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Personal Loan
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Features and Benefits of Personal Loan in Gulbarga

Gulbarga is one of the most culturally diverse towns in Karnataka, located 63 kms from Bangalore. It is a fast-growing industrial area and is the largest producer of pigeon peas in the state. Agriculture is a pre-dominant profession for most residents as the town has abundance of alluvial soil, which is ideal for harvests of multiple crops throughout the year.

Borrowers in the city can apply for a personal loan in Gulbarga from Bajaj Finserv, one of the leading private financiers in the country. With a feature-rich personal loan, you can meet your monetary needs at a short notice.

  • Pay up to 45% lower EMI

    Flexi personal loans

    Opt for a flexi personal loan to reduce your EMIs by up to 45%. Pay only the interest component of your loan as EMIs for the initial part of the tenor.

  • High-value funds

    Avail loans of up to Rs.25 lakh through unsecured advances. Fill in the application form online and get approval within minutes.

  • Instant approval

    Instant approval

    Fulfil the easy-to-meet eligibility criteria and submit the necessary documents to get quick approval and meet all urgent expenses.

  • Pre-approved offers

    Pre-approved offers

    Check your pre-approved personal loan offer by providing your name and phone number. Availing a pre-approved offer gives you access to funds in a shorter time.

  • Money in the Bank Within 48 Hours

    Quick disbursal

    The loan amount gets credited to your bank account within 12 hours* of approval. Refer to the terms and conditions for more information.

  • Zero hidden fees

    Repay your personal loan without the stress of any surprise charges during the tenor. Avail the Bajaj Finserv Personal Loan that comes with 100% transparency in terms and conditions.

  • Online loan account access

    In-app benefits

    Manage account online using Experia, the loan app by Bajaj Finserv. Keep track of all loans, report any problems and grievances directly through the customer portal.

  • Minimal documentation

    Minimal documentation

    Submit only the essential documents required for proving your identity, address and income to avail a personal loan from the private lender.

  • Flexible repayment tenors

    Borrowers can choose loan tenors ranging up to 60 months and plan their finances comfortably. Determine the EMIs through an online personal loan EMI calculator.

  • Zero collateral

    Avail a Bajaj Finserv Personal Loan without the need to pledge any assets as collateral against the sanctioned loan.

Eligibility Criteria for Personal Loan in Gulbarga

Check the personal loan eligibility and document requirement before applying for the credit.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges on Personal loan in Gulbarga

Know about interest rates and other costs on a Bajaj Finserv Personal Loan for a hassle-free experience.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

Dial 1800-103-3535 or SMS ‘PL’ at 97736333633 for additional information on a Bajaj Finserv Personal Loan in Gulbarga, if you are a new customer.

Existing customers can mail at or call 020-3957 5152 for the same.

*Conditions apply