Download App image

Bajaj Finserv App

Credit Card

What is Credit Card?

What is a credit card?

A credit card is a plastic card issued by financial institutions, which lets you to borrow funds from a pre-approved limit to pay for your purchases. The limit is decided by the institution issuing the card based on your credit score and history. Generally, higher the score and better the history, higher is the limit. The key difference between a credit card and debit card is that when you swipe a debit card, the money gets deducted from your bank account; whereas, in case of a credit card, the money is taken from your pre-approved limit.

Users can swipe the credit card to make a payment or use it for online transactions. After you apply for a credit card, simply make sure that the borrowed amount is repaid within the stipulated time frame to avoid penalty charges.

Bajaj Finserv offers different types of credit card to suit your diverse needs. Moreover, the Bajaj Finserv credit card has great offers and benefits to make shopping a rewarding experience for you.

Pre-Approved Offer