KCC or Kisan Credit Card is an initiative by the Government of India aiming to provide farmers with affordable and timely credit access. The scheme, introduced back in 1998, focused on the welfare of individuals belonging to the agricultural section of society. According to the 2019 updates on the KCC scheme, the government targets to increase its reach to 1 crore farmers within 100 days. Farmers looking for loans and advances can thus opt for an easy Kisan Credit Card application process.
Mentioned below is the process of applying for a Kisan Credit Card online.
The process to apply for KCC online:
To apply for KCC online, you may approach your preferred financial institution’s website. Follow the below-mentioned steps to proceed with your KCC online application:
- On your lender’s official website, select ‘KCC’ from the available credit card options.
- Proceed by clicking the ‘Apply Now’ button.
- Fill in the details required on your form and recheck to eliminate any errors.
- Click on the ‘Submit’ button to complete the Kisan Credit Card online application.
- Obtain the reference number provided after the application submission and note it down for further processing.
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Once your application for Kisan Credit Card is complete, your lender will begin with its processing, which may take up to 4 working days. When contacted by your lender, submit the required documents like identity proof, address proof and your documents for landholding to obtain this card.
With this information on how to get a Kisan Credit Card, you can now apply for it with your preferred financial institution. Alternatively, farmers can also obtain credit for regular purchases of their farming supplies like seeds, fertilisers, pesticides, etc., with the Bajaj Finserv RBL Bank SuperCard. You can avail this by checking your offer, which comes with one-step verification.
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