Personal Loan in Rawatbhata: Apply Online, Low Interest Rates and EMI

Q: What is the foreclosure charge on a personal loan?

Foreclosure can be processed post clearance of first EMIs. Term Loan : Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. Flexi Term Loan (Flexi Dropline ): Up 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment. Flexi Hybrid Term Loan : Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Overview
Features
Eligibility
Fees and Charges
Loan Variants
FAQs

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer in Rawatbhata

Check now

Enter mobile and OTP | Quick online approval | Get money in a day*

Bajaj Finserv in your city

Looking to manage a large expense or an unexpected financial need in Rawatbhata? Whether it is for a wedding, medical emergency, home renovation, or education, a Bajaj Finserv Personal Loan offers a quick and convenient solution—completely online and without the need for a branch visit.

You can also check if you already have a pre-approved offer in Rawatbhata. The process is fully digital and takes just a few minutes.

Check your personal loan offer in Rawatbhata with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Rawatbhata, the atomic city of Rajasthan, is known for the eight nuclear power stations in its territory. The biggest dam of the state, the Rana Pratap Sagar Dam, is also located here.

Considering the growing demand for unsecured credit, Bajaj Finance offers personal loans to people living in this city at affordable rates. Get instant approval by meeting simple eligibility criteria and submitting some basic documents.

*Terms and conditions apply.

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Features of personal loan in Rawatbhata

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Rawatbhata. All it takes is just your phone number and OTP.
Money in your account in 24 hours*

You will get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.
High loan amount and flexible tenure

You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.
Quick loan approval

Apply online to receive quick approval on your personal loan in Rawatbhata within a few minutes.
No collateral

Get the personal loan without any collateral or guarantor – making the process simple and quick. Use the personal loan EMI calculator for to estimate your EMI.
Online loan management

Use our customer portal, My Account, and manage your loan account online.
No hidden charges

Bajaj Finance maintains 100% transparency and does not levy any hidden charges on personal loans. Read the terms and conditions to know more.

Located on the banks of the Chambal River, Rawatbhata is less than two hours from Kota, the well-known coaching hub. It’s also the only city in India with the highest number of active nuclear power plants.

The city attracts pilgrims to famous spots like the Baroli and Ashapura temples. Along with tourism, other industries also play a key role in supporting the local economy.

If you live in Rawatbhata and need extra funds, you can go for a personal loan from Bajaj Finserv. With simple eligibility requirements, it’s a convenient way to manage financial needs. Check your eligibility for personal loan using just mobile number and OTP.

You can choose a repayment period that suits you and pay in easy EMIs. We also have a branch in Rawatbhata to assist current and new customers.

*Terms and conditions apply.

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Eligibility criteria and documents for personal loan in Rawatbhata

You can easily get the funds you need in Rawatbhata with the below criteria:

Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years**.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years** or younger, at the end of the loan tenure.
Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card

Use the personal loan eligibility calculator to know the maximum loan amount you can get before applying.

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Type of fee	Applicable charges
Rate of interest per annum	10% to 31% p.a.
Processing fees	Up to 3.93% (Inclusive of applicable taxes) of the loan amount.
Flexi Facility Charge	Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below) Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000 Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999 Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999 Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999 Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999 Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999 Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999 Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999 Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above All the Flexi facility charges above are inclusive of applicable taxes Loan amount includes approved loan amount, insurance premium, and VAS charges.
Principal Holiday Facility Fees	Up to Rs.1999/- for loan amount less than Rs.2,00,000 Up to Rs.3999/- for loan amount from Rs. 200000 to Rs.399999 Up to Rs.5999/- for loan amount from Rs. 400000 to Rs.599999 Up to Rs.7,999/- for loan amount from Rs. 600000 to Rs.999999 Up to Rs.8,999/- for loan amount from Rs.10,00,000 to Rs. 1499999 Up to Rs. 9999/- for loan amount from Rs. 15,00,000 to Rs.19,99999 Up to Rs.10,999/- for loan amount from RS. 20,00,000 to RS.2499999 Up to Rs.11,999/- for loan amount from RS.25,00,000 to RS. 29,99999 Up to Rs. 12,999/- for loan amount of Rs.30,00,000 and above Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount *(Loan amount includes approved loan amount, Insurance Premium & VAS Charges)
Bounce charges	Up to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) Dishonor of any payment instrument; or (ii) Non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.
Pre-payment charges	Full Pre-payment: Foreclosure can be processed post clearance of first EMIs. Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. Flexi Term Loan (Flexi Dropline): Up 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment. Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment. Part Pre-payment: Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment. Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid Term Loan.
Penal charge	Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not Applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure

Note: Additional cess if any, will be applicable to all charges according to state law.

What are the uses of Personal Loan

Instalment	Interest-only EMIs for the initial part of the loan tenure. EMI applicable only on the withdrawn amount
Tenure	Initial tenure: 24 months, Subsequent tenure: Up to 72 months
Annual maintenance charges	Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure
Part-prepayment facility	No part-prepayment charges
Flexi facility charges	Nominal Flexi facility charges applicable
Loan amount	Rs. 40,000 to Rs. 55 lakh
Disbursal	Withdraw and prepay conveniently from your sanctioned loan limit

Frequently asked questions

Overview

Application

Eligibility

Repayment

Fees and charges

What are the uses of personal loan in Rawatbhata?

You can take a Bajaj Finserv Personal Loan for several uses, such as:

How long does it take to get a personal loan in Rawatbhata?

With a Bajaj Finserv Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.

*Terms and conditions apply.

How long does it take to get approved for a personal loan?

With Bajaj Finance Limited, you can expect instant approval on your personal loan application.

How can you calculate your EMI?

You can use our personal loan EMI calculator to find out your monthly instalment amount. You only need to enter the loan amount, interest rate, and the tenure to get an estimate of the EMI.

How can I repay my Bajaj Finserv Personal Loan?

You can repay your personal loan in the form of EMIs (equated monthly instalments). Here, a fixed amount is automatically deducted from your bank account every month. You can set up a NACH mandate with your bank to pay the EMIs.

What are the eligibility criteria for a personal loan?

Check your eligibility for our personal loan with just your mobile number and OTP. To get a quick personal loan, you only need to meet a few basic personal loan eligibility criteria:

You must be between 21 years and 80 years* of age
You must be a salaried individual employed with an MNC, public or private company
You must be a residing citizen of India
If you meet the salary requirement based on your city of residence, you can qualify for the loan.

You should be 80 years* or younger, at the end of the loan tenure

*Terms and conditions apply

How is personal loan interest calculated?

Lenders provide an interest rate when you opt for a personal loan. The personal loan interest rate depends on several factors including CIBIL Score, income, debt-to-income ratio, employment stability etc. Once you know the interest rate, you can use the interest calculator to know your EMI outflow.

What is the foreclosure charge on a personal loan?

Foreclosure can be processed post clearance of first EMIs.

Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
Flexi Term Loan (Flexi Dropline): Up 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.

Personal Loan in Rawatbhata

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