Credit Card

How can I get a credit card for the first time?

How can I get a credit card for the first time?

Credit cards are excellent financial tools which not only enable payment transactions but also aid in better financial management. Once an individual attains a certain age and has a stable income, he/she can apply for his/her first credit card. To get the Bajaj Finserv RBL Bank SuperCard, you need to be at least 25 years old.

There are certain other eligibility criteria you must fulfil before you apply for credit card for the first time. Prepare yourself adequately to receive instant and hassle-free approval of your first time Credit Card.

Follow these steps to get your Credit Card successfully:

I. Assess your affordability
Spending from credit cards means you have to pay off the dues in time or you end up paying high interests. Make sure to have a regular source of income so that on-time repayment is convenient for you. For a first-timer, Bajaj Finserv RBL Bank SuperCard proves feasible as it also offers interest-free ATM cash withdrawal period of up to 50 days.

II. Choose the financial institution
The next step is to choose the financial institution to get your first Credit Card from. Go for the one that offers maximum benefits along with ease of use and repayment.

Bajaj Finserv’s Credit Card comes with combined features of 4 cards in one. You can convert the available credit limit into an emergency personal loan and enjoy interest-free advances for up to 90 days. Repay it in 3 easy EMIs.

III. Meet the eligibilities
Bajaj Finserv RBL Bank SuperCard comes with easy-to-meet eligibility criteria and documents required. Fulfil the eligibility requirements, apply for an appropriate SuperCard variant and submit the documents required to get this card for the first time.

Additionally, hold a healthy CIBIL score of 750 by clearing off your existing dues and receive your first Credit Card without any hassle from Bajaj Finserv.

Pre-Approved Offer