Personal Loan
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What is Personal Overdraft Facility?

A personal overdraft is a credit facility that allows you to withdraw an amount as and when needed. You can also repay the withdrawn amount at your convenience. Hence, it is one of the most preferred credit options availed to meet varied personal funding requirements without limit.

Apply for overdraft facility in the form of a Bajaj Finserv Flexi Personal Loan. The Flexi loan facility has all the necessary features of an unsecured overdraft loan.

Check out the features you may look for with the online Flexi loan facility, a new-age unsecured overdraft loan for you.

Features of a Personal Overdraft Loan (Flexi Loan Facility)

The Bajaj Finserv Flexi Loan overdraft facility allows you to withdraw multiple times from a pre-sanctioned loan amount. You may choose to prepay this amount at any time before the loan tenor ends.

Also, the interest calculated is only on the amount withdrawn. To conveniently repay this money, you may opt to pay interest-only EMIs as well.

Benefits of Personal Overdraft Loan (Flexi Personal Loan)

Fulfilling the role of an overdraft, the Flexi loan facility comes with several attractive benefits you may utilise.

  1. Makes funding quick and easy : It is easier to avail funds when you already have them pre-sanctioned. This facility, thus, makes funding instant and easily accessible to self-employed and salaried individuals.

  2. Competitive rates of interest : The personal loan interest rate applicable on this facility are attractive.

  3. Offers flexibility of fund’s use : It provides you with the flexibility to withdraw only the amount that you need and pay interest on the same instead of the total credit limit.

  4. Helps maintain credit score : The ease of withdrawing and repaying this credit boosts your credit score.
    Utilise these multiple benefits of the Flexi loan overdraft facility by applying for an instant personal loan from Bajaj Finserv.


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