What is a business credit card?
Business credit cards often come with high limits and are offered to large company owners and operators, sole proprietors, new businesses, etc. These cards can be used for business expenses, like purchasing supplies, office furniture, travel, and other such business-related expenses.
Through cashback, offers and EMI schemes, businesses stand to save every time they swipe their SuperCard.
If your business requires you or other employees to travel often, flight tickets and hotel bookings can also be covered under your business credit card. If the business defaults on their credit card bills, it is the business owner that is usually held responsible for the repayment of dues.
Expenses like flight and hotel bookings can also be managed with a business credit card. Such expenses can be split into EMIs and managed with ease.
Credit card name |
Joining fees |
Annual fees |
|
Platinum Choice SuperCard |
Rs. 499 + GST |
Rs. 499 + GST |
|
Platinum Choice First Year Free SuperCard |
Nil |
Rs. 499 + GST |
|
Platinum Plus SuperCard |
Rs. 999 + GST |
Rs. 999 + GST |
|
World Prime SuperCard |
Rs. 2999 + GST |
Rs. 2999 + GST |
|
World Plus SuperCard |
Rs. 4999 + GST |
Rs. 4999 + GST |
|
Travel Easy SuperCard |
Rs. 999 + GST |
Rs. 999 + GST |
|
Value Plus SuperCard |
Rs. 499 + GST |
Rs. 499 + GST |
|
Platinum ShopDaily SuperCard |
Rs. 499 + GST |
Rs. 499 + GST |
Many business owners and entrepreneurs choose to use business credit cards in India to make small or big purchases for their businesses.
The Bajaj Finserv RBL Bank SuperCard offers the best medium or small business credit cards. The SuperCard provides the power of 4 cards in 1 card. Hence, as a business owner, you get a loan card, an EMI Card, a cash card and a loan card, all wrapped into a single SuperCard that gives you other benefits like – reward points, 1+1 movie tickets, cashback offers, fuel surcharge waivers and lot more.
Frequently asked questions
The business cards from RBL Bank, in collaboration with Bajaj Finserv, have an easy to meet eligibility criteria. You may be eligible if:
- You have a regular source of income
- You are between 21 to 70 years of age
- Your credit score and income is in accordance with the issuing bank’s criteria.
- You have a CIBIL Score of 750 or above and have no past records of default
- You have a residential address that falls within the SuperCard live locations in the country
- You are an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder
Yes, you can get a credit card in your business name. You can own a business card if you meet the eligibility criteria. Bajaj Finserv RBL Bank SuperCard offers the best credit card variants for medium and small businesses.
No, it is not illegal to use a personal credit card for business purposes. However, it is recommended that you apply and use a business credit card for your business. Your business credit card will streamline your expenses, help you build business credit and gain access to exclusive benefits.
Yes, you can buy a car with a business credit card if required for your business.
Business credit cards are offered to businesses while personal credit cards are availed by individuals for personal use.
It is advised to keep the credit score over 800 and above.
Since the business credit card is offered only to businesses and with a high limit, the issuers may take a lot of factors before offering the credit cards.
