Get an Instant Personal Loan Online

Step-by-step guide to checking your Insta Personal Loan offer.
Get an Instant Personal Loan Online
3 min read
6 Jan 2023

Many people turn to instant personal loans to get through a tight financial situation. These instant loans have an advantage over regular loans because of how quickly the amount is disbursed.

What is an instant short-term personal loan?

An instant short-term personal loan is a quick, small amount borrowing option typically repaid within a short period, often weeks. Unlike traditional loans, these loans involve minimal documentation and approval processes, providing rapid access to funds. However, they often come with higher interest rates, making responsible borrowing crucial.

If you are looking for this type of finance, our Insta Personal Loan is the best option. It is designed to meet your immediate funding needs. You can check your offer without even going through the entire application process.

If you are an existing customer

Our existing customers benefit from pre-approved loan offers. All you need to do is, simply enter your phone number and OTP for this information.

Check your pre-approved offer

If you are a new customer

Our service lets anyone with a working mobile number check their Insta Personal Loan offer. These deals have pre-assigned limits. We may need further paperwork to process the loan application.

If you do not see an offer

If you do not see an offer or wish to borrow more, you can choose our standard personal loan. It takes less than 5 minutes to apply.

Key features and benefits of an instant personal loan

Since these are pre-approved, instant personal loans have several benefits:

Quick disbursal

  • Minimal to no documentation

  • Flexible tenure options

  • Hassle-free application process

  • No hidden charges

How to apply for an instant loan

To get our Insta Personal Loan, you can follow these steps:

  1. To access our online form, click on the 'CHECK OFFER' button on this page.
  2. Enter your 10-digit mobile number, then enter the OTP to verify your number.
  3. Now you will see an offer with a pre-assigned loan limit. You can either accept it or decide on a smaller sum.
  4. Pick a loan tenure that works best for you.
  5. To complete the online form, click on "PROCEED."

The online process may vary depending on whether you're a new or existing customer. Some customers may require additional papers to complete their Insta Personal Loan application. Insta Personal Loan has flexible loan tenures ranging up to 63 months.

Instant Loan EMI Calculator

Once you check your Insta Personal Loan offer, you can decide to go with the offer or choose a smaller amount. You can use our Insta Personal Loan EMI Calculator to check your monthly EMIs and choose an amount that suits you best.

Choosing a longer tenure can lower your EMIs, whereas a shorter tenure can lower your total applicable interest.

Calculate your EMIs

If you are looking for an instant loan which can be transferred to your account quickly, this is a perfect choice.

Check Offer

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently Asked Questions

What is an online instant personal loan?

Instant loans are credit options which are disbursed quickly and have a fast application process. The Bajaj Finserv Insta Personal Loan is disbursed within just 30 minutes* to 4 hours.

*Applicable for select customers.

Who can take an instant loan?

Anyone can apply for a Bajaj Finserv Insta Personal Loan. All you need to do is enter your mobile number and OTP to check your offer.

What are the documents required to get an instant loan?

In most cases, you do not have to submit any documents to get a Bajaj Finserv Insta Personal Loan. Some customers may need to submit basic paperwork such as KYC documents.

How do you pay back instant loans?

You can set up a NACH mandate with your bank to repay instant loans.

How to get instant loan approval?

Since Insta Personal Loan is pre-approved, you do not need to wait for instant approval. Just check your offer and proceed with the application.

What are the advantages in applying for an instant loan online?

End-to-end online application means the process will be hassle-free and disbursal will be fast-tracked.

How to get an instant loan?

Getting an Insta Personal Loan from Bajaj Finance is simple. You only need to follow the steps below to get an offer.

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Can I get an instant personal loan without documents?

Bajaj Finance offers Insta Personal Loans that come with pre-approved loan offers. Certain existing customers of Bajaj Finance can receive an Insta Personal Loan without submitting any paperwork, such as proof of income or KYC documents.

Can I get an instant loan in two minutes?

Bajaj Finance Insta Personal Loan is known for its remarkable disbursal speed. Customers can expect the funds to be deposited into their bank account within 30 minutes* 4 hours.

*Applicable for select customers.

Can I foreclose my instant personal loan?

Yes, you can typically foreclose an instant personal loan. However, you must check your loan agreement for prepayment terms and any associated charges.

How can I get personal loans online with instant approval?

The best way to skip the long approval process is to check with your lender if there is a pre-approved loan offer.

What is the loan amount that is given for instant short-term loans?

With our Insta Personal Loan, you can get funds of up to Rs. 12,76,500.

What is the tenure for an instant short-term loan?

Our Insta Personal Loan offers tenure options ranging from 6 months to 63 months.

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