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Personal Loan
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Instant Loan in Shimoga

Shimoga (officially known as Shivamogga), a town located in Karnataka, is surrounded by coconut groves and paddy fields. Its agriculture-based economy primarily drives the city’s growth. It has the largest markets of premium-quality areca nuts in India. Besides, other produces marketed from the city include coconut, chilli, rice and more. Close to the Shimoga Airport stands a prominent information technology centre, the Shimoga IT Park.

If you are looking for a high-value personal loan in Shimoga at affordable interest rates, trust Bajaj Finserv as your reliable lender. Avail a customised personal loan in this city to address your diverse funding needs conveniently.

  • Features and Benefits of Personal Loan in Shimoga

  • Manage Loan Account Online

    Access your loan account on the go via Experia – our user-friendly customer portal and track all loan-related details effortlessly.

  • Loan Disbursal in 24 Hours*

    Bajaj Finserv provides the disbursal of your personal loan finance immediately within 24 hours* of approval. Address your urgent funding needs instantly with the quick disbursal facility.

  • Pre-approved offers

    Pre-Approved Loan Offers

    Existing customers can opt for the pre-approved offer to avail a personal loan in Shimoga. Bajaj Finserv offers this benefit on several financial products including personal loans.

  • Instant Approval on Personal Loan

    Enjoy instant approval on your personal loan from private lenders like Bajaj Finserv. Ensure to submit the online application form correctly for faster approval.

  • Minimal documentation

    Few Documents Required For Loan

    Complete the application process faster with minimum documents required for a personal loan. We also provide doorstep document collection facility for customer convenience.

  • Tenor

    Repay Easily

    With this loan provider, avail the benefit of convenient repayment through affordable EMIs. Choose from a flexible tenor of up to 60 months.

  • Instant Personal Loan upto Rs. 25 Lakh

    Flexi Loan Facility

    Make the loan repayment more affordable with our Flexi Loan facility in Shivamogga. Here, interest is levied on the amount you use and not on the total credit sanctioned.

  • Up to Rs.25 lakh Loan Amount

    Be it high-value expenditure or a lump sum investment, a private finance loan of up to Rs.25 lakh can fulfil your funding needs conveniently.

  • Transparency

    Private financers like Bajaj Finserv offer 100% transparent terms and conditions for customers with zero hidden charges on loan products.

  • Unsecured Loan

    With loan agents like Bajaj Finserv, you need not pledge any security to avail the credit. Only fulfil minimum eligibility to apply for the advance.

Eligibility Criteria for Instant Loan in Shimoga

Increase your chances of loan approval by meeting the simple personal loan eligibility criteria.

Criteria for Eligibility Requirements
Age 23 to 55 years
Employment status Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Instant Personal Loan in Shimoga

Funding in Shimoga is more affordable now with competitive personal loan interest rates offered by Bajaj Finserv. Utilise a personal loan EMI calculator to assess total interest payable and select the tenor accordingly.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

Call us at 1800-103-3535 or SMS ‘PL’ to 9773633633 for any information regarding the personal loan in Shimoga if you are a new user.

Existing Bajaj Finserv customers can contact us at 020-3957 5152 or send an email to personalloans1@bajajfinserv.infor their queries.

*Conditions apply