₹40,000 - ₹50 Lakh
You may be eligible for a pre-approved offer in Pithampur
Enter mobile and OTP | Quick online approval | Get money in a day*
Bajaj Finserv in your city
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Planning a big expense or facing a sudden financial emergency in Pithampur? Whether it is for a wedding, a medical need, or home improvements, a Bajaj Finserv Personal Loan offers a smart and quick way to manage your expenses—without visiting a branch or submitting a lot of documents.
You can also check if you already have a pre-approved offer in Pithampur. The process is fast, secure, and 100% online:
Check your personal loan offer in Pithampur with phone number and OTP → Apply online in 5 minutes → Receive funds within a 24 hours*
Located close to Indore, Pithampur in Madhya Pradesh is a famous industrial town home to several of the state’s major corporates and big industries. It also has over 650 small-scale industries. With modern needs and goals, people in Pithampur increasingly turn to personal loans to manage both planned and unexpected expenses.
Bajaj Finserv offers instant personal loans in Pithampur, with many benefits and attractive interest rates.
*Terms and conditions apply.
Features of personal loan in Pithampur
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Pithampur. All it takes is just your phone number and OTP.
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Money in your account in 24 hours*
You will get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.
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High loan amount and flexible tenure
You can take a loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.
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Quick approval
Fill up and submit a personal loan application and get approved almost instantly.
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Minimal documents
With very little paperwork required, the loan application and approval process becomes quick and convenient.
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Online loan management
Use our customer portal, My Account, and manage your loan account online.
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No hidden charges
We maintain transparent terms and conditions, free from any hidden charges.
Pithampur is one of the biggest industrial townships in central India and is known as an automotive hub, with several major vehicle manufacturers based here. It also has many pharmaceutical and small-scale industries.
If you’re in Pithampur and need extra funds, you can go for a Bajaj Finserv Personal Loan. It’s a convenient option for covering expenses like home renovation, medical needs, or wedding costs. With competitive interest rates and flexible repayment options, you can repay the loan in easy EMIs. Check your personal loan eligibility using just your phone number and OTP. No need to visit a branch. Apply online and get approved in just a few minutes.
*Terms and conditions apply.
Eligibility criteria and documents for personal loan in Pithampur
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Eligibility criteria
You can easily get our personal loan in Pithampur with the below eligibility criteria:- Nationality: Indian
- Age: 21 years to 80 years**.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years** or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Fulfil the eligibility criteria and get affordable interest rates from Bajaj Finance. Know the other charges and fees for better understanding.
Fees and Charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 31% p.a. |
Processing fees |
Up to 3.93% (Inclusive of applicable taxes) of the loan amount. |
Flexi Facility Charge | Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)
*All the Flexi facility charges above are inclusive of applicable taxes *Loan amount includes approved loan amount, insurance premium, and VAS charges. |
Principal Holiday Facility Fees |
Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount *(Loan amount includes approved loan amount, Insurance Premium & VAS Charges) |
Bounce charges |
Up to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) Dishonor of any payment instrument; or (ii) Non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Pre-payment charges |
Full Pre-payment: Foreclosure can be processed post clearance of first EMIs.
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Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not Applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure |
Note: Additional cess if any, will be applicable to all charges according to state law.
Key offerings: 3 loan types
Frequently asked questions
Overview
Application
Repayment
Eligibility
Fees and charges
You can take a Bajaj Finserv Personal Loan for several uses, such as:
With a Bajaj Finserv Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
*Terms and conditions apply.
With Bajaj Finance Limited, you can expect instant approval on your personal loan application.
You can use our personal loan EMI calculator to find out your monthly instalment amount. You only need to enter the loan amount, interest rate, and the tenure to get an estimate of the EMI.
You can repay your personal loan in the form of EMIs (equated monthly instalments). Here, a fixed amount is automatically deducted from your bank account every month. You can set up a NACH mandate with your bank to pay the EMIs.
A missed or delayed payment can damage your credit score and get recorded in your credit report. If the default is severe, it can impact your future loan possibilities.
Yes, Bajaj Finserv offers you the part-prepayment after the payment of your first EMI. Please make sure you read all the fees and charges associated with full and part-prepayment carefully.
EMIs can be reduced by selecting a longer repayment tenor. The unique Flexi Hybrid Term Loan also helps you lower your EMI in the initial tenure of up to 24 months.
Check your eligibility for our personal loan with just your mobile number and OTP. To get a quick personal loan, you only need to meet a few basic personal loan eligibility criteria:
- You must be between 21 years and 80 years* of age
- You must be a salaried individual employed with an MNC, public or private company
- You must be a residing citizen of India
- If you meet the salary requirement based on your city of residence, you can qualify for the loan.
You should be 80 years* or younger, at the end of the loan tenure
*Terms and conditions apply
Lenders provide an interest rate when you opt for a personal loan. The personal loan interest rate depends on several factors including CIBIL Score, income, debt-to-income ratio, employment stability etc. Once you know the interest rate, you can use the interest calculator to know your EMI outflow.
There are no hidden charges associated with a Bajaj Finserv Personal Loan. Please make sure you read all the fees and charges associated with personal loan carefully.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.