How can read my credit card statement?
Check for the total amount and minimum amount due
The most important thing to check is the minimum payment due towards your SuperCard and the due date by which you must make a payment. Paying your bill by this date will allow you to steer clear of any late fees. Also, you must check the total outstanding amount each month to ensure that there are no discrepancies. This includes all the charges you have to pay, including interest, if any.
Check date-wise transactions and taxation
There is a segment in your credit card statement that lists all the transactions you have made using your SuperCard during the billing cycle. These transactions are listed along with the date, time, amount and place where the transaction took place. You must check all the transactions carefully and in case you find any errors, immediately call Bajaj Finserv RBL Bank SuperCard’s customer care number and raise a complaint.
Check the available credit limit
There are 3 types of limits that your credit card statement lists: the total credit limit for your card, available credit limit on the date the bill was raised and the cash limit. Here the available credit limit specifies the amount that is available for you to use, which will automatically increase as soon as you pay the month’s bill. On the other hand, cash limit indicates the portion of your credit limit that you can withdraw as cash. This may be subject to a fee, however, the SuperCard allows you to make cash withdrawals on an interest-free basis for up to 50 days!
Check other details
You must also check and verify other additional information such as your total reward points, points earned during the billing cycle and points lapsed due to non-redemption. Also check the opening and closing balance each month to identify whether your limit is or isn’t changing with every bill payment.
Additional Read: Check credit card balance online
With these handy tips you can access and make sense of your SuperCard’s statement with ease. Apart from a detailed statement and ample payment options, this card gives you the benefits of 4 cards in 1. In addition cash withdrawals, you can also avail an emergency interest-free loan for up to 90 days, once a year, and break up spends of over Rs.3,000 into bite-sized EMIs.
What’s more, you can earn rewards, cashbacks, and discounts that are exclusive to SuperCard members. To enjoy these benefits, apply for the Bajaj Finserv RBL Bank SuperCard in minutes. To expedite access further, view your pre-approved credit card offer and make use of customised deals.
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