Personal Loan in Fatwah

Personal Loan in Fatwah

Check your eligibility for personal loan in Fatwah with your phone and OTP - no branch visit needed.
FAQs

FAQs

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Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Fatwah

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Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Are you looking for a quick and hassle-free way to secure funds for your financial needs in Fatwah? A personal loan from Bajaj Finance might be the ideal solution for you. Whether it is for a medical emergency, home renovation, wedding expenses, or higher education, Bajaj Finance offers tailored personal loan solutions to meet your requirements. With a completely online process, minimal paperwork, and instant approval, getting a personal loan in Fatwah has never been easier.


    ✅Check your pre-approved loan offer in Fatwah with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Know more about our personal loan and its features.


*Terms and conditions apply.

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Features and Benefits of a Personal Loan in Fatwah

  • Flexi loans

    Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Fatwah with just your phone number and OTP – no need to visit the branch.

  • High-value loans

    Get a personal loan of up to Rs. 55 lakh lakh and meet any financial requirements without hassle

  • Quick approval

    Complete the application and meet the eligibility criteria to get loan approval within a few minutes

  • Receive credit within 24 hours*

    Get the loan amount in your bank account within 24 hours* of approval

  • Minimal documentation

    Complete the application by submitting a few essential documents and get swift loan approval. Keep the documents required for personal loans handy while applying

  • Zero hidden charges

    Bajaj Finserv Personal Loan comes with 100% transparent terms and conditions without any hidden charges

  • Flexible tenure

    Repay your loan easily with a flexible tenure of up to 108 months.

Situated on the banks of the Ganges and Punpun river, Fatwah is considered a highly sacred place according to Hindu mythology. The small town in Bihar was famous for textiles during medieval times. Textile workers still comprise a huge part of the population, and many are still engaged in the traditional textile industry, despite the modern era hardships. Aided by important industries, Fatwah’s economy is emerging.


Apply for a personal loan without pledging any asset and get instant approval. To plan your repayments, use our Personal Loan EMI Calculator. You can get the Bajaj Finserv Personal Loan in Fatwah at attractive rates and manage your finances without any hassle. You can use the amount to address your expenses related to marriage, travel, study etc. Approach us to avail affordable personal loan interest rates. Check the loan interest rates before proceeding with the application.


*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Fatwah

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Fatwah

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000