Bajaj Finserv in your city
Dharamshala is one of the most famous tourist destinations in Himachal Pradesh. It has been chosen for development under the government’s Smart Cities Mission.
Residents of Dharamshala can now access large financing with a personal loan from Bajaj Finserv. To benefit from the best features on loan, click on ‘Apply Online’.
Features of personal loan in Dharamshala
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Longer tenor
Repayments are now easier with tenors of up to 96 months. Choose an appropriate schedule at your convenience.
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We bring 100% transparent policies where no hidden charges are included.
Transparent policy
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Fast approval
Addressing monetary urgencies have become easier with the instant approval feature from Bajaj Finserv.
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Money within 24 hours*
The approved funds are transferred to your bank account within 24 hours*. Use as and when required.
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Loans up to Rs. 40 lakh loan
You can avail of credit up to Rs. 40 lakh and utilise the money for multiple purposes unrestrictedly.
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No more complex documentation process. Complete the loan application with a few basic documents only.
Submit basic documents
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Collateral-free loan
Avoid keeping any asset against the funds you seek. Avail of the personal loan instantly by meeting simple eligibility criteria.
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Such offers not only make the loan availing process simple but save time as well.
Pre-approved offers
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Online account
To access your loan information, such as application status, EMI, principal, etc., log in to our customer portal – Experia.
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Flexibility
With Flexi loan facility, pay up to 45%* lesser EMIs on your personal loan.
Dharamshala is known for its tea plantations, including the famous Kangra tea. The city also serves as a pit stop for several popular trekking trails.
Interested individuals looking for adequate financing can approach Bajaj Finserv. Our personal loans of up Rs. 40 lakh can fulfil diverse necessities without any hassle. Borrowers can now stay updated about their loan application status, EMI due dates, upcoming payments, current outstanding and more through our customer portal – Experia. Enjoy the most flexible terms of borrowing from us.
*Conditions apply
Eligibility criteria
Following are the personal loan eligibility parameters every borrower needs to meet.
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Credit score
685 and higher
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Salaried employee at an MNC, private or public company
Employment
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Age
Between 21 years and 80 years*
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Indian, residing in this country
Citizenship
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Minimum salary
View the city list to know your minimum income
Besides the above, you must try to keep your financial obligations to a minimum. Improve your credit score and maintain a clean credit history for instant approval. With Bajaj Finserv, be assured of accessibility and affordability.
Interest rates and charges
Check out the fees and charges on a personal loan to understand how much you will need to repay. Estimate your monthly instalments using our online personal loan EMI calculator.
Frequently asked questions
You need to pay up to 3.93% of the loan amount (inclusive of applicable taxes) as a processing fee.
Yes. Bajaj Finserv allows part payment of personal loans with a maximum of six EMIs in a calendar year. Again, the minimum amount for every part payment is three EMIs.
This online tool calculates EMIs based on the following formula:
E = P x R x (1+R) ^N / ((1+R) ^N-1).
No. Bajaj Finserv EMI Calculator computes the EMIs, interest payable and total cost of loan automatically. However, you need to provide the loan amount, the applicable rate of interest and the preferred tenor.
