Personal Loan in Calicut

Personal Loan in Calicut

Check your eligibility for personal loan in Calicut with your phone and OTP - no branch visit needed.
FAQs

FAQs

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Video

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Calicut

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Are you looking for a hassle-free way to secure funds for your financial needs in Calicut? Whether you are planning a dream wedding, renovating your home, or managing unexpected expenses, a Bajaj Finserv Personal Loan offers a quick and convenient solution. With instant approval, flexible repayment options, and high loan amounts, Bajaj Finance ensures that your financial journey remains smooth and stress-free.


    ✅Check your pre-approved loan offer in Calicut with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

The economy of Calicut is predominantly reliant on the services sector, followed by industry. Several IT companies are present here and business hubs include the Hilite Business Park and the Government of Kerala’s Cyberpark. Calicut is also home to several educational institutes of repute, including the Indian Institute of Management Kozhikode and National Institute of Technology Calicut.


Know more about our personal loan in Calicut and its features.


*Terms and conditions apply.

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Features and benefits of personal loan in Calicut

  • Flexi loans

    Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Calicut with just your phone number and OTP – no need to visit the branch.

  • Online account facility

    Monitor the repayment schedule, payment dates and other loan-related information through our customer portal - My Account.

  • Money within 24 hours*

    You needn’t wait long for funds. Get the personal loan amount directly in your account within 24 hours*.

  • Flexible tenure

    Repay your loan amount over a convenient tenure of up to 96 months.

  • High-value top up loan

    Get a high top-up loan amount on your current personal loan from Bajaj Finance.

Residents can cover their diverse financial needs with a Bajaj Finserv Personal Loan in Calicut. Funds of up to Rs. 55 lakh come with flexible repayment tenures and no restrictions on end use. You can plan your repayment as interest rates and associated charges are 100% transparent. Find out the nominal fees and charges along with personal loan interest rates.


*Conditions apply

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Eligibility criteria and documents for personal loan in Calicut

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Calicut

Step-by-step guide to apply for a personal loan

  1. Click on ‘CHECK ELIGIBILITY’ on this page.
  2. Enter your 10-digit mobile number and the OTP sent to your phone.
  3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
  6. Choose the repayment tenure and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 24 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.