Gold assets possess immense cultural and social significance in India. At times of emergencies, individuals can also obtain sizeable funds against gold, leveraging its equity. Obtain a Bajaj Finserv Gold Loan instantly by submitting only a handful of documents.
Utilise an easy gold loan with zero end-use restriction to meet urgent requirements, like a medical emergency or restocking inventory. Repay the amount flexibly at nominal interest rates and enjoy a hassle-free experience.
Check the features and benefits of a Bajaj Finserv Gold Loan facility –
Get the gold jewellery appraised from the safety and comfort of your home. Our representative will evaluate the assets with an industry-grade carat meter, ensuring authenticity and accuracy.
Obtain a sizeable loan against gold and finance big-ticket personal and professional expenses easily. The funds come with zero end-use restrictions.
Select from a wide suite of repayment options per your convenience. Choose to pay regular EMIs to clear the dues. Alternatively, opt to pay interest periodically and principal at the tenor’s end, or interest upfront and principal later.
We store the pledged gold items in top-of-the-line vaults under 24x7 surveillance in motion detector-equipped rooms. Our safety protocols make us one of the best gold loan companies in India.
Release pledged gold items partially when necessary by repaying the equivalent amount.
Part-prepay or foreclose a loan on gold against zero charges. Traders and builders can also get top-up loans without paying any additional charges.
Avail of a gold loan in India from Bajaj Finserv and enjoy a complimentary gold insurance policy. The pledged items are insured against theft and misplacement.
Apply for a gold loan from Bajaj Finserv by submitting only identity and address proof. These include -
Check gold loan eligibility and documents required.
Obtain a gold finance loan at the lowest interest rates from us. The ancillary charges are competitive as well, making us one of the top gold loan providers nationally. Check the gold loan interest rates for more details.
Highest loan per gram refers to the maximum loan amount a borrower can avail against the market value of one-gram gold. This rate is also known as LTV, denoted in percentage ( %). An appraiser evaluates the market value of gold items and determines the LTV to decide the obtainable amount of gold loan today or on the day of application.
RBI caps the LTV at 75% on an online gold loan. However, this rate can vary. Obtain the highest per gram value of the pledged gold assets from Bajaj Finserv today.
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