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- Platinum Choice SuperCard
- Platinum Choice First Year Free SuperCard
- Platinum Plus SuperCard
- Platinum Plus First Year Free SuperCard
- Platinum ShopDaily SuperCard
- Platinum Edge SuperCard
- Freedom SuperCard
- World Prime SuperCard
- World Plus SuperCard
- Doctor’s SuperCard
- Shop Smart SuperCard
- Travel Easy SuperCard
- Value Plus SuperCard
- CA SuperCard
- Platinum LifeEasy SuperCard
- Platinum ShopGain SuperCard
- Platinum Advantage SuperCard
CA SuperCard: Features & benefits
Bajaj Finserv and RBL Bank present a first-of-its-kind credit card customised for chartered accountants, known as the SuperCard for Chartered Accountants. This exclusive CA credit card offers features that suit your professional and personal spending habits perfectly. It is a 4-in-1 credit card that offers savings of over Rs.17,000 per annum.
A particularly notable aspect of this credit card for chartered accountants is that you get instant approval on your application, so you can meet big and small needs in a jiffy.
Take a look at all the features that make this chartered accountant credit card one of the best in India.
Get your Bajaj Finserv co-brand credit card approved instantly. Apply Now
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ICAI membership fee waiver of up to Rs.3,000
Make annual spends of Rs.1.5 lakh and enjoy ICAI membership fee waiver. You get Rs.3,000 fee reversal for FCA and Rs.1,500 as a reversal for ACA.
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Nil joining fees and a pocket-friendly annual fee
Signing up for this chartered accountant credit card is absolutely free, and you only have to pay an annual fee of Rs.999+ taxes thereafter. Once you spend Rs.1 lakh in a year, you also qualify for a waiver on the next year’s annual fee.
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Fuel surcharge waiver
Use this CA credit card to refuel your vehicle and enjoy a fuel surcharge waiver of up to Rs.100 per month.
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Interest-free loan for 90 days
Tackle a cash crunch or tend to emergencies with ease using this credit card for chartered accountants. Avail an interest-free loan for up to 90 days at a nominal processing fee of just 2.5%.
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Interest-free cash withdrawal
Withdraw cash from any ATM in India on an interest-free basis for up to 50 days.
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Extensive rewards
Earn reward points for every transaction made using the CA SuperCard and use points to shop or make down payments on the Bajaj Finserv EMI Network. Earn 1 reward point when you spend Rs.100 at a store, 2X reward points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet load and 10 reward points for every Rs.100 you spend on dining.
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Complimentary airport lounge access
Gain free access to Mastercard domestic airport lounges 4 times a year.
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Robust security features
Protect your finances with the InHand and InControl security feature. These allow you to control your CA SuperCard through a smartphone app.
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Get 1+1 free movie tickets on BookMyShow
Once a month, get a 1+1 free movie ticket (up to Rs.200) when you book tickets through BookMyShow.
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Enjoy gift vouchers worth Rs.1,000
Spend Rs.4 lakh and earn an assured gift voucher worth Rs.1,000 for every subsequent Rs.1 lakh spent.
Fees and charges
| Types of fees | Charges applicable |
|---|---|
| Joining fee | Nil |
| Annual fee | Rs. 999+GST |
| Add-on card fees | NIL |
| Foreign currency transaction** | 3.5%+GST |
| Cash payment at branches | Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. |
| Surcharge on purchase/cancellation of railway tickets | IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge). |
| Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ | 1% +GSTSurcharge on fuel transaction value or Rs. 10+GST, whichever is higher |
| Reward redemption fees | A Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply |
| Cash advance transaction fee | 2.5 % of the amount (min Rs.500+GST) of the cash amount *effective July’20 |
| Overdue interest on extended credit | Upto 3.99% +GST per month or 47.88%+GST per annum |
| Overdue interest on secured credit cards | 3.33% per month or 40% per annum |
| Overdue penalty/late payment | 15% of total amount due (Min. Rs. 50, max Rs. 1,500) |
| Over-limit penalty | Rs. 600+GST |
| Finance charges (retail purchases and cash) | APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.) |
| Call-a-draft fee | 2.5%+GST (min Rs. 300+GST) of the draft amount |
| Card replacement (Lost/stolen/reissue/any other replacement) | Rs. 200+GST |
| Duplicate statement fee | Rs. 100+GST |
| Charge slip retrieval/copy fee | Rs. 100+GST |
| Outstation cheque fee | Rs. 100+GST |
| Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500+GST |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge
CA SuperCard - Frequently asked questions
Why is the card known as a SuperCard?
It offers the benefits of 4 cards in 1 and can easily handle any credit needs you may have.
What makes the SuperCard different?
It offers complete security, emergency advance on the cash limit and allows you to withdraw interest-free cash from ATMs.
If a card-member does not achieve spend based milestone will he be eligible for ICAI fee reversal?
No, card-member needs to achieve spend based milestone of Rs. 1,50,000 to get ICAI fee reversal.
Are cash withdrawals on the SuperCard expensive?
When you withdraw cash from ATMs with a SuperCard, you don’t have to pay interest for up to 50 days. You only pay a 2.5% processing fee.
In a regular credit card, the credit limit can be used for merchant transactions; how is SuperCard different?
The SuperCard offers an emergency loan for 3 months, once a year. The amount is based on your cash limit and has a nominal interest rate.
How safe is my SuperCard from online fraud?
The ‘InControl’ features ensure safety as you can control the usage of your card through the mobile app.
What exclusive offers will I get with a SuperCard?
You can avail easy EMI financing* at most Bajaj Finserv partner stores to make purchases pocket friendly.
Can a SuperCard member use this card to purchase CNG and diesel at stations?
Yes, a SuperCard member can use this card to purchase CNG and diesel at stations.
Are there any reward points on regular or online spends?
No, there is no rewards program for this card.
What are the additional benefits on this card?
Cardmembers get a welcome gift voucher worth Rs. 500 redeemable on brands like Flipkart, Spencer's Retail, MakeMyTrip, Amazon, Bata, Shoppers Stop, Myntra, Pizza Hut, BookMyShow, Pantaloons. Additional fuel surcharge waiver of up to Rs. 100 per month along with the industry 1st features.
Where can cardmembers use this card for fuel purchases?
Cardmembers can use this card on all fuel pumps across India.
What is the joining fee for this card?
There is no joining fee for Bajaj Finserv RBL Bank CA SuperCard. however, the annual fee for 2nd year is ₹999 waived off on an annual spends ₹1,00,000.
How can you earn gift e-voucher?
Get gift voucher worth ₹1,000 on every ₹1 lakh spent starting ₹4 lakhs.
What is SuperCard?
SuperCard is a cobrand credit card in association with RBL Bank Ltd. The card is known as SuperCard because of the super features available in it. This is one-of-its-kind card in the industry which not only takes care of your daily/monthly credit needs, but also helps you in emergency cash requirements, exclusive Bajaj Finserv partner store benefits discounts/cashbacks on various categories, rewards on every transaction and many other offerings.
How is SuperCard different from any other credit card in the industry?
SuperCard not only comes with the regular features offered by credit cards but also offers features like:
– Low-cost advance on cash limit at 1 .16% per month with no processing fee
– Cash withdrawal at 0% interest up to 50 days
– Superior rewards program
– Best security features through ‘InHand’ security
– Instant approval/rejection on application form
How can you use SuperCard reward points?
Reward points on your supercard can be earned in 3 ways- welcome rewards (only on paid card variants), spend based rewards and milestone rewards. You can redeem these reward points at www.rblrewards.com/SuperCard or use these at any Bajaj Finserv partner store across India for down payment of No cost EMI’s on a wide range of electronics, consumer durables etc.
How can you use low cost emergency advance?
Low cost emergency advance can be used against cash limit provided within your credit limit. you can avail this short loan on 3 easy EMI’s with no processing fee and nominal interest of 1.16% p.m. you can apply for this through RBL MyCard app or SMS “CASH” to 5607011 or call 022 71190900.
Is there any interest rate on cash withdrawal from SuperCard?
In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fee and interest. Cash withdrawal from SuperCard can be done within the cash limit of the card limit and this is interest-free for upto 50 Days with nominal processing fee of 2.5%. However, its always preferred to repay on time to avoid interest charges.
How can you activate your card?
You can now activate your card and not wait for a physical card to start shopping. Simply download Bajaj Finserv wallet app (Link) sign up using your details, on homepage click on SuperCard icon and enter required details shared during your card application. set a 6-Digit mPin and view your digital SuperCard. Go to settings option ,enable online transactions and start using it for online transactions.
How can you convert shopping spends to Easy EMI’s?
You can convert shopping spends exceeding Rs. 2,500 to easy EMI through RBL MyCard App or simply write to supercardservice@rblbank.com. The EMI’s tenure is flexible as per your need with a nominal processing fee.
How can you use SuperCard for contactless payment at stores ?
Tap this card to make fast & convenient payments at retail outlets. With contactless payments enabled, your Card never has to leave your hand. Make payments of up to Rs. 5000* at a time using the tap & pay feature.
With increasing number of cybercrimes, how safe is my SuperCard from online fraud?
SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard App too. Your Bajaj finserv cobrand credit card is secure than ever which gives you the power to switch on/off your card in seconds. Unable or disable domestic, international, online or offline transactions.
Do you need any help regarding your supercard?
If you have any other query, call us at 022 71190900 or e-mail us at supercardservice@rblbank.com and we’ll be glad to assist you.
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