Instant Personal Loan in Mizoram

Instant Personal Loan in Mizoram

Check your eligibility for personal loan in Mizoram with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

FAQs

FAQs

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in Mizoram

  • Mizoram, known for its scenic beauty and progressive social structure, is also witnessing rapid growth in education, healthcare, and local entrepreneurship. Whether you're in Aizawl, Lunglei, or Champhai, managing personal expenses like higher education, weddings, home renovation, or medical treatment becomes easier with instant access to funds.

    Check your pre-approved loan offer in Mizoram with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

    With a Bajaj Finserv Personal Loan in Mizoram, you can get up to Rs. 55 lakh, enjoy instant online approval, and receive funds in 24 hours*—all without any collateral or branch visit.

     

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Features of personal loan in Mizoram

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Mizoram. All it takes is just your phone number and OTP.

  • Money in your account in 24 hours*

    You will get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.

  • High loan amount and flexible tenure

    You can take a personal loan ranging from Rs. 40000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.

  • Quick approval

    Apply online and get instant approval for your personal loan. Know more about the personal loan application process.

  • Minimal documents

    With very little paperwork required, the loan application and approval process becomes quick and convenient.

  • No guarantor or collateral needed

    You do not need to provide any collateral such as gold ornaments and property papers to get the loan. Use our personal loan eligibility calculator to see how much loan amount you can borrow.

Tucked away in the Northeast, Mizoram is rich in culture and natural beauty. Cities like Aizawl are rapidly growing with better roads, schools, hospitals, and digital connectivity. As life evolves, so do financial needs—especially for salaried professionals, students, government employees, and small business owners across the state.

An instant personal loan in Mizoram can be the perfect solution when you need quick funds without lengthy formalities or complex processes.

How do Instant Personal Loans work?

When you apply for a personal loan, the lender will typically check at your credit history, income, and a few other factors to verify your application. Once approved, the loan amount is deposited into your bank account. Bajaj Finance disburses the loan amount into your registered bank account within 24 hours*, and in some cases, on the same day of approval. You can repay the loan amount in regular EMIs with interest over the chosen tenure.

*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Mizoram

You can easily get the funds you need in Mizoram with the below personal loan eligibility criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.


Multipurpose of personal Loan 

Personal Loan for Travel Personal Loan for Wedding Personal Loan for Higher Education 
Personal Loan for Home Expenses Personal Loan for Medical Emergency Personal Loan for Agriculture Expenses 


 

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How to apply for personal loan in Mizoram

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.


Check instant personal loan in other state: 

Instant Personal Loan In Madhya Pradesh Instant Personal Loan In Tamil Nadu Instant Personal Loan In Kerala 
Instant Personal Loan In Odisha Instant Personal Loan In Uttar Pradesh Instant Personal Loan In Uttarakhand 
Instant Personal Loan In Maharashtra Instant Personal Loan In West Bengal Instant Personal Loan In Punjab 
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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000