Bajaj Finserv Wallet

With digital EMI Network Card

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Everything on easy EMIs

Car accessories, education courses, baby products and more. Think It. Done


Your child deserves the best, so why shop for anything less? Get your child the latest toys, and the best quality baby products, all on no cost EMI from the Bajaj Finserv EMI Network. Simply convert the actual cost of your purchase into no cost EMIs, and without feeling the slightest pinch on your pocket. And that’s not all. Whatever your needs, from buying a cycle, to new tyres for your vehicle, the Bajaj Finserv EMI Card helps you purchase it all on interest-free EMIs, making life easier for you.

1 Crore+


1 million+






Features and Benefits:

No hidden charges

Buy the best toys and baby products for your child and fulfil your other needs too, without any additional charges. Convert the price of your purchase into no cost EMIs and repay it in easy instalments.

Without any down payment

You don’t need to make any down payment to purchase toys and baby products on no cost EMIs.

No documents required

All you need to do is simply swipe your Bajaj Finserv EMI Card and convert your purchase into no cost EMIs. No documents are required for this procedure.

Quick approval

Spend quality time with your child instead of wasting any time getting approvals. Bajaj Finserv EMI Network gives you an instant approval with your EMI card.

Repay within a year

Get the ease of repayment with flexible EMI tenor of 3 to 12 months. Choose the EMI plan that suits you best.

Eligibility check

Check your eligibility for no cost EMIs by logging on to Bajaj Finserv’s customer portal or Experia app. Each individual might have a different credit limit.

Spend minimum Rs. 5,000

Buy toys and baby products for a minimum of Rs. 5,000 and avail no cost EMIs on your purchase.

How It Works

Online Instant Approval If you do not have an EMI Card:

How It Works


Step 2.

2. Regular source of income


Step 2.

Walk into our partner store


Step 3.

Show the SMS of your pre-approved loan amount to our in-store representative

How it works

Step 4.

Submit your id proof, address proof, photograph, and a cancelled cheque

How it works

Step 5.

Walk out with your purchase


Step 1.

If you have an EMI Card:
Walk into our partner store


Step 2.

Swipe your EMI Card

How it works

Step 3.

Walk out with your purchase

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Top Partners

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Emi Cards

Make shopping easy and affordable with our interest-free EMI Cards.


Bajaj Finserv Gold EMI Network Card

Buy everything you want, from the latest gadgets to electronics for your home with the Gold EMI Network Card, and pay for it all in easy, interest-free EMIs.

Make shopping for appliances hassle-free and affordable with our interest-free EMI Cards.


Bajaj Finserv Titanium EMI Card

Get an upgrade on the Gold EMI Network Card. Get a higher loan limit, express personal loan, and pre-approved offers on our loan products, with the Titanium EMI Network Card.

Frequently Asked Questions

How can I buy appliances on easy EMIs?

Appliances can be bought on easy EMIs in the following ways -
1. With EMI Card:
Simply swipe and buy with your EMI Card without having to gather another set of documents or go through the process of applying for a loan.

2. Without EMI Card:
• Visit any of partner stores and contact our in-store representative.
• Fill an application form and submit the required documents. (ID, address and cancelled cheque).
• Choose your product and EMI option suitable for you.

Which appliances can I purchase on easy EMIs?

All your favourite appliances including – Refrigerators, washing machines, air conditioners, microwaves, laptop, tv, air purifiers, water purifiers and many more can be purchased on easy EMIs through the Bajaj Finserv EMI Network.

Where in India can I shop for appliances on easy EMIs?

You can shop for appliances on the EMI Network in over 950+ cities across India. Some of our partners include – Vijay Sales, Reliance Digital and Croma etc. To locate a partner store in your city, check our store locator section on this page.

How can I avail of this loan?

Walk into any of our partner stores, contact our representative and enquire about offers/schemes on the product of your choice. He/she will then take you through the process of availing a loan through the EMI Network. If you have an EMI Card, simply swipe and take home the product of your choice.

What are the features and benefits of shopping for appliances on the EMI Network?

Please visit the ‘Features and Benefits’ section on this page for details.

What documents do I need to submit to procure this loan?

Please visit the ‘Documents’ section on this page for details.

How do I get documents such as NOC, Statement of Accounts and other related documents?

Get in touch with us on 020 39575152 and our representative will help you with this. Alternatively, you can log in to your Experia account (our customer portal) and download the necessary documents.

What is the applicable interest rate on availing appliances on the EMI Network?

Products can be bought on easy EMIs without any extra cost. Your purchase amount is divided directly into monthly installments at no additional cost.

Can I foreclose the loan, and what is the procedure to do so?

Yes, you can foreclose you loan after 6 months from the loan disbursement date. Just walk into one of our branches or contact us on and we will help you with the process.

Are there any charges for foreclosing the loan?

There are absolutely no charges or penalty for foreclosing your loan.