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5 key benefits of using an international credit card

  • Highlights

  • International credit cards allow you to spend abroad

  • Use them at ATMs, POS devices and payment gateways

  • Get discounts on hotel stays overseas with the SuperCard

  • Make international spending lighter with 10X reward points

An international credit card allows you to make transactions with merchants across the globe. With the internet knitting together countries into a global village and overseas travel becoming easier and more affordable by the day, many issuers now offer such credit cards. From giving you liquidity in a foreign land to letting you enjoy deals on spends abroad, an international credit card is a must-have addition to your travel kit. Read on to know more about the benefits of using an international credit card.

Transact seamlessly overseas

Whether you need to complete a transaction over the counter on an international merchant’s POS device or pay online via a seller’s payment gateway, an international credit card lets you pay for goods and services abroad without any hassle. If you have an international credit card and are facing issues in this area, then all you need to do is contact your issuer and enable international transactions.

Additional Read: Reduce your Credit Card Interest

Withdraw cash at an ATM abroad

Certain locations overseas may not have easy access to POS devices and you may need to pay by cash. In such instances, quickly availing money through an ATM nearby may be your only resort. International credit cards allow you to do this. For instance, a certain card may allow you to withdraw cash from any VISA ATM across the globe. The only thing you need to pay attention to here are the charges, specifically, the exchange rate mark-up, cash advance and processing fees.

Earn accelerated reward points as you spend overseas

An international credit card offers attractive rewards. So, even though you may incur certain charges on swiping it abroad, you can make future spending lighter by redeeming your reward points. The World Plus variant of the Bajaj Finserv RBL Bank SuperCard, which can be used with merchants registered overseas, allows you to earn reward points at an accelerated rate abroad. You earn 20 reward points for every Rs.100 spent on international spends. You can redeem these for air tickets, hotel stays or electronics like an HP laptop.

Stay at a luxurious hotel at a discounted rate

The best credit cards don’t stop at mere convenience. They offer you deals on international stays as well. For example, the RBL SuperCard lets you bag a 5% discount on a hotel reservation made through one of the biggest aggregators in the world, Booking.com. In addition, this card gives you 10X reward points on international dining making your entire travel more affordable!

Fly using reward points and get airport lounge access

Finally, having an international card in your wallet takes care of not just your time abroad, but also your travel to and fro. For instance, you can redeem your points for air tickets and get access to comfortable lounges at domestic and international terminals as well. For instance, the World Plus Bajaj Finserv RBL SuperCard gives you complimentary airport lounge access up to 8 times a year and unlimited paid access as well.

Additional Read: Things to do with your Credit Card Rewards Points

The SuperCard also happens to be one of the best credit cards in terms of utility. It is a 4-in-1 card that offers to you the features of a credit card, ATM card, EMI card and loan card all rolled into one. You can use it to make 50-day interest-free cash withdrawals at ATMs, obtain 90-day interest free loans, and convert purchases over Rs.3,000 into easy EMIs.

Owning a SuperCard lets you save up to Rs.55,000 a year and gives you access to of jaw-dropping deals and discounts. So, whether you’re a frequent traveller, a professional who likes to explore the world, or simply looking to make your holidays more exciting, get a SuperCard and make international travel and spends more economical. Check your pre-approved credit card offer from Bajaj Finserv to get instant approval and up to 20,000 reward points as a welcome gift!

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