A credit card is a plastic card issued by financial institutions, which lets you to borrow funds from a pre-approved limit to pay for your purchases. The limit is decided by the institution issuing the card based on your credit score and history. Generally, higher the score and better the history, higher is the limit.
Users can swipe the credit card to make a payment or use it for online transactions. Simply make sure that the borrowed amount is repaid within the stipulated timeframe to avoid penalty charges.
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