Personal Loan in Ghaziabad

Ghaziabad, a major part of Delhi NCR, is fast becoming a hub for professionals, families, and businesses. From planning a big wedding to funding home renovation or managing medical expenses, having immediate access to funds can be a game changer.

With a Bajaj Finserv Personal Loan in Ghaziabad, you can borrow up to Rs. 55 lakh, get instant approval online, and receive funds in 24 hours*—with zero collateral and no branch visit required.

Check your personal loan offer in Ghaziabad with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Ghaziabad with just your phone number and OTP – no need to visit the branch.

Disbursal in a few hours*

Once your loan is approved, the amount gets credited to your bank account within a few hours* – ideal for managing emergencies in Ghaziabad.

Minimal documents needed

Enjoy a smooth loan experience with just a few basic documents required for application and verification.

Flexible repayment tenure

You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years. 

No collateral required

Get an unsecured personal loan in Ghaziabad without the need to pledge any assets or provide a guarantor. Use the personal loan EMI calculator for to estimate your EMI.

Quick online approval

Apply online for a personal loan in Ghaziabad through a simple online process and receive approval in just a few minutes*.

Online loan management

Monitor your loan details, repayment schedule, and EMI status through the customer portal, My Account, anytime, anywhere.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.
8. Our representative will contact you for further steps.