Credit Card Limit

A credit card limit is the credit usage limit set by the credit card issuer. In simpler terms, it is the maximum amount that a customer can spend on their credit card.

A few easy ways to increase your credit card limit is to boost your credit score, repay your dues in time or share proof of increased income with the credit card issuer, if applicable.

How to increase your Bajaj Finserv RBL Bank Credit Card limit

There are two simple ways to increase your Bajaj Finserv RBL Bank Credit Card Limit. The first is to wait for your lender to enhance your credit limit, and the second is to request an increase. However, experts warn against reckless spending and mounting credit card debt.

  • Automatic credit limit enhancement: If you have been a trustworthy customer, your lender may offer you a credit card limit increase. For such an offer to be made, you must have made a reasonable number of transactions with your credit card, paid all your outstanding dues on time and maintained a high credit score.
  • Request an increase: The best way to increase your Bajaj Finserv RBL Bank Credit Card limit is to simply ask for it. Call up the customer care number of your credit card company or visit the branch closest to you and submit an application for a credit card limit increase. If you have recently received a promotion, changed jobs or cleared an existing loan, it may be a good idea to discuss this with your lender, who may evaluate the relevant proof and grant your request. But remember, the approval or disproval of your request for credit limit enhancement is entirely at your lender’s discretion.

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How to increase the credit card limit?

Your credit card limit is the highest monetary limit that you can spend using your credit card. Your credit card company or bank sets this limit and while it may seem like it is fixed, there are ways you increase your credit limit.

While most lenders insist on seeing your credit card usage for about six months before considering a limit enhancement, the terms and conditions vary from lender to lender.

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