The Bajaj Finserv EMI Network Card lets you convert all your purchases into easy EMIs. It comes with a pre-approved loan limit of up to Rs. 4 lakh. You can use it to shop online and offline to buy a wide range of products like home appliances, gadgets, electronics, furniture, clothes and even groceries.
You can also use the EMI Network Card on the EMI Store to shop online and get benefits like No Cost EMIs, zero down payment and free home delivery.
Alternatively, you can apply for the Bajaj Finserv Insta EMI Card online in just three simple steps. You don’t have to submit any documents and can access it instantly on the Bajaj Finserv Wallet app.
Apart from the benefit of converting all your product purchases into smaller and easily payable EMIs, here’s a look at some of the other features and benefits of a Bajaj Finserv EMI Network Card:
Use the EMI Network Card to shop for the latest electronics and more on the EMI Store. Shop from the comfort of your home on No Cost EMIs. Get additional benefits like home delivery, zero down payment, doorstep demo, etc. You can also shop from leading e-commerce websites like Amazon, Flipkart, MakeMyTrip, etc.
You can get Insta EMI Card in just 3 easy steps with a 100% digital process and your card gets activated instantly.
Repaying for your product is easy with flexible tenors ranging from 3 – 24 months.
Submit some basic documents on your first purchase at any of our partner stores to apply for an EMI Network Card. To apply for an Insta EMI Card, you don’t need to submit any documents.
Use the Insta EMI Card to shop for all your favourite gadgets and electronic appliances from our partner stores such as Vijay Sales, Croma, Reliance Digital, etc. You can also shop for furniture, gym equipment, professional courses, and much more on EMI from our lifestyle partners.
Access your EMI Network Card on your phone with the Bajaj Finserv Wallet app.
There will be no charges if you foreclose your loan after paying your first EMI.
Note: The Bajaj Finserv EMI Card is now called Bajaj Finserv EMI Network Card.
The process to apply for a Bajaj Finserv EMI Network Card offline or an Insta EMI Card online is quick and simple. You can apply for it if you meet the following eligibility criteria:
You should be between 21 to 60 years of age to apply for EMI Network Card offline
You should be 23 to 65 years of age to apply for Insta EMI Card online
You must have a regular source of income
You can apply for a Bajaj Finserv EMI Network Card online as well as offline.
To get your Insta EMI Card online, all you have to do is follow the below 3 steps:
Check your pre-approved offer
Share a few basic details and check the pre-approved limit on your Insta EMI Card.
Verify your KYC
Verify your KYC via OKYC or CKYC.
• Offline KYC (OKYC) involves an online submission & verification of your Aadhar number
• CKYC involves validation of your personal details pre-registered with CKYC
Make the payment
Pay a joining fee of Rs. 567.
Your Insta EMI Card gets instantly activated on the Bajaj Finserv Wallet App.
To get the Bajaj Finserv EMI Network Card offline, all you need to do is:
The Bajaj Finserv EMI Network Card lets you convert all your purchases into easy EMIs. You can use it to shop for the latest products of up to Rs. 4 lakh at your preferred store.
A fully digital application process, allows pre-approved customers to get their Insta EMI Card in just 3 easy steps and activate their card on the Bajaj Finserv Wallet app in an instant.
1) CKYC validation is done by entering your PAN and mobile number or date of birth.
2) OKYC validation is done by entering your Aadhaar no and validating the same with captcha, OTP and share code.
You divide the just the cost of your product into easy EMIs. Certain products and services may have a nominal interest involved.
Unfortunately, you cannot withdraw money from an ATM and other platforms with your Bajaj Finserv EMI Network Card.
The EMI Network Card loan limit depends on multiple factors such as your CIBIL Score, income level, and repayment capacity. Bajaj Finserv reviews their customers’ Bajaj Finserv Insta EMI Card loan limit every quarter, you can increase your card’s limit by maintaining a good repayment history.
You can use the Bajaj FInserv EMI Network Card to purchase the latest home appliances such as smartphones, laptops, washing machines, ACs, refrigerators, water purifiers, air coolers, etc. on easy EMIs.