Features of the CA SuperCard

  • ICAI membership fee waiver

    ICAI membership fee waiver

    Spend Rs. 1.5 lakh in a year and get annual ICAI fees up to Rs. 3,000 reversed

  • Affordable fee

    Affordable fee

    Your CA SuperCard comes free for the first year. Pay an annual fee of Rs. 999 thereafter

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping

  • Milestone bonuses

    Milestone bonuses

    Get a Rs. 1,000 gift voucher on crossing spends of Rs. 4 lakh in a year

  • Offer on movie tickets

    Offer on movie tickets

    Get 1+1 movie tickets on BookMyShow (any day of the month, up to Rs. 200)

  • Rewards on online spends

    Rewards on online spends

    2x reward points on online spends except for purchases made on education, insurance, utilities (including Bills2Pay), rent payments and wallet load

  • Additional rewards

    Additional rewards

    10 reward points for every Rs. 100 spent on dining

  • Airport lounge access

    Airport lounge access

    4 complimentary domestic airport lounge access in a year

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 1 lakh in a year and get the next year’s annual fee waived off

  • Annual savings

    Annual savings

    Savings of up to Rs. 17,000 annually

Bajaj Finserv and RBL Bank present a first-of-its-kind credit card customised for chartered accountants, known as the CA SuperCard. This exclusive instrument offers features that perfectly complement your professional and personal spending habits. It is a 4-in-1 credit card that offers savings of over Rs. 17,000 per annum.

A particularly notable aspect of this credit card for chartered accountants is that you get instant approval on your application, helping you address credit needs in a jiffy. It has an extensive reward points system that helps you get more from your purchases. You earn 1 reward point when you spend Rs. 100 at a store, 2x reward points on online spends except for online purchases made on Education, Insurance, Utilities (including Bills2Pay), Rent Payments* and Wallet Load.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Income source

    Income source

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicants must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What documents are needed to apply for a credit card?

There are 3 primary documents required to avail a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees Charges applicable

Joining fee

N/ A

Annual fee

Rs. 999 + GST

Add-on card fees

N/ A

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Surcharge on purchase/ cancellation of railway tickets

IRCTC Service charges * + Payment Gateway. Transaction charge [Up to 1.8% + GST (of ticket amount +IRCTC service charge).

Fuel transaction charge - for transactions done at petrol pumps to purchase fuel^

1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher

Reward redemption fee

A Reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply

Cash advance transaction fee

2.5% of the amount (min Rs. 500 + GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ late payment

15% of the total amount due (Min. Rs. 50, max Rs. 1,500)

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Call-a-draft fee

2.5% + GST (min Rs. 300 + GST) of the draft amount

Card replacement (Lost/ stolen/ reissue/ any other replacement)

NIL

Duplicate statement feeNIL

NIL

Charge slip retrieval/ copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ dishonour fee auto-debit reversal/ bank account out of funds

Rs. 500 + GST


All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge.

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Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

How is a SuperCard different from others?

You can get an emergency advance, withdraw interest-free cash, convert purchases into EMIs and enjoy complete security.

If I do not meet the spending milestone, will I still be eligible for the ICAI fee reversal?

You must meet the milestone of Rs. 1,50,000 to get ICAI fee reversal.

How much does it cost to withdraw cash at an ATM?

You do not pay interest for up to 50 days on cash withdrawals, but you must pay a flat 2.5% processing fee.

In a regular credit card, the credit limit can be used for merchant transactions. How is the SuperCard different?

This SuperCard offers an emergency loan at 1.16% interest for 90 days once a year. The sanction is based on your cash limit.

How safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’. It allows you to control the use of your card through a mobile app.

What kind of exclusive offers will I get on SuperCard?

You can avail offers at Bajaj Finserv partner stores, easy EMI financing* and much more on most regular spends.

Can I use the SuperCard to buy CNG and diesel?

Yes, a SuperCard member can use this card to purchase CNG and diesel at stations.

What are the additional benefits on this card?

You get a welcome gift voucher worth Rs. 500, redeemable at Flipkart, Spencer's Retail, MakeMyTrip, Amazon and many other outlets.

Where can I use this card for fuel purchases?

You can use this card at all fuel pumps across India.

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