Bajaj Finserv in your city

Durgapur is renowned as the steel capital of East India. Situated in West Bengal, it is a prominent industrial city and the only one with an operational dry dock in India.

Opt for the Bajaj Finserv Personal Loan in Durgapur at attractive interest rates. We bring to you features like quick credit approvals, flexible tenors and part-prepayment.

Features of a personal loan in Durgapur

  • Online account management

    Online account management

    Log in to our customer portal – Experia, and monitor all your loan-related information easily.

  • Minimal documentation

    Minimal documentation

    Salary slips, account statements and your proof of address are some of the essential documents needed for personal loans.

  • Zero collateral

    Zero collateral

    You do not need to pledge any asset to get a personal loan in Durgapur from Bajaj Finserv.

  • Money in bank in 24 hours*

    Money in bank in 24 hours*

    Once the loan is approved online, the amount is credited to your bank account within 24 hours*.

  • Flexi loan facility

    Flexi loan facility

    Borrow whenever you need to and repay when you have excess funds at your convenience with the Flexi loan facility.

  • High-value loan

    High-value loan

    From weddings to home improvement, cover big expenses effortlessly with finance of up to Rs. 25 lakh.

  • Immediate approval

    Immediate approval

    Bajaj Finserv, a reputed lender in India, provides instant approval on a personal loan application.

  • Flexible tenor

    Flexible tenor

    Select a repayment tenor of up to 60 months after assessing your financial standing.

Durgapur is among the biggest industrial hubs of the state. The first PSU set up here was the Durgapur Steel Plant. The city is also an evolving centre for real estate and information technology. Apart from these, Durgapur houses several reputed colleges and universities, including the National Institute of Technology, Durgapur Government College and CSIR-CMERI.

If you are in Durgapur and are looking for funding, contact Bajaj Finserv for personal loans. Pay for higher education, weddings, medical care, home renovation, foreign travel, etc., with the fund. Submit your online application without pledging any collateral. Ease your repayment by selecting a tenor of up to 60 months with Bajaj Finserv.

*Conditions apply

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Eligibility criteria

The better you meet personal loan eligibility criteria, the more are your chances of approval.

  • Nationality

    Nationality

    Resident Indian

  • Age

    Age

    Between 21 years to 67 years*

  • Credit score

    Credit score

    750 or above

  • Employment status

    Employment status

    Salaried individual employed at a private/public firm or an MNC

  • Minimum salary

    Minimum salary

    Check the city list to know the income requirements for your city.

Enhance your eligibility by reducing all fixed obligations to a minimum. Try paying off your existing debts and outstanding bills, and make timely payments before applying. Maintaining financial discipline helps in hassle-free approval of loan applications.

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Interest rates and charges

Bajaj Finserv offers affordable personal loan interest rates to the residents of Durgapur.

Frequently asked questions

What if I am charged an underlying fee?

Our transparent terms and conditions are 100% transparent with zero hidden charges.

What if my CIBIL score is low?

A low CIBIL score indicates lower creditworthiness. This could lead to rejection of your loan application or stricter terms of repayment. Take steps to improve your credit score to have a better chance of loan approval.

Ideally, maintain a CIBIL score of 750 or higher to get the best terms on your personal loan.

How much processing fee do I have to pay?

Bajaj Finserv imposes up to 4% as processing fees on the total amount.

What is the best CIBIL score for a personal loan?

The best CIBIL score is always closer to 900. Try to maintain a score above 750 to have higher chances of loan approval.

What is the loan approval time online?

Online loan applications are approved within a few minutes. You must ensure to fill the form with correct data.

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