Bajaj Finserv in your state

Mizoram is the southernmost landlocked state of northeast India that houses the highest concentration of tribal people in the country. Currently, the state has flourishing bamboo products and horticulture industry.

Approach Bajaj Finserv if you are looking for a feature-rich personal loan in Mizoram. We have a dedicated branch for assisting with loan applications. However, borrowers can apply online for faster and convenient processing.

Features of personal loans in Mizoram

  • Online account management

    Online account management

    Track your EMI due dates, upcoming payments, outstanding balance, tenor remaining, etc., through our customer portal – Experia.

  • High-value financing

    High-value financing

    Address all your bigger financing needs with up to Rs. 35 lakh. Check your personal loan eligibility before applying.

  • No collateral

    No collateral

    A personal loan in Mizoram is accessible without any collateral. Enjoy a risk-free loan with Bajaj Finserv.

  • Funds in the account within %$$PL-Disbursal$$%*

    Funds in the account within 24 hours*

    Once approved, the entire loan amount reaches your bank account within 24 hours*.

  • Quick loan approval

    Quick loan approval

    Submit the duly-filled online loan application form to receive instant approval from Bajaj Finserv.

  • Minimal documentation

    Minimal documentation

    No lengthy documentation. Complete the loan process with a few documents only.

  • Easy repayment tenor

    Easy repayment tenor

    Reduce your chances of default with tenors of up to 60 months. Calculate using our online EMI calculator.

  • Flexible options

    Flexible options

    With Flexi loans, borrow multiple times from the sanctioned fund and pay interest only on the withdrawn amount.

  • Transparency

    Transparency

    Trusted financers like Bajaj Finserv ensure transparency with no hidden charges on a personal loan.

  • Pre-approved offers

    Pre-approved offers

    If you are an existing customer, go through the simplified and faster loan processing with pre-approved offers.

As per the Forest Survey of India 2011, Mizoram has the 3rd highest forest cover of 90.68%. Around 44% of its area is contributed to bamboo bearing. In fact, the state is mostly dependent on agriculture and cultivates rice as the primary crop. The other categories include fruits, spices and condiments.

To enhance the financial capability of residents, Bajaj Finserv offers personal loans in Mizoram. Eligible borrowers can avail of lower rates of interest and address their various monetary purposes affordably. Visit our branch for more information or opt for the online form for hassle-free application.

*Conditions apply

Read More Read Less

Eligibility criteria

Below are the eligibility criteria every loan applicant needs to fulfil.

  • Credit score

    Credit score

    Above 750

  • Minimum salary

    Minimum salary

    It depends on your city of residence

  • Citizenship

    Citizenship

    Indian
  • Employment

    Employment

    Salaried at a private/ public company or an MNC

  • Age bracket

    Age bracket

    Between 21 years to 67 years*

You must improve your eligibility by paying off existing debts and reducing your financial obligations. Bajaj Finserv offers flexible terms and conditions for qualified borrowers. Enjoy the best features and benefits with us.

Read More Read Less

Interest rates and charges

Ensure to know the processing fees and other charges, apart from personal loan interest rates.

Frequently asked questions

How to know if I am eligible for a personal loan?

It’s easy. Check the eligibility criteria for personal loans in Mizoram or know your maximum loan amount using the Bajaj Finserv Eligibility Calculator.

What are the advantages of applying for a loan online?

Online loan applications save time and effort significantly as you complete the process with a few clicks only. Moreover, you need not visit any branch and wait for long hours. The documents required are also minimal.

What should I consider before applying for a personal loan?

Following are the factors every borrower must consider before taking a loan:

  • Repayment capability
  • Financial obligations
  • Processing fees
  • Credit profile
  • Existing loans
By how much can I save using Flexi loans?

The Flexi loan facility allows you to lower your EMIs by up to 45%*. Interest is charged on the withdrawn fund only from the sanctioned limit.

Read More Read Less