Personal loan in Dhar

Check your eligibility for a personal loan in Dhar and get up to Rs. 55 lakh without any branch visit.
Personal loan in Dhar
3 min
22-April-2025
Facing a sudden expense in Dhar? Whether it’s for a family function, medical emergency, travel, or home repairs, a personal loan can help you manage it all without disturbing your savings. With Bajaj Finance, applying for a personal loan is easy and entirely online. No branch visits or lengthy paperwork — just a few clicks and you’re set.

You can get up to Rs. 55 lakh at attractive interest rates, with fast disbursal straight into your bank account.

You can easily check if you have a pre-approved loan offer from Bajaj Finance in Dhar. Just enter your mobile number and OTP to get started. Apply online and get the funds within 24 hours*, with no branch visits or paperwork.

With easy eligibility, flexible repayment options, and competitive interest rates, personal loans are a reliable support system when you need funds without delays. Let’s explore how a personal loan in Dhar can help you and how to apply for one.

Features and benefits of personal loan in Dhar

Here are the key benefits that make it a smart financial choice:

  • No collateral requiredGet funds without pledging assets like gold or property.
  • Instant approvalApply from home and get instant loan decisions.
  • Flexible repayment tenureChoose a suitable repayment plan up to 96 months.
  • Competitive interest ratesAffordable monthly EMIs that don’t burden your budget.
  • Multi-purpose usageFund anything from weddings and education to travel and emergencies.
  • Minimal documentation Basic documents are enough, making the process fast and simple.

Eligibility criteria for personal loan in Dhar

In case you do not have an offer, you can go ahead and apply if you meet these basic criteria:

  • Nationality: Indian
  • Age: 21 years to 80 years*
  • Employed with: Public, private, or MNC
  • CIBIL Score: 685 or higher
  • Customer profile: Self-employed or Salaried
*You should be 80 years*. or younger, at the end of the loan tenure.

Check your eligibility for a personal loan in Dhar with just your mobile number and OTP.

Documents required for a personal loan in Dhar

Applying for a Bajaj Finserv Personal Loan in Dhar is simple and doesn’t involve too much paperwork. With just a few basic documents, you can complete your application and receive funds quickly. This makes the entire process smooth and hassle-free. Here are the documents required for a personal loan:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Real-time image / photograph
  • Ration card

Interest rate on personal loan in Dhar

Interest rates for a personal loan in Dhar depend on various factors such as income, credit score, and loan amount. Learn more about the personal loan interest rate.

Uses of personal loan in Dhar

A personal loan in Dhar can be a versatile financial tool to manage various needs with ease. Here’s how you can make the most of it:

  • TravelPlanning a holiday? Cover your travel, accommodation, and experiences effortlessly with a personal loan for travel.
  • WeddingsFrom venue bookings to outfits and catering, a personal loan for wedding expenses lets you plan without compromises.
  • EducationFund tuition, course materials, and even living expenses with a personal loan for education.
  • Medical emergenciesWhen urgent medical care is needed, a personal loan for medical emergency provides instant financial support.
  • Home improvementsRedesign or renovate your space with a personal loan for home-related expenses.

How to apply for a personal loan in Dhar

Applying for a personal loan in Dhar is simple and quick:

  1. Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
  2. Enter your 10-digit mobile number and the OTP sent to your phone.
  3. Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
  6. Choose the repayment tenure – you can select a suitable tenure and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.

Apply today for a personal loan and manage your financial needs comfortably.

*Terms and conditions apply.

Frequently asked questions

What factors affect personal loan approval in Dhar?
Approval depends on income, credit score, employment type, repayment history, and existing liabilities. A good financial profile improves your chances of faster approval.

What is the minimum salary required for a personal loan in Dhar?
The minimum salary required for a personal loan depends on the policies and your eligibility. It typically varies based on income, employment type, and other factors.

Check your eligibility to check your personalized offer.

Can I get a personal loan in Dhar with a low CIBIL score?
A CIBIL score of 685 or higher is required to get a Personal loan in Dhar.

Check your personalised offer now in just 2 steps—enter your mobile number and OTP.

What are the repayment options for personal loans in Dhar?
You can choose flexible EMI plans with tenures ranging from 12 months to 96 months months, based on your income and convenience.

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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.