Personal loan in Malkapur

Need quick funds for a personal expense in Malkapur? Whether you are planning a wedding, covering a medical emergency, renovating your home, or pursuing higher education – a Bajaj Finserv Personal Loan offers a fast, reliable, and completely online financing option.

You can also check if you already have a pre-approved personal loan offer. It takes just 2 steps, and once you apply, you can get funds directly in your account within 24 hours* - without even visiting any branch.

Features and benefits of personal loan in Malkapur

A Bajaj Finserv Personal Loan brings you several advantages:

• Loan amount of up to Rs. 55 lakh
• Quick online approval
• Disbursal in 24 hours*
• No collateral or guarantor required
• Flexible tenure of up to 96 months
• Minimal documentation

You can choose from three flexible loan types:

• Term Loan – Fixed EMIs for the full amount
• Flexi Term Loan – Withdraw as needed and pay interest only on the withdrawn amount
• Flexi Hybrid Loan – Pay interest-only EMIs for the first 24 months

Pro-tip: Choose a Flexi Hybrid Loan if you want lower EMIs in the beginning.

Eligibility criteria for personal loan in Malkapur

You can apply for a personal loan in Malkapur after fulfilling the below eligibility criteria:

• Nationality: Indian
• Age: 21 years to 80 years*
• Employed with: Public, private, or MNC
• CIBIL Score: 685 or higher
• Customer profile: Self-employed or Salaried

*You should be 80 years*. or younger, at the end of the loan tenure.

Use the personal loan eligibility calculator for an instant check.

Documents required for a personal loan in Malkapur

Here is a list of documents required for a personal loan that you can keep handy when applying:

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Interest rate on personal loan in Malkapur

The interest rate on your personal loan in Malkapur depends on your credit score, income, the loan amount, etc. You can learn more about the personal loan interest rate and other charges.

Uses of personal loan in Malkapur

A personal loan is flexible and can be used for multiple needs:

• Travel – Book your dream vacation without breaking your savings.
• Weddings – Plan your big day stress-free.
• Education – Cover fees or accommodation easily.
• Medical emergencies – Get funds for urgent treatments and hospital bills.
• Home improvements – Upgrade your home with new furniture or decor.

How to apply for a personal loan in Malkapur

Here’s how to apply in a few steps:

1. Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
6. Choose the repayment tenure – you can select a suitable tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.

Only 2 steps to check your personal loan eligibility — fully online and paperless.

Conclusion

If you are in Malkapur and need fast financial assistance, a Bajaj Finserv Personal Loan can help. With high loan amounts, same-day disbursal*, and flexible repayment terms, you can manage any expense conveniently.

Apply for a Bajaj Finserv Personal Loan in Malkapur today and get funds in just 24 hours*.

*Terms and conditions apply.