Bajaj Finserv RBL Bank Freedom Supercard

Welcome rewards*

Get 2,000 reward points on spending Rs. 2,000 within 30 days
Flexible credit limit

Get a SuperCard credit limit that is 100% of your FD amount and get 75% of your credit limit as the cash limit
Annual fee waiver

Spend Rs. 75,000 in a year and get the next year’s annual fee waived off
Interest-free withdrawal

No interest on cash withdrawal for up to 50 days
Offer on movie tickets

Get 1+1 movie tickets on BookMyShow (any day of the month, up to Rs. 200)
Airport lounge access

Get 4 complimentary domestic airport lounge accesses in a year
Rewards on online spends

Get 1 reward point on every Rs. 100 spent on shopping
Rewards on online spends*

Get 2X reward points on all online spends, except for online purchases made on education, insurance, utilities (including Bills2Pay), rent payments and wallet load
Annual savings

Savings of up to Rs. 11,500 annually
Fuel surcharge waiver

Get fuel surcharge waiver of up to Rs. 100 per month
Emergency advance*

Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

The Bajaj Finserv RBL Bank Freedom SuperCard is a unique offering that gives you the power to choose your credit card limit. To avail this card, all you need to do is book a fixed deposit worth Rs. 15,000 or more.

This way, 100% of the amount booked as the FD will be approved as the credit limit on the Freedom SuperCard.

You also get additional benefits like a competitive interest rate on the FD booked, cash withdrawal up to 75% of the FD, a savings bank account with an interest rate of up to 6.5%* and much more. The rewards program is a major perk and you get points for regular purchases and 2x reward points on all online purchases except for online purchases made on Education, Insurance, Utilities (including Bills2Pay), Rent Payments*, and Wallet Load.

This SuperCard also offers an emergency advance for up to 90 days at no processing fee whatsoever. What’s more, with more than 5,000 reward points, you can make down payments with these points at partner stores on the EMI Network.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

*No welcome rewards are offered for the first-year-free card variant.

*You can avail of a maximum of 1,000 reward points.

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Nationality

Indian
Age

25 to 65 years
Income source

Must have a regular source of income
Credit score

750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

Age should be within 25 to 65 years
You must have a regular source of income
Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
A residential address which must fall within the SuperCard live locations in the country
Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

1 Click here and enter your mobile number
2 Submit the OTP you’ve received and check if you have a credit card offer
3 If you have an offer, please avail of the offer
4 In case of no offer, submit your details
5 Get a call from our representative
6 Submit the necessary documents

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees	Charges applicable
Annual fee	Rs. 999 + GST
Renewal fee	Rs. 999+ GST
Add-on card fees	Nil
Foreign currency transaction**	3.5% + GST
Cash payment at branches	Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1^st July'2022
Surcharge on purchase/ cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details
Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^	1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Reward redemption fees	A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply
Cash advance transaction fee	2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit	Up to 3.99% + GST per month or 47.88% + GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Charge slip retrieval/ copy fee	Rs. 100
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Over-limit penalty	15% of the total amount due (min. Rs. 50, max. Rs. 1,500) Effective from 1^stJuly'2022 revised late payment charges will be applicable*.
Finance charges (Retail purchases and cash)	APR 3.33% + GST p.m. (40%+GST p.a.)
Call-a-draft fee	2.5% + GST (min. Rs. 300 + GST) of the draft amount
Card replacement (lost/ stolen/ reissue/ any other replacement)	NIL
Duplicate statement fee	NIL
Charge slip retrieval/ Copy fee	Rs. 100 + GST
Outstation cheque fee	Rs. 100 + GST
Cheque return/ Dishonour fee auto-debit reversal-bank account out of funds	Rs. 500 + GST
Merchant EMI transaction	Rs. 199 + GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

*Late payment charges

Total amount due (Rs.)	Late payment fee (Rs.)
Up to 100	0
100.01 - 500	100
500.01 - 5,000	500
5,000.01 - 10,000	750
10,000.01 - 25,000	900
25,000.01 - 50,000	1,000
Above 50,000	1,300

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross-border charge.

*Terms and conditions apply

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Frequently asked questions

Once you apply for the SuperCard, a link will be sent to your registered mobile number to open a Digi-Saver account.

The Freedom SuperCard will get cancelled if you withdraw the FD at any point.

You must book an Fixed Deposit of at least Rs. 15,000 to get the Freedom SuperCard.

To book a Fixed Deposit, click on the link you will receive to open a savings bank account, go to the FD payment page and check the details of the FD and make the payment.

The interest is credited to the savings account and you can choose the payout frequency from the options offered to you at the time of booking.

The virtual debit card will be available in the "MoBank App" within 48 hours of creating the Digi-Saver account.

The FD amount will be reinvested, automatically.

The credit limit will be equal to the FD deposited. The cash limit is 75% of the credit limit.

No, the credit card, FD and Digi-saver account cannot be created on behalf of a 3rd party.

Failing to pay within 50 days will result in the card getting blocked and the outstanding amount will be recovered from the FD.

No, the Digi-saver account comes with a virtual debit card with no annual charges.

You can apply for a physical debit card through the MoBank App.

This card can be used for online shopping, recharges, merchant outlets or when paying bills.

Access details about the virtual debit card through the MoBank App.

The SuperCard can be used to meet credit needs, withdraw cash from ATMs, take a loan and convert purchases into easy EMIs. Will all these features put into 1 credit card, it makes it a ‘SuperCard’.

When you withdraw cash from ATMs with a SuperCard, you pay no interest for up to 50 days and a flat 2.5% processing fee. This makes cash withdrawals inexpensive.

With a SuperCard, you can avail an emergency loan for 3 months, once a year. The amount is based on your cash limit.

The SuperCard has the ‘InControl’ feature, which allows you to control usage remotely.

Cashback offers, deals at Bajaj Finserv partner stores, No Cost EMI financing*, and much more.

If you have any queries, call us at 022 7119 0900 or e-mail us at supercardservice@rblbank.com

You must be between 21 and 70 years of age.

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