Personal Loan in Guntur

Are you looking for a quick and hassle-free way to secure funds in Guntur? Bajaj Finserv Personal Loans offer a seamless borrowing experience with instant approvals, flexible repayment options, and loan amounts tailored to meet your financial needs. Whether you need funds for a wedding, medical emergency, education, or home renovation, Bajaj Finance ensures you get access to money when you need it most.

✅Check your pre-approved loan offer in Guntur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Convenient tenure

Repay the loan over a period of up to 96 months in affordable EMIs.

Loan up to Rs. 55 lakh

Avail of funds up to Rs. 55 lakh against easy terms to cover different expenses.

Collateral-free finance

We offer unsecured personal loans. No need for a guarantor or collateral.

Online loan management

Log in to our customer portal – My Account, and keep track of your repayment status.

Flexi loans

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Guntur with just your phone number and OTP – no need to visit the branch.

Quick approvals

Get approval of the loan instantly by meeting simple eligibility parameters.

Minimal documentation

Submit only a handful of documents to qualify for a high-value loan from Bajaj Finance.

Complete transparency

Avoid paying hidden charges by choosing our personal loan. Learn about the terms and conditions.

Get money in 24 hours*

Receive the sanctioned amount in your account within 24 hours* of approval.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.