Many people turn to instant personal loans to get through a tight financial situation. These instant loans have an advantage over regular loans because of how quickly the amount is disbursed.

What is an instant short-term personal loan?

An instant short-term personal loan is a quick, small amount borrowing option typically repaid within a short period, often weeks. Unlike traditional loans, these loans involve minimal documentation and approval processes, providing rapid access to funds. However, they often come with higher interest rates, making responsible borrowing crucial.

If you are looking for this type of finance, our Insta Personal Loan is the best option. It is designed to meet your immediate funding needs. You can check your offer without even going through the entire application process.

If you are an existing customer

Our existing customers benefit from pre-approved loan offers. All you need to do is, simply enter your phone number and OTP for this information.

Check your pre-approved offer

If you are a new customer

Our service lets anyone with a working mobile number check their Insta Personal Loan offer. These deals have pre-assigned limits. We may need further paperwork to process the loan application.

If you do not see an offer

If you do not see an offer or wish to borrow more, you can choose our standard personal loan. It takes less than 5 minutes to apply.

Key features and benefits of an instant personal loan

Since these are pre-approved, instant personal loans have several benefits:

• Minimal to no documentation
• Quick disbursal
• Flexible tenure options
• Hassle-free application process
• No hidden charges

How to apply for an instant loan

To get our Insta Personal Loan, you can follow these steps:

1. To access our online form, click on the 'CHECK OFFER' button on this page.
2. Enter your 10-digit mobile number, then enter the OTP to verify your number.
3. Now you will see an offer with a pre-assigned loan limit. You can either accept it or decide on a smaller sum.
4. Pick a loan tenure that works best for you.
5. To complete the online form, click on "PROCEED."

The online process may vary depending on whether you're a new or existing customer. Some customers may require additional papers to complete their Insta Personal Loan application. Insta Personal Loan has flexible loan tenures ranging up to 96 months.

Also read: How to get instant personal loan in 10 Minutes

How to calculate instant loan EMI online

Once you check your Insta Personal Loan offer, you can decide to go with the offer or choose a smaller amount. You can use our Insta Personal Loan EMI Calculator to check your monthly EMIs and choose an amount that suits you best.

Choosing a longer tenure can lower your EMIs, whereas a shorter tenure can lower your total applicable interest.

Calculate your EMIs

If you are looking for an instant loan which can be transferred to your account quickly, this is a perfect choice.