Planning for retirement is crucial to ensure a secure, stress-free, and comfortable future. In India, where retirement planning is often overlooked, choosing the right financial products can make all the difference. Two popular options that stand out are endowment plans and Unit-Linked Insurance Plans (ULIPs). While endowment plans offer guaranteed returns and life insurance benefits, ULIPs for retirement provide market-linked growth and flexibility. By combining these two options, individuals can strike the perfect balance between financial security and wealth creation. This article explains how endowment plans and ULIPs can work together to secure your retirement goals.