The Bajaj Finance Insta EMI Card is an existing member identification card that allows you to shop for 1 million+ products on Easy EMIs. With the Insta EMI Card, you get a pre-qualified card loan offer amount of up to ₹3,00,000 that can be utilised across 1.5 lakh+ online and offline partner stores across 4,000+ cities. You can use the digital card to convert all your purchases into Easy EMIs and choose a flexible repayment tenure of up to 60 months.
Shop for 1 million+ products on Easy EMIs
Smart phones
Smart TV
Refrigerator
Air Conditioner
Mattress
Laptop
Washing Machine
Smart watch
Speaker
Fitness Equipment
Cycles
Shop across all leading brands
Vijay Sales
Croma
Reliance Digital
MakeMyTrip
IRCTC
HomeTown
Amazon
Flipkart
Welcome rewards for you
Why get the Insta EMI Card
You can apply for the Insta EMI Card online on our app and website.
No annual or renewal fee for the Insta EMI Card
Shop for 1mn+ products on Easy EMIs at leading partner stores across India.
Shop at Bajaj Finance partner stores across 4,000 cities.
Features and benefits
Insta EMI Card - an overview
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Accepted at 1.5 lakh+ stores
The card is accepted across 4,000+ large and small cities. Wherever you are, walk into our partner stores and shop on EMIs.
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Zero down payment
Get zero down payment on a wide range of products from over 1.5 lakh partner stores
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Lower-EMI special schemes
You can opt for our special EMI schemes that offer a longer repayment tenure and reduce your monthly EMI.
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Everything on EMIs
Shop for daily groceries, electronics, fitness equipment, home appliances, furniture and more, and split the bills into Easy EMIs.
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Flexible repayment tenures
Convert your purchases into monthly instalments and pay back over 3 to 60 months.
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End-to-end digital process
The entire application process is online. It takes less than 10 minutes to complete.
Eligibility criteria and documents required for the Bajaj Finance Insta EMI Card
Anyone can get an Insta EMI Card as long as you meet the basic criteria mentioned below. If you meet the criteria, you will need a set of documents to complete your application process.
Insta EMI Card App Explained
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Eligibility criteria
Nationality
Indian
Age
21 years to 65 years
Income
You must have a regular source of income
Credit score
As per Bajaj Finance risk policies
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Documents required
- PAN Card number
- Aadhaar Card number for identity verification
How to apply for the Insta EMI Card
How can I apply for the Insta EMI Card
Enter your 10-digit mobile number and click on 'CHECK OFFER' on the top of the page
Enter the OTP and submit.
Enter your full name and click on 'Yes, Auto-Fetch Details'
Verify your pre-filled personal details and click on 'CONTINUE'
Check your pre-qualified card loan offer amount and click on 'CONTINUE'
Review your wallet setup details and verify the OTP
Complete your identity verification by confirming your current residential address
Post successful identity verification, pay a one-time joining fee of ₹530 (inclusive of applicable taxes)
After successful payment, view your card details on the Bajaj Finance app
Note: The online process may differ on whether you are a new customer or have an existing relationship with us.
Fees and charges
The following charges are applicable on the Insta EMI Card/ EMI Network Card
Type of fee | Applicable charges |
Insta EMI Card fee | Rs. 530/- (inclusive of applicable taxes) |
*Additional fees and charges will apply when utilising the EMI Network Card to avail of loans.
What do our customers say about us
Ranita Das
Reviewed on 11 Aug 2024
I used the Bajaj Finance EMI Card to purchase a new refrigerator. The application process was straightforward, and I liked the flexible repayment options. Very happy with the service.
Varun Sharma
Reviewed on 11 Aug 2024
I have been using the Bajaj Finance EMI Card for over a year now. The instant approval and wide range of partner stores make it very useful. It helped me finance my family’s needs without any stress. Absolutely satisfied.
Prabhat Singh
Reviewed on 08 Aug 2024
Using the Bajaj Finance EMI Card for household appliances was a smart choice. The flexible repayment plans suited my financial needs. The process was simple and convenient. A great option for managing big purchases.
Aniket Divekar
Reviewed on 09 Aug 2024
The Bajaj Finance EMI Card offered me a seamless experience. I could buy my new phone without worrying about the full upfront payment. The interest-free EMI and easy online account management are fantastic features.
SN
Reviewed on
The Bajaj Finance EMI Card offered me a seamless experience. I could buy my new phone without worrying about the full upfront payment. The interest-free EMI and easy online account management are fantastic features.
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.