Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Whether you are managing medical expenses in Mathigiri, planning a wedding in Bagalur, or funding your child’s education in Bengaluru, financial needs can arise suddenly. With a Bajaj Finserv Personal Loan in Hosur, you can access funds of up to Rs. 55 lakh—without any security or long paperwork.
You can even check if you already have a pre-approved offer. The process is 100% online—no branch visit required: Check your pre-approved offer in Hosur with phone number and OTP → Apply online in 5 minutes → Get funds in 24 hours*.
Situated on the banks of River Ponnaiyar, Hosur is a prominent city in Tamil Nadu. This city is mainly industrialised with companies like Ashok Leyland, TVS Motors, and more, based here.
Features of personal loan in Hosur
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Hosur with just your phone number and OTP – no need to visit the branch.
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Disbursal in a few hours*
Once approved, the loan amount is transferred to your bank account within a few hours* – ideal for handling urgent expenses.
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Minimal documents needed
Get started with just a few basic documents – making the application process quick and hassle-free.
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Flexible repayment tenure
Avail a personal loan ranging from Rs. 40,000 to Rs. 55 lakh with a repayment tenure of up to 8 years based on your needs.
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Quick online approval
Apply online for a personal loan in Hosur online and receive instant approval* through a smooth, fully digital process.
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No collateral required
Enjoy a completely unsecured personal loan in Hosur without pledging any asset or involving a guarantor.
Hosur is one of Tamil Nadu’s key industrial cities, with the automobile and manufacturing sectors being major sources of income for the region.
If you’re in Hosur and need funds without offering any collateral, you can turn to Bajaj Finance for a personal loan. You can use the loan for any legal purpose, so it’s suitable for things like higher education, home renovation, weddings, and more. With quick approval, this loan also helps you handle medical emergencies or any urgent financial needs with ease.
*Terms and conditions apply
Eligibility criteria for personal loan in Hosur
You can easily get the funds you need in Hosur with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Hosur
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Use our interest calculator to get accurate repayment details of your personal loan based on the interest rate, tenure, and amount.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
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Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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