up to Rs.25 lakh
Borrow an amount up to Rs.25 lakh from Bajaj Finance and manage almost all your financial needs with ease.
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No hidden fees or charges
What you see is what you get. We promise complete transparency on our personal loans. Check out the terms and conditions for more details about your loan.
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Pre-approved offer
With exclusive pre-approved offers for all our customers, you can enjoy a simplified, faster loan process.
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Minimal paperwork
Submit only the most basic documents required for a personal loan and get loan approval in an instant.
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Flexible tenors
Pay off your high-value personal loan over flexible tenors ranging up to 60 months.
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Flexi facility
The Flexi facility allows you to lower your EMIs by up to 45% and makes your Bajaj Finserv Personal Loan more affordable.
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Online loan account
Use your Bajaj Finserv online loan account with the customer portal – Experia and manage your loan repayment and other details.
Eligibility criteria for Personal Loan in Rudrapur
Meet our simple personal loan eligibility requirements and avail the money you need.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates and Charges for Personal Loan in Rudrapur
Read about the competitive personal loan interest rates and other fees and charges due on your personal loan below:
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
If you are a new applicant and looking for more details about personal loan in Rudrapur, please call 1800-103-3535 or SMS ‘PL’ to 9773633633.
If you are an existing customer, reach us at 020-3957 5152 or email us at personalloans1@bajajfinserv.in.
*Conditions apply
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Congratulations! You have a pre-approved personal loan/top-up offer.