How to use credit card points

Financial institutions and other lenders introduced reward points to encourage customers to use credit cards for everything they wish to purchase. Banks and non-banking finance companies (NBFCs) today offer reward points on credit card transactions. The more you use your credit card, the more points you accumulate.

Once you get a specific number of points, you can redeem them for offers such as cashbacks, gift vouchers, air miles, coupons and more.

You should select a credit card that gives you the most benefits according to your expenditure patterns. For instance, if you are a frequent flier, you should choose one that offers credit card reward points for all the tickets you book.

There are several options available for credit cards with the best reward points. Take the Bajaj Finserv RBL Bank SuperCard for instance. Not only do you get the power of 4 cards in 1, but with a fantastic rewards program, you can earn reward points on every transaction. Co-brand credit card reward points are credited directly into the customer’s account at the end of the month and can be redeemed at

How to log in and redeem credit card reward points

Before you can log in and redeem your credit card reward points, you should activate your account. You can do so by visiting the RBL rewards website at and click on the ‘Activate my Account’ button. Next, fill in a few basic details, after which your account will be activated.


Here’s how you can log in afterwards and redeem your reward points.

  • Visit, and log in using your username and password.
  • Select the service or product you wish to purchase and proceed to payment.
  • Click on ‘Redeem Points’ and choose the number of reward points you wish to redeem.
  • Once you receive a one-time password (OTP) on your registered phone number, key it in to finish your transaction.

Bajaj Finserv co-brand credit card rewards

The RBL Bank Credit Card rewards program is RBL Bank’s exclusive loyalty program for its credit card holders to reward them with points collected through transactions. These can be redeemed against various consumer products, including airline tickets, bus tickets, electronic items, home, fashion, beauty products and more.

How to redeem Bajaj Finserv co-brand credit card points

With the Bajaj Finserv RBL Bank Credit Card, redeeming reward points is easy! Just visit the RBL rewards website at and select ‘Activate My Account’. Fill in a few basic details and get your account activated. You may also call the RBL rewards Service centre at 022 71190900 and get your account activated.

Can I convert RBL reward points into cash?

When you use your Bajaj Finserv RBL Bank SuperCard to make payments, you receive reward points, which you can redeem against myriad offers, including discounts, cashbacks and air miles, among others. While you cannot convert the RBL reward points into cash, they are just as valuable as you can use them to get lucrative offers and discounts.

The RBL Bank Credit Card rewards program is an exclusive loyalty program extended to cardholders by RBL Bank. It allows cardholders to use their accrued reward points to pay for a wide range of services and products, including tickets (flight, bus, train or taxi), electronic gadgets and appliances, beauty products, fashion items and more.

Pre-approved offer

Quick Action