Personal Loan in Shimoga

A Bajaj Finserv Personal Loan in Shimoga is a smart way to handle expenses without financial stress. With zero collateral, flexible terms, and instant online approval, you can achieve your goals with complete peace of mind.

✅ Check your pre-approved loan offer in Shimoga with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Up to Rs. 55 lakh loan

Get personal finance up to Rs. 55 lakh with easy terms and better service terms.

Unsecured credit

No security or collateral is required to qualify for a personal loan from Bajaj Finance.

Quick approval

Meet the eligibility and enjoy instant approval on the fund applied for. Submit an online application form for faster processing.

Manage loan online

Log in to the customer portal - My Account, and check all loan-related details online anywhere, anytime.

Minimal documentation

Submit only the documents required for a personal loan and get the funds within a short period.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Shimoga with just your phone number and OTP – no need to visit the branch.

Money in the account quickly

Apply online and get money in the bank account within 24 hours* of approval.

No hidden charges

We extend 100% complete transparent personal loans with no hidden charges. Apply online now.

Repayment flexibility

Bajaj Finserv Personal Loan comes with tenure options ranging from 12 months to 96 months. Choose as per financial capabilities.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.