Credit Card Comparison
Here is an overall comparison between Bajaj Finserv RBL Bank credit cards and Bajaj Finserv DBS Bank credit cards.
Features |
Bajaj Finserv RBL Bank Credit Cards |
Bajaj Finserv DBS Bank Credit Cards |
Up to 4,000 |
Up to 8,000 |
|
Up to 12x |
Up to 20x |
|
Up to Rs. 1,200 |
Up to Rs. 2,400 |
|
Available for domestic and international, numbers based on the cards chosen. |
Available for domestic and international, numbers based on the cards chosen. |
|
Withdraw cash from any ATM without paying any interest up to 50 days |
Withdraw cash from any ATM without paying any interest up to 50 days |
|
Other offers |
Buy one get one free movie ticket offer available |
Get up to 20% discount on OTT subscription, depending on the card chosen. |
You can choose from a range of co-branded credit cards offered by Bajaj Finserv based on your requirements, lifestyle choices and budget.
How to choose the right credit card?
Consider the following tips to choose the right credit card.
- Identify your needs: Assess your spending habits and financial goals.
- Rewards program: Choose a card with rewards aligned to your preferences, such as cashback, travel miles, or points.
- Interest rates: Consider the Annual Percentage Rate (APR) and choose a card with competitive rates.
- Fees: Check for annual fees, late payment fees, and other charges associated with the card.
- Credit limit: Ensure the card offers a credit limit suitable for your spending requirements.
- Introductory offers: Look for cards with attractive sign-up bonuses or introductory 0% APR periods.
- Security features: Prioritise cards with robust security measures to protect against fraud.
- Customer service: Choose a credit card issuer known for excellent customer service.
- Credit score requirements: Choose a card aligned with your credit score for higher approval chances.
- Read terms and conditions: Thoroughly understand the terms and conditions before finalising your choice.
Frequently asked questions
There are three key methods to compare credit cards. First, assess the interest rates to understand the cost of borrowing. Second, scrutinise the card's fees, including annual fees and late payment charges. Last, explore the rewards and benefits offered to ensure they align with your lifestyle and financial preferences.
While comparing credit cards, focus on interest rates, fees, and rewards. Check the Annual Percentage Rate (APR) for borrowing costs, evaluate associated fees, and delve into the perks, such as cashback or travel rewards. Additionally, consider the card's suitability for your spending habits and financial goals.
When comparing credit card offers, consider factors like interest rates, annual fees, rewards programs, and credit limits. Assess your spending habits and choose a card that aligns with your financial goals. Pay attention to introductory offers, security features, and the issuer's customer service reputation. Reading and understanding the terms and conditions is crucial to make an informed decision.
Absolutely. Comparing credit card offers is essential to find the best fit for your needs. It allows you to identify favourable terms, rewards, and fees, ensuring the chosen card aligns with your financial objectives. This thoughtful comparison empowers you to make a well-informed decision and potentially save money.
No, simply comparing credit cards does not impact your credit score. However, submitting multiple credit card applications within a short timeframe can have a slight and temporary effect on your score due to hard inquiries. To avoid this, limit your applications and choose the most suitable card after thorough consideration.
When comparing credit cards in India, consider factors such as interest rates, annual fees, reward points, cashback offers, credit limits, and co-branded partnerships. Look at additional benefits like airport lounge access, fuel surcharge waivers, and insurance coverage. Evaluate the customer service, foreign transaction fees, and EMI conversion options. Co-branded credit cards from Bajaj Finserv offer exclusive benefits with partner brands, making them a compelling choice for specific spending habits.
To compare rewards and benefits, analyze the reward points system, cashback percentages, and the categories they apply to, such as dining, travel, or shopping. Check for sign-up bonuses, annual fee waivers, and special discounts. Co-branded credit cards from Bajaj Finserv, for example, provide tailored benefits with partners, such as exclusive discounts and reward points on partner brand purchases. Review detailed terms and conditions to understand the full scope of rewards.
Yes, several online tools and websites allow you to compare credit cards in India, including BankBazaar, Paisabazaar, and CardDekho. These platforms provide detailed comparisons of interest rates, fees, rewards, and other benefits. They often feature user reviews and expert ratings. For co-branded cards like those from Bajaj Finserv, these sites can highlight specific advantages related to partner brands, aiding in informed decision-making.
