Instant personal loan in Tirupur
Tirupur, known as the "Knitwear Capital of India," is a thriving textile hub in Tamil Nadu, contributing significantly to India’s cotton knitwear exports. Home to over 10,000 garment manufacturing units, it employs a large workforce and exports textiles to global retailers like Walmart, H&M, and Nike. Key industrial parks like Tirupur Export Knitwear Industrial Complex and Nethaji Apparel Park bolster its textile sector.
To support the financial needs of individuals in this vibrant city, Bajaj Finserv offers personalised personal loans with attractive features. From managing lifestyle requirements to meeting urgent cash needs, these loans are affordable with competitive interest rates and flexible repayment options, including the innovative Flexi Loan facility to reduce EMIs by up to 45%.
Features and benefits of personal loan in Tirupur
-
-
Zero hidden charges
With transparent terms and conditions, you need not pay any hidden charges on personal loans from us.
-
Easy online access
Use our customer portal, Experia to check your loan information like outstanding balance, interest payable, etc.
-
Money within 24 hours*
Wait for only up to 24 hours for money to reach your account.
-
-
-
Reduce EMIs
Avail the unique Flexi loans to bring down your EMIs by up to 45%.
-
Tenor of up to 96 months
Flexible tenor of up to 96 months makes repayment easier. Use the Personal Loan EMI Calculator online.
-
-
Loan up to Rs. 55 lakh
Cover big-ticket expenses or address multiple monetary needs with funds of up to Rs. 55 lakh.
*Conditions apply
Eligibility criteria for personal loan in Tirupur
Qualifying for an unsecured loan is hassle-free. Make sure to check using personal loan eligibility calculator.
-
Job status
Employed at a private/public company or a reputed MNC
-
Age
From 21 years to 80 years*
-
Citizenship
Indian, resident of India
-
CIBIL score
685+
Once you qualify according to our eligibility criteria, arrange the documents and keep those ready. Some of the essential documents you need to submit are KYC papers, salary slips, account statements, etc. Also, ensure to maintain a higher CIBIL score for lower interest rates and flexible terms.
Documents required to get a personal loan in Tirupur
Applying for a personal loan in Tirupur requires a few essential documents, such as proof of identity, address, income, and employment details. Being prepared with these documents streamlines the application process and speeds up approval. Learn more about the personal loan document requirements.
Interest rates and charges on personal loan In Tirupur
Personal loan interest rates and charges depend on the lender, your credit profile, and the loan amount. Maintaining a strong credit history can help you secure a lower interest rate, reducing your borrowing costs. Be sure to review all associated charges carefully before applying.
Uses of personal loan in Tirupur
Personal loans in Tirupur cater to a wide range of financial needs, making them a versatile solution for various purposes. Here are some common uses:
- Travel loan: Plan your dream vacation and manage travel expenses effortlessly with a travel loan.
- Marriage loan: Make your wedding memorable by covering all expenses with a marriage loan.
- Personal loan for higher education: Fulfill academic aspirations with an affordable personal loan for higher education.
- Medical loan: Handle unforeseen medical emergencies quickly with a medical loan.
- Personal loan for home expenses: Renovate or manage household costs conveniently with a personal loan for home expenses.
Each of these loans comes with competitive rates, fast approval, and flexible repayment options.
How to apply for a personal loan in Tirupur?
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents
Frequently asked questions
Yes, but you may need to provide alternative proof of income, such as bank statements or other financial documents, to qualify.
Yes, you can apply for a second personal loan if you meet the lender's eligibility criteria and have the capacity to repay both loans.