Best Travel Credit Cards in India for 2024

Explore the top credit cards for travel, and enjoy the benefits, exclusive deals, and more.
Best Travel Credit Cards in India for 2024
5 min read
24 November 2023

Credit cards have emerged as essentials that not only make financing easy but also open a world of perks, especially for travel enthusiasts. With the advent of travel credit cards, jet-setting across the globe has become a more rewarding experience. Let us explore the top 10 travel credit cards in India for 2024, highlighting their unique features and benefits.

Top 10 travel credit cards in India 2024

Among the myriad choices, Bajaj Finserv stands out with an impressive line-up of co-branded credit cards, each offering a distinctive set of benefits. Here is an overview of popular co-branded credit cards offered by Bajaj Finserv:

Bajaj Finserv credit cards

Complimentary airport lounge benefits

Bajaj Finserv RBL Bank Binge SuperCard

2 complimentary domestic airport lounge access for a year

Bajaj Finserv RBL Bank Platinum Plus SuperCard

2 complimentary domestic airport lounge access for a year

Bajaj Finserv RBL Bank Platinum Edge SuperCard

4 complimentary domestic airport lounge access for a year

Bajaj Finserv RBL Bank World Plus SuperCard

8 complimentary domestic airport lounge access for a year

Bajaj Finserv RBL Bank Platinum LifeEasy SuperCard

4 complimentary domestic airport lounge access for a year

Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard

Complimentary access to domestic lounges once every quarter

Bajaj Finserv DBS Bank 7X Rewards SuperCard

Complimentary access to 1 domestic lounge once every quarter

Bajaj Finserv DBS Bank 7X Plus Rewards SuperCard

Complimentary access to domestic airport lounges twice every quarter

Bajaj Finserv DBS Bank 10X Signature SuperCard

Complimentary access to 2 domestic airport lounges every quarter

Bajaj Finserv DBS Bank 10X Plus Signature SuperCard

Complimentary access to 8 domestic and 2 international airport lounges every year

Common benefits of a travel credit card

Whether you choose a Bajaj Finserv co-branded credit card or another option, travel credit cards often come with a host of common benefits. These include:

  • Reward points: Earn points for every transaction, which can be redeemed for flight tickets, hotel stays, and more.
  • Travel insurance: Many travel credit cards offer insurance coverage, including lost baggage and trip cancellations.
  • Airport lounge access: Access to airport lounges provides a touch of luxury and comfort during your travels.
  • Zero foreign transaction fees: Enjoy spending abroad without incurring additional fees.

Benefits of having a travel credit card in India

Owning a travel credit card is like having a passport to a world of privileges. Apart from the common benefits mentioned above, a travel credit card offers:

  • Exclusive discounts: Enjoy special discounts on flights, hotels, and travel-related expenses.
  • Dining benefits: Some travel cards offer discounts and complimentary meals at partner restaurants.
  • Priority pass membership: Gain access to a network of airport lounges worldwide with a priority pass membership.

Bajaj Finserv co-branded credit cards offers a range of benefits that make your life hassle-free. You can click here to apply now and enjoy the credit card benefits.

Tips to find the right travel credit card

Choosing the right travel credit card can be a game-changer for your travel experience. Consider the following tips:

  • Evaluate your travel habits: Choose a card that aligns with your travel frequency and preferences.
  • Check for additional fees: Be aware of annual fees, interest rates, and other charges associated with the card.
  • Review rewards program: Ensure the rewards program suits your lifestyle and provides valuable benefits.

Things to consider when comparing travel credit cards

When comparing travel credit cards, delve into the details such as:

  • Lounge access: Assess the number of complimentary lounge visits offered.
  • International acceptance: Confirm the card's acceptance in the countries you frequently visit.
  • Reward redemption options: Check the flexibility and options for redeeming earned rewards.

What are the do's and don'ts of travel credit cards?

Here are some do's and don'ts to keep in mind:


  • Pay your bills on time: Avoid late payment fees and interest charges by paying your bills promptly.
  • Monitor your expenses: Keep track of your spending to stay within your budget.
  • Maximise rewards: Understand the rewards program and maximise your benefits by using the card strategically.


  • Do not ignore terms and conditions: Familiarise yourself with the terms and conditions to avoid unexpected surprises.
  • Do not carry any balance: Pay the full balance each month to avoid accumulating interest charges.
  • Do not overlook security: Keep your card details secure to prevent unauthorised transactions.

How to apply for travel credit card online?

Apply for a travel credit card online is easy and convenient. Follow the below simple steps:

  • Visit the official website of the credit card issuer.
  • Go to the 'Apply Now' or 'Credit Cards' section.
  • Fill in the online application form with personal and financial details.
  • Upload necessary documents.
  • Review the application and submit.

Eligibility criteria for applying for credit card

Here are some common prerequisites you need to fullfill when applying for credit.

  • The applicant must be of a minimum age of 21 years.
  • The applicant should have a stable source of income.
  • The applicant should have good credit score or as defined as the credit card provider/ bank.
  • The applicant must hold Indian nationality.

Documents required to apply for credit card

Here are some of the commonly asked documents when applying for credit card.

  • Identity proof (Aadhaar Card, passport).
  • Address proof (Utility bill, rental agreement).
  • Income proof (Salary slips, IT returns).
  • Passport-sized photographs.

In conclusion, the travel credit cards, including those offered by Bajaj Finserv, are crafted to elevate your travel experiences. These credit cards offer a seamless blend of convenience, rewards, and exclusive privileges. Choose wisely and let your credit card be your trusted companion as you explore the world.

Also check

What is Travel Credit Card

Credit Cards for Lounge Access

Credit Card Benefits

Credit Card Eligibility

How to Apply for Credit Card

Checking Credit Card Status


While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

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Frequently asked questions

What is the best card to use while travelling?

The best card for travel is often a credit card designed for international use. Look for one with low foreign transaction fees, widespread acceptance, and additional travel perks like travel insurance and rewards.

Which is the best travel card for travel to India?

For travel to India, consider credit cards with international acceptance, low currency conversion fees, and rewards suitable for your travel needs. Popular choices often include globally accepted credit cards from major providers.

Is it better to use cash or card when travelling?

Using a card is generally more convenient and secure when travelling. It reduces the need to carry large amounts of cash, provides a record of transactions, and offers additional security features. However, having some local currency in cash for small expenses is advisable.

Can I use a travel card in ATM?

Yes, travel cards, especially those with a Visa or Mastercard logo, can often be used in ATMs to withdraw local currency. Be aware of any associated fees for ATM transactions and currency conversion.

What is the best way to pay while travelling?

The best way to pay while travelling is a combination of cards and local currency. Use a credit card for larger expenses, ensuring it offers travel benefits. Keep some local currency for small purchases, places that may not accept cards, or where cash is more convenient. This approach provides flexibility and security during your travels.

What are the benefits of a travel credit card?

Travel credit cards offer a range of benefits, including rewards for travel-related expenses, travel insurance, access to airport lounges, no foreign transaction fees, and bonus rewards for new cardholders. Some credit cards also offer travel-related perks such as rental car insurance and baggage delay insurance.

Which is better for travel: credit card or debit card?

Credit cards are generally better for travel as they offer better fraud protection, rewards for travel-related expenses, and provide more security features such as EMV chips and PIN entry. Debit cards also work when traveling, but they may not offer the same level of protection against fraud and transaction errors.

Are travel credit cards free?

Some travel credit cards charge annual fees, but there are also many travel credit cards available for free. However, free travel credit cards may have lower rewards or fewer benefits than those with annual fees.

What is the difference between a travel card and a credit card?

A travel card, also known as a prepaid travel card, is a prepaid debit card that can be loaded with foreign currency and can be used to make purchases abroad. A travel credit card, on the other hand, is a credit card that offers rewards and benefits for travel-related expenses. Travel credit cards usually offer points or miles for every dollar spent on travel-related expenses, such as flights and hotel stays, which can be redeemed for more travel-related expenses or cashback.

What are the annual fees associated with the best travel credit cards in India?

The annual fees associated with travel credit cards vary from one provider to the next. Some credit cards, like the Bajaj Finserv RBL Bank credit cards, come with annual fee waivers if you meet the minimum spending requirements for your variant.

Do travel cards have annual fees?

Yes, typically travel cards, like all credit cards, have annual fees which help cover the cost of benefits and rewards. Some variants of the Bajaj Finserv RBL Bank credit cards come with the first-year free benefits. Other variants also offer annual fee waivers when you meet the minimum spending threshold.

What is the best credit card for travel expenses?

The best credit card for travel expenses depends on your specific requirements and spending habits. A top option worth considering is the Bajaj FInserv RBL bank credit card. It offers free airport lounge access, reward points that can be redeemed for tickets and travel bookings, and fuel surcharge waivers.

What features should I look for in a credit card for foreign travel?

When selecting a credit card for international travel, look for low foreign currency markup fees, minimal cash advance charges at international ATMs, and additional perks like airport lounge access, discounted flight tickets, and enhanced rewards for transactions abroad.

Which credit cards offer the best rewards and benefits for international travel?

The Bajaj Finserv DBS Bank 10X Plus Signature SuperCard offers access to airport lounges up to 10 times a year alongside a host of other benefits that would make your international travel experience more rewarding.

Are there any credit cards with no foreign transaction fees?

Yes, some credit cards waive foreign transaction fees, making them ideal for international travel. These cards allow you to spend abroad without incurring additional charges.

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