Benefits of using an International credit card

An international credit card allows you to make transactions with merchants across the globe. With the internet knitting countries together into a global village and overseas travel becoming easier and more affordable by the day, many issuers now offer such credit cards. From offering liquidity in a foreign land to letting you enjoy deals on spends abroad, an international credit card is a must have addition to your travel kit.

Transact seamlessly overseas

Whether you need to complete a transaction over the counter on an international merchant’s POS device or pay online via a seller’s payment gateway, an international credit card lets you pay for goods and services abroad without any hassle. If you have an international credit card and are facing any issues, all you need to do is contact your issuer and enable international transactions.

Additional read: What is a travel credit card

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Withdraw cash at an ATM abroad

Certain locations overseas may not have easy access to POS devices, and you may need to pay by cash. In such instances, withdrawing money from a nearby ATM may be your only resort. International credit cards allow you to do this. For instance, a certain card may allow you to withdraw cash from any VISA ATM across the globe. The only thing you need to pay attention to are the charges, specifically, the exchange rate mark-up, cash advance and processing fees.

Additional read: How to check your credit card balance?

Earn accelerated reward points as you spend overseas

An international credit card offers attractive rewards. So, even though you may incur certain charges on swiping it abroad, you can make future spending lighter by redeeming your reward points. The World Plus SuperCard, a variant of the Bajaj Finserv RBL Bank SuperCard, which can be used with merchants registered overseas, allows you to earn reward points at an accelerated rate abroad. You earn 20 reward points for every Rs. 100 spent on international spends. You can redeem these for air tickets, hotel stays or electronics like an HP laptop.

Stay at a luxurious hotel at a discounted rate

The best credit cards don’t stop at mere convenience. They offer you deals on international stays as well. For example, the Bajaj Finserv RBL Bank World Plus SuperCard lets you bag a 5% discount on a hotel [reservation made through one of the biggest aggregators in the world, Booking.com. In addition, this card gives you 10X reward points on international dining, making your entire travel more affordable!

Fly using reward points and get airport lounge access

Finally, having an international card in your wallet takes care of not just your time abroad but also your travel. For instance, you can redeem your points for air tickets and get access to comfortable lounges at domestic and international terminals. For instance, the Bajaj Finserv RBL Bank World Plus SuperCard gives you complimentary airport lounge access up to 8 times a year and unlimited paid access.

Additional read: Things to do with your credit card rewards points

The SuperCard also happens to be one of the best credit cards in terms of utility. It is a 4-in-1 card that offers you the features of a credit card, ATM card, EMI card and loan card all rolled into one. You can use it to make 50-day interest-free cash withdrawals at ATMs, obtain 90 days personal loan at an interest rate of 1.16% and convert purchases over Rs. 2,500 into easy EMIs.

Owning a SuperCard lets you save up to Rs. 55,000 a year and gives you access to jaw-dropping deals and discounts. So, whether you’re a frequent traveller or a professional who likes to explore the world or are simply looking to make your holidays more exciting, get a SuperCard and make your international travel and spending more economical. Check your credit card offer from Bajaj Finserv to get instant approval and up to 20,000 reward points as a welcome gift!

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