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Bajaj Finserv Wallet

With digital EMI Network Card

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Everything on easy EMIs

Car accessories, education courses, baby products and more on the EMI Network
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Shop for a range of products with the EMI Network Card

The Bajaj Finserv EMI Network offers a wide range of products on easy EMIs. Be it the latest toy for your child or the best quality baby products, new tyres for your vehicle or a high-end bicycle, buy everything on easy EMIs with the Bajaj Finserv EMI Network Card.

Download your Digital EMI Network Card now!

3 crore+

members

1 million+

products

2,900+

Cities

1.2 lakh+

Stores

Features and Benefits:


No hidden charges

Buy the best toys and baby products for your child without any additional charges. Convert the price of your purchase into easy EMIs and repay over a tenor of up to 12 months.

Zero down payment

You don’t need to pay any down payment to purchase toys and baby products on EMIs.

Minimal documentation

All you need is your KYC documents, a signed ECS mandate and a cancelled cheque.

education loan online

Instant approval

Visit the nearest Bajaj Finserv EMI Network partner store, talk to our in-store representative and get instant loan approval.

Repay easily

Repay the cost of your purchase at your convenience over a tenor of 3, 6, 9 or 12 months.

How to shop

Buying your favourite products on the EMI Network is easy.

Buy online with your EMI Network Card
Step 1 : Login to EMI Store with your registered mobile number
Step 2 : Choose your product and select a convenient repayment tenor
Step 3 : Add your delivery address
Step 4 : Complete your purchase by submitting an OTP

Shop at a partner store with EMI Network Card
Step 1 : Visit a Bajaj Finserv partner store near you
Step 2 : Select a convenient repayment tenor
Step 3 : Share your EMI Network Card details or opt for in-store financing
Step 4 : Complete your purchase by submitting an OTP sent to your registered mobile

How It Works

STEP 1

Step 1.

Sign in to the EMI Store using your registered mobile number

How it works

Step 2.

Choose a product, as well as a tenor for repayment

How it works

Step 3.

Add your delivery address

How it works

Step 4.

Finish your purchase with an OTP

Step2

Step 1.

Go to a Bajaj Finserv partner store in your vicinity

STEP 1

Step 2.

Determine a repayment timelin

How it works

Step 3.

Share your EMI Network Card details or opt for in-store financing

How it works

Step 4.

Complete your purchase by submitting the OTP sent to your phone

Hot Offers

Search All Products

Sargam Electronics

EMI starting from 2500 INR upto 8 Months

National Electronics

EMI starting from 2500 INR upto 8 Months

Patra Electronics

EMI starting from 2500 INR upto 8 Months

Pai International Electronics Ltd

EMI starting from 2500 INR upto 8 Months

Raj Electronics

EMI starting from 2500 INR upto 8 Months

Great Eastern Trading

EMI starting from 2500 INR upto 8 Months

Aditya Vision Pvt Ltd.

EMI starting from 2500 INR upto 8 Months

Khosla Electronics

EMI starting from 2500 INR upto 8 Months

Vasanth & Co

EMI starting from 2500 INR upto 8 Months

Top Partners

Find a Store near you

Frequently Asked Questions

What is the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card lets you convert all your purchases into easy EMIs. You can use it to shop for the latest products of up to Rs. 4 lakh at any Bajaj Finserv EMI Network store.

How can I get my Insta EMI Card?

A fully digital application process allows pre-approved customers to get their Insta EMI Card in just 3 easy steps. The customers can access this digital card on the Bajaj Finserv Wallet app.

How do I validate myself with C-KYC and O-KYC to activate my Insta EMI Card instantly?

The CKYC validation is done by entering your PAN and mobile number or date of birth and the OKYC validation is done by entering your Aadhaar number and validating the same with captcha, OTP and share code.

What is the interest rate on the Bajaj Finserv EMI Network?

When you shop on the EMI Network, only the cost of your purchase is divided into monthly instalments. You don’t have to pay an additional interest.

Can I withdraw money from my Bajaj Finserv EMI Network Card?

No, you cannot withdraw money with your Bajaj Finserv EMI Network Card.

How can I increase my EMI Network Card’s limit?

The EMI Network Card loan limit depends on multiple factors such as your CIBIL Score, income level and repayment capacity. Bajaj Finserv reviews their customers’ Bajaj Finserv Insta EMI Card loan limit every quarter. You can increase your card’s limit by maintaining a good repayment history.

What home appliances can I buy with the Bajaj Finserv EMI Network Card?

You can use the Bajaj Finserv EMI Network Card to purchase the latest home appliances such as laptops, washing machines, ACs, refrigerators, water purifiers, air coolers and more on easy EMIs.