points for movie ticket purchases. Use your card efficiently and earn extra reward points.
Additional Read: How To Use Credit Card Reward Points
2. Pick a Card That Offers Low Interest Rates
An ideal credit card should not charge a high rate of interest. With the SuperCard by Bajaj Finserv and RBL, you can avail Equated Monthly Instalments (EMIs) at no or nominal extra cost. With the easy EMI feature, you can repay your credit card bills with a low interest.
Additional Read: Credit card against fd
Get your Bajaj Finserv co-brand credit card approved instantly. Apply Now
3. Find out about Cash Withdrawals and Part-payments
Not paying your credit card bill or withdrawing cash using your credit card can turn into a costly affair. So, make sure to factor in the costs of the ATM withdrawals with the credit card and part-payment options as well. For example, a regular credit card may charge you 3.5% interest every month on your credit card dues. Plus, there’s the case of compounding interest—when you are charged an interest fee on your previous interest fee. With the Bajaj Finserv RBL Bank SuperCard, you can withdraw cash from any ATM & repay within 50 days with no extra interest-rate.
Additional Read: How to check credit card balance
Additional Read: CVV number
4. Check out the Added Benefits
Always look for extra credit card benefits. For example, some credit cards offer added benefits like access to airport lounges, discounts at partner retail outlets, free movie tickets and more. These added benefits can help in huge monthly savings.
5. Learn about Credit Limit to Loan
Some credit cards let you take a loan against your credit limit. Always look for such offers when using your credit card. This way, you can get timely support and save money in the process.
Additional Read: How To Use Credit Card Wisely
Finally, you must be cautious when using your credit card. The safety features of the card play an important role. Use a card that always allows you to keep a tab on transactions. If your credit card is not secure, your entire bank account becomes unsafe. This can lead to many problems.
Keep the tips mentioned above in mind to use your credit card in a better way. Be careful when zeroing in on a new credit card. Choose a card that offers the best benefits and the best rates of interest. For example, the SuperCard by RBL Bank and Bajaj Finserv offers several benefits and can bring down your expenses considerably. Send in your credit card application today.
Also check out pre-approved offers by Bajaj Finserv that help you save a considerable amount of time. All you need to do is enter your basic details and find out your pre-approved offer to get instant financing.
Additional Read: Bihar Student Credit Card
SHARE
