Personal Loan in Kashipur

Personal Loan in Kashipur

Check your eligibility for personal loan in Kashipur with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Kashipur

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Situated in the Udham Singh Nagar district of Uttarakhand, Kashipur is an emerging industrial hub with a rich historical heritage. The city is surrounded by lush greenery and is home to ancient sites like Govishan Fort and the temples of Chaiti Devi and Drona Sagar. Proximity to the Jim Corbett National Park and strong connectivity to major cities like Delhi make Kashipur a growing centre for trade, manufacturing, and tourism.
     

    If you are planning a wedding, funding higher education, managing a medical emergency, or renovating your home, a Bajaj Finserv Personal Loan in Kashipur provides instant, collateral-free funds designed to meet your needs.


    ✅ Check your pre-approved loan offer in Kashipur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

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Features and Benefits of Personal Loan in Kashipur

  • Pre-approved offers for customers

    You can check if you have a pre-approved offer for a personal loan in Kashipur with just your phone number and OTP – no need to visit the branch.

  • Fast loan approval

    Private lenders like Bajaj Finance provide quick approval on personal loans. Fill up the online form to apply

  • Flexible repayment tenure

    Choose a suitable tenure of up to 108 months to repay your personal loan in Kashipur affordably

  • Up to Rs. 55 lakh as financing

    Meet your diverse funding needs conveniently with a personal loan of up to Rs. 55 lakh from loan agents like Bajaj Finance

  • Money received in under 24 hours*

    With time taken for loan amount transfer brought down to under 24 hours*, now fulfil urgent funding requirements without delay

  • Paperwork reduced to minimal

    We ensure simplified paperwork with only a handful of documents required for personal loans.

  • No surprise fee

    As trusted private lenders, our terms and conditions are transparent and ensure no hidden charges

  • Manage loan account online

    Log in to our customer portal – My Account, to access your loan details and track repayments online

  • Unsecured loan

    Avail financing without risking your assets through a collateral-free personal loan in Kashipur from Bajaj Finance

Kashipur has lately witnessed rapid industrial development, courtesy support, and encouragement from the local administration. The 2011 Master Plan for Kashipur reported 603 functioning industrial units. HCL Technologies, IGL, and Videocon are this city’s large industrial houses.


Trusted private financers like Bajaj Finance provide personal loans in Kashipur against simple eligibility conditions. Our dedicated financial tools like personal loan EMI calculator available for free allow easy computation of loan affordability for a wise borrowing decision.


*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Kashipur

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Kashipur

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000