Features of the CA SuperCard
-
ICAI membership fee waiver
Spend Rs. 1.5 lakh in a year and get annual ICAI fees up to Rs. 3,000 reversed
-
Affordable fee
Your CA SuperCard comes free for the first year. Pay an annual fee of Rs. 999 thereafter
-
Fuel surcharge waiver
Get fuel surcharge waiver up to Rs. 100 per month
-
Rewards on regular spends
Get 1 reward point on every Rs. 100 spent on shopping
-
Milestone bonuses
Get a Rs. 1,000 gift voucher on crossing spends of Rs. 4 lakh in a year
-
Offer on movie tickets
Get 1+1 movie tickets on BookMyShow (any day of the month, up to Rs. 200)
-
Rewards on online spends
2x reward points on online spends except for purchases made on education, insurance, utilities (including Bills2Pay), rent payments and wallet load
-
Additional rewards
10 reward points for every Rs. 100 spent on dining
-
Airport lounge access
4 complimentary domestic airport lounge access in a year
-
Annual fee waiver
Spend Rs. 1 lakh in a year and get the next year’s annual fee waived off
-
Annual savings
Savings of up to Rs. 17,000 annually
-
Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
Bajaj Finserv and RBL Bank present a first-of-its-kind credit card customised for chartered accountants, known as the CA SuperCard. This exclusive instrument offers features that perfectly complement your professional and personal spending habits. It is a 4-in-1 credit card that offers savings of over Rs. 17,000 per annum.
A particularly notable aspect of this credit card for chartered accountants is that you get instant approval on your application, helping you address credit needs in a jiffy. It has an extensive reward points system that helps you get more from your purchases. You earn 1 reward point when you spend Rs. 100 at a store, 2x reward points on online spends except for online purchases made on Education, Insurance, Utilities (including Bills2Pay), Rent Payments* and Wallet Load.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
Eligibility criteria
-
Nationality
Indian
-
Age
25 to 65 years
-
Income source
Must have a regular source of income
-
Credit score
750 or higher
What are the eligibility criteria for getting a credit card?
Bajaj Finserv has easy-to-meet eligibility criteria. These include:
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 and no past records of default
- A residential address which must fall within the SuperCard live locations in the country
- Applicants must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder
What documents are needed to apply for a credit card?
There are 3 primary documents required to avail a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 In case of no offer, submit your details
- 5 Get a call from our representative
- 6 Submit the necessary documents
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees |
Charges applicable |
Joining fee |
N/ A |
Annual fee |
Rs. 999 + GST |
Add-on card fees |
N/ A |
Foreign currency transaction** |
3.5% + GST |
Cash payment at branches |
Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022 |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC Service charges * + Payment Gateway. Transaction charge [Up to 1.8% + GST (of ticket amount +IRCTC service charge). |
Fuel transaction charge - for transactions done at petrol pumps to purchase fuel^ |
1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher |
Reward redemption fee |
A Reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply |
Cash advance transaction fee |
2.5% of the amount (min Rs. 500 + GST) of the cash amount *effective July’20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88% + GST per annum |
Overdue interest on secured credit cards |
3.33% per month or 40% per annum |
Overdue penalty/ late payment |
15% of the total amount due (Min. Rs. 50, max Rs. 1,500) Effective from 1st July'2022 revised late payment charges will be applicable*. |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Call-a-draft fee |
2.5% + GST (min Rs. 300 + GST) of the draft amount |
Card replacement (Lost/ stolen/ reissue/ any other replacement) |
NIL |
Duplicate statement feeNIL |
NIL |
Charge slip retrieval/ copy fee |
Rs. 100 + GST |
Outstation cheque fee |
Rs. 100 + GST |
Cheque return/ dishonour fee auto-debit reversal/ bank account out of funds |
Rs. 500 + GST |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
*Late payment charges
Total amount due (Rs.) |
Late payment fee (Rs.) |
Up to 100 |
0 |
100.01 - 500 |
100 |
500.01 - 5,000 |
500 |
5,000.01 - 10,000 |
750 |
10,000.01 - 25,000 |
900 |
25,000.01 - 50,000 |
1,000 |
Above 50,000 |
1,300 |
The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge.
Frequently asked questions
This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.
You can get an emergency advance, withdraw interest-free cash, convert purchases into EMIs and enjoy complete security.
You must meet the milestone of Rs. 1,50,000 to get ICAI fee reversal.
You do not pay interest for up to 50 days on cash withdrawals, but you must pay a flat 2.5% processing fee.
This SuperCard offers an emergency loan at 1.16% interest for 90 days once a year. The sanction is based on your cash limit.
SuperCard comes with a feature called ‘InControl’. It allows you to control the use of your card through a mobile app.
You can avail offers at Bajaj Finserv partner stores, easy EMI financing* and much more on most regular spends.
Yes, a SuperCard member can use this card to purchase CNG and diesel at stations.
You get a welcome gift voucher worth Rs. 500, redeemable at Flipkart, Spencer's Retail, MakeMyTrip, Amazon and many other outlets.
You can use this card at all fuel pumps across India.
