Frequently Asked Questions
How can I buy appliances on easy EMIs?
Appliances can be bought on easy EMIs in the following ways -
1. With EMI Network Card:
Simply swipe and buy with your EMI Network Card without having to gather another set of documents or go through the process of applying for a loan.
2. Without EMI Network Card:
• Visit any of partner stores like Croma, Vijay Sales, Reliance Digital, Sargam Electronics etc. and contact our in-store representative.
• Fill an application form and submit the required documents. (ID, address and cancelled cheque).
• Choose your product and EMI option suitable for you.
Which appliances can I purchase on easy EMIs?
All your favourite appliances including – Refrigerators, washing machines, air conditioners, microwaves, laptop, tv, air purifiers, water purifiers and many more can be purchased on easy EMIs through the Bajaj Finserv EMI Network.
Where in India can I shop for appliances on easy EMIs?
You can shop for appliances on the EMI Network in over 950+ cities across India. Some of our partners include – Vijay Sales, Reliance Digital and Croma etc. To locate a partner store in your city, check our store locator section on this page.
How can I avail of this loan?
Walk into any of our partner stores, contact our representative and enquire about offers/schemes on the product of your choice. He/she will then take you through the process of availing a loan through the EMI Network. If you have an EMI Card, simply swipe and take home the product of your choice.
What documents do I need to submit to procure this loan?
Please visit the ‘Documents’ section on this page for details.
How do I get documents such as NDC, Statement of Accounts and other related documents?
Get in touch with us on 020 39575152 and our representative will help you with this. Alternatively, you can log in to your Experia account (our customer portal) and download the necessary documents.
What is the applicable interest rate on availing appliances on the EMI Network?
Products can be bought on easy EMIs without any extra cost. Your purchase amount is divided directly into monthly installments at no additional cost.
Can I foreclose the loan, and what is the procedure to do so?
Yes, you can foreclose your loan after 6 months from the loan disbursement date. Visit any of our branches or contact us at www.bajajfinserv.in/reach-us and we will help you with the process.
Are there any charges for foreclosing the loan?
There are absolutely no charges or penalty for foreclosing your loan.