Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Tripura
Enter mobile and OTP | Check offer | No branch visit needed
Get personal loan in Tripura with Bajaj Finance
-
Bajaj Finance brings collateral-free personal loans to residents of Tripura to cover their diverse financial needs. Apply online to get instant approval. Bajaj Finance offers personal loans of up to Rs. 55 lakh in Tripura to fulfil various financial needs of the residents. They can use the funds to cover expenses related to higher education, weddings, celebrations, travel, debt consolidation, healthcare, investment, and more.
✅ Check your pre-approved loan offer in Tripura with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Our 100% transparent policy ensures nominal fees and zero hidden charges. This makes repaying loans affordable for all. Meet simple eligibility criteria and avail the funds without keeping any asset as collateral.
One of India’s most literate states, Tripura earns its revenue primarily from agriculture and related activities. Almost half of its population is dependent on these sectors. Only 27% of the land in Tripura is cultivable, of which 91% is used for cultivating rice.
Tripura is part of the famous seven sister states of North-East India. It is also known for the archaeological sites of Devtamura, Unakoti, and Pilak. Tourism is one of the highest revenue generators after agriculture. People here are primarily engaged in cultivating rice, jute, pulses, sugarcane, tea, rubber, and creating handicrafts.
*Terms and conditions apply.
Features of a personal loan in Tripura
-
Repayment over 108 months
Go for a flexible tenure of up to 108 months and make loan repayments easily without defaulting.
-
Immediate loan approval
Submit the online application form and receive instant approval for your personal loan.
-
Money in bank in 24 hours*
Apply for a Bajaj Finserv Personal Loan if you need funds urgently. Funds are credited to the account within 24 hours* of approval and verification.
-
Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Tripura with just your phone number and OTP – no need to visit the branch.
-
Online loan account
Access all the information related to your personal loan through our customer portal – My Account.
-
No hidden fees
Bajaj Finance never charges any hidden fees on personal loans. All the charges are mentioned in our terms and conditions.
-
Basic documentation
There is no hassle of going through a lengthy documentation process. Submit only a few necessary papers.
-
Financing of up to Rs. 55 lakh
Address major monetary requirements with a personal loan of up to Rs. 55 lakh.
Eligibility criteria and documents for personal loan in Tripura
You can easily get the funds you need with the below criteria:
-
Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
-
Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Tripura
Step-by-step guide to apply for a personal loan
-
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Related articles
Personal Loan or a Term Loan what to choose if I want to travel
Read More
Know all the features and benefits of your Bajaj Finserv Personal Loan
Read More
How to get a Personal Loan with a poor credit score
Read More
4 Unseen Factors That Affect Your Personal Loan Interest Rate
Read More
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
Industrial Equipment Finance
Industrial Equipment Balance Transfer
Industrial Equipment Refinance