Bajaj Finserv in your city

Batala is a major industrial centre and agricultural marketplace in Punjab. It has industries of sugar refining, cotton ginning, rice milling, and weaving.

If you require additional funding, Bajaj Finserv brings feature-rich personal loans of up to Rs. 40 lakh in Batala. Visit our branch or apply online now.

Features and benefits of a personal loan in Batala

  • Quick approval

    Quick approval

    Meet our simple personal loan eligibility criteria and get quick approval within 5 minutes*.

  • Minimal Documentation

    Minimal Documentation

    Hand over just a few essential documents required for a personal loan to our representatives.

  • Funds within 24 hours*

    Funds within 24 hours*

    Bajaj Finserv transfers the money to your account within 24 hours* of approval.

  • Flexible repayment tenor

    Flexible repayment tenor

    Find a suitable schedule tenor of up to 96 months using the personal loan EMI calculator.

  • Complete transparency

    Complete transparency

    The loan comes with a completely transparent policy and no hidden charges. Check out our terms and conditions.

  • Pre-approved offers

    Pre-approved offers

    Utilise our pre-approved offers to simplify the loan application process greatly. Submit your contact details and name to know your offer.
  • Loan of up to Rs. 40 lakh

    Loan of up to Rs. 40 lakh

    Address your necessities efficiently with a significant loan of up to Rs. 40 lakh. Check how much finance you require and apply now.

  • Option to pay Flexi loan EMIs

    Option to pay Flexi loan EMIs

    Pay interest only on the utilised amount from a pre-sanctioned limit. This Flexi facility can reduce EMI burdens by up to 45%*.

  • Easy online account management

    Easy online account management

    With our Experia portal, managing your personal loan account has never been easier. Access details through this online app at any time.

Batala is the eighth-largest municipality of Punjab, situated in the Gurdaspur district. The city’s economy is dominated primarily by the mineral and transportation industry. Batala also offers educational opportunities with several reputed schools and colleges.

People often require additional finances to avail themselves of all these conveniences and economic opportunities. Be it your child’s higher education or a medical emergency, trust only reliable lenders like Bajaj Finserv for quick financing. Our personal loan in Batala is available for salaried individuals with a stable income. Get the best interest rates starting from 11% p.a.

*Conditions apply

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Eligibility criteria for a personal loan in Rajnandgaon

The eligibility criteria for an unsecured personal loan are simple and easy to meet.

  • Credit score

    Credit score

    685+

  • Employment

    Employment

    Must be a salaried employee at an MNC or a public/ private firm

  • Age

    Age

    Between 21 years and 80 years*

  • Citizenship

    Citizenship

    Indian residing in the country

  • Minimum salary

    Minimum salary

    View the city list to know your minimum income

Provide an employee ID card, KYC documents, bank account statements, salary slips, and a passport-sized photograph for a simple documentation process. Make sure to submit valid documents and avoid chances of rejection.

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Interest rates and charges for a personal loan in Batala

Check out the interest rates and charges associated with the collateral-free loan.

Frequently asked questions

How do I apply for a personal loan?

The process to apply is simple.

  • Fill up the online loan application form with accurate details.
  • Select a suitable repayment tenor and loan amount
  • Submit the documents necessary for verification
  • Get instant approval on your application.

Once approved, the money gets credited directly to your account.

How much loan amount can I borrow?

While Bajaj Finserv sanctions up to Rs. 40 lakh, check the maximum amount you qualify for using a Bajaj Finserv Eligibility Calculator. It depends on eligibility parameters and your financial stand.

Can I cancel the loan after money is credited to the account?

To cancel the loan after the funds reach your account, you need to contact our relationship manager or email us to start the process.

Why should I apply for a personal loan online?

Convenience is the reason why you should apply online. The application form is simple. You need not wait in queues to submit your documents or wait for approval. The entire process gets completed in a few clicks.

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