Different methods to pay credit card bills using Paytm

2 min read
24 Apr 2021

Cardholders can pay their credit card bill through net banking, debit card, NEFT and several other payment methods. Paytm credit card payment is another facility available to pay your outstanding dues with ease.

Pay credit card bill on Paytm’s mobile application

Follow the steps mentioned below for credit card payment through Paytm:

Step 1. Open the Paytm app
Step 2. Select ‘credit card’ on the home page
Step 3. Enter your credit card number
Step 4. Select your credit card issuer
Step 5. Enter the amount you want to pay
Step 6. Click on ‘Proceed’
Step 7. Select your bank through which you want to make the payment
Step 8. Click on ‘Pay Now’
Step 9. Enter UPI Pin

Pay credit card bill on Paytm’s official website

Follow the steps mentioned below for credit card payment through Paytm website:

  • Visit the Paytm's official website.
  • Log in to your Paytm account or sign up.
  • Go to the ‘Credit Card’ section.
  • Choose the credit card provider.
  • Enter your credit card details.
  • Enter the bill amount you wish to pay.
  • Select the payment method (Paytm Wallet, debit card, or net banking).
  • Verify the details and proceed to pay.
  • Receive confirmation of the payment.
  • Ensure successful transaction completion and updated credit card statement.

Benefits of paying the credit card bill through Paytm

Check the benefits of paying the credit card bills through Paytm:

  • Convenience: Pay your credit card bill anytime, anywhere.
  • One-stop solution: Paytm offers a centralised platform for various bill payments, including credit cards.
  • Quick transactions: Swift and hassle-free payment process.
  • Secure payments: Robust security measures ensure your transactions are safe.
  • Cashback and rewards: Earn cashback and rewards on credit card bill payments.
  • Reminders: Receive timely bill payment reminders.
  • Multiple payment options: Choose from various payment methods like Paytm Wallet, debit cards, and net banking.
  • Instant confirmation: Get immediate confirmation for successful transactions.

Now that you know the answer to the question: How to pay credit card bill using Paytm wallet – clear your total amount due before the deadline to avoid incurring extra charges. Doing so also improves your CIBIL Score.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Frequently asked questions

How can I make a credit card payment using Paytm?

To pay your credit card bill with Paytm, navigate to the credit card payment section, click on ‘Proceed’, and fill in your card details and the amount due.

Are there any fees associated with making credit card payments through Paytm?

Yes, there is a fee for using Paytm to pay your credit card bill. Paytm charges up to 2.5% (excluding GST) when you add money to your wallet using a credit card.

What is the maximum amount I can pay towards my credit card bill using Paytm?

The maximum amount you can pay towards your credit card bill using Paytm is Rs. 2 lakh over a 30-day period.

Can I schedule automatic credit card payments through Paytm?

Yes, Paytm allows you to set up automatic payments for your credit card bills using the UPI AutoPay feature.

How long does it take for a credit card payment made via Paytm to reflect in my account?

Payments made to your credit card via Paytm are processed almost instantly.

What should I do if my Paytm credit card payment fails?

In case your Paytm credit card payment doesn’t go through, first ensure there’s enough balance and the details entered are correct. If the issue isn’t resolved, try updating the app or clearing its cache. Should the problem continue, reaching out to Paytm’s customer service is the next step.

How can I set up automatic payments for my Paytm credit card?

To automate payments for your Paytm credit card, access the Paytm app, navigate to ‘UPI & Payment Settings’, select ‘UPI Automatic Payments’, and arrange a new payment plan for your card.

Are there any fees associated with using a Paytm credit card for online transactions?

When using a Paytm credit card for online purchases, certain fees may apply. For instance, adding money to your wallet via a credit card typically incurs a fee of up to 2.5% plus GST. The charges can vary based on the card type and the nature of the transaction.

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