Personal Loan in Gulbarga

Need fast access to funds in Gulbarga for a wedding, home renovation, travel, education, or a medical emergency? A Bajaj Finserv Personal Loan in Gulbarga offers up to Rs. 55 lakh with zero collateral, minimal paperwork, and 100% online approval.
 

✅ Check your pre-approved loan offer in Gulbarga with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Zero collateral required

Opt for a personal loan from Bajaj Finserv without the need to keep an asset or collateral.

Loan of up to Rs. 55 lakh

Meet the eligibility and qualify for a loan of up to Rs. 55 lakh. Submit application form online for faster processing.

Quick approval

Get instant approval on the fund availed within minutes by meeting simple eligibility criteria.

Less paperwork

Submit only a list of basic documents like KYC, personal and professional, etc., to get an instant personal loan.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Gulbarga with just your phone number and OTP – no need to visit the branch.

100% transparency

Forget paying any additional hidden charges on loan availed. Our terms and conditions are transparent.

In-app benefits

Access your loan account 24/7 through the customer portal - My Account. Check repayment status, etc., easily.

Fast transfer of funds

The personal loan amount gets credited to the bank account within 24 hours* of loan approval.

Repayment flexibility

Estimate the monthly instalments using an online personal loan EMI calculator and choose a tenure extending up to 96 months.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.