Personal Loan in Meghalaya

Whether you live in Shillong, Tura, or Nongpoh, managing personal expenses can sometimes demand quick access to funds—be it for weddings, education, travel, home renovation, or medical emergencies. A Bajaj Finserv Personal Loan in Meghalaya offers a smart, hassle-free way to borrow money when you need it most.

Check your pre-approved loan offer in Meghalaya with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

With a loan of up to Rs. 55 lakh, instant online approval, and disbursal in just 24 hours*, it is a completely digital solution that fits the evolving financial needs of Meghalaya’s residents.

Loan within 24 hours*

Meeting urgent monetary needs is easier as the loan amount is disbursed within 24 hours* to your account.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Meghalaya with just your phone number and OTP – no need to visit the branch.

100% transparent

With flexible terms and conditions, be assured of no underlying charges. Pay the nominal associated fees only.

Higher loan amount

Get up to Rs. 55 lakh and address all kinds of requirements, from debt consolidation to medical emergency.

Minimal documents

Complete the application process by submitting the essential documents required for a personal loan.

Immediate approval

No more waiting for hours at the branches. Get instant approval on your online loan application.

Flexible repayment tenure

Avoid any chances of default by choosing a suitable repayment tenure of up to 96 months.

Online account management

Track your EMIs, outstanding principal, payable interests, tenure, etc., using our online account management service.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.