Personal Loan in Nellore

Personal Loan in Nellore

Check your eligibility for personal loan in Nellore with your phone and OTP - no branch visit needed.
FAQs

FAQs

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Nellore

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Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Living in Nellore and need urgent funds for a wedding, education, home improvement, or travel? A Bajaj Finserv Personal Loan can help you get up to Rs. 55 lakh with no collateral, minimal paperwork, and approval in minutes. Whether you're managing planned goals or emergency expenses, this 100% online loan is designed to make financing simple and stress-free.


    ✅ Check your pre-approved loan offer with just your phone number and OTP – No paperwork needed to get started

Nellore, located in the southern part of Andhra Pradesh, is a prominent city known for its agriculture, aquaculture, and textile industries. With a fast-growing urban population, rising living standards, and evolving aspirations, more residents in Nellore are choosing personal loans to fund key life events—from education to healthcare to business needs.


*Terms and conditions apply

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Features of a personal loan in Nellore

  • Online account

    Access the customer portal – My Account to check all loan information or make payments comfortably.

  • Easy repayment tenure

    Tenure influences your EMIs. Choose a tenure of up to 96 months that best suits your financial standing.

  • Transparency

    Bajaj Finance ensures 100% transparency in the terms and conditions. No need to worry about hidden charges. 

  • Money in the bank in 24 hours*

    Receive the amount approved within 24 hours*.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Nellore with just your phone number and OTP – no need to visit the branch.

  • Minimum documentation

    Besides easy-to-meet eligibility criteria, the documentation process is also simple and hassle-free.

  • Higher value

    Opt for higher personal loans in Nellore for your diverse needs. Funds up to Rs. 55 lakh are available.

  • Instant approval

    Submit your personal loan application online and get approved instantly.

The city of Nellore has excellent intra- and intercity connectivity via roadways and railways. It is a preferred destination, especially for medical students, due to its prestigious institutes like Narayana Medical College. In terms of economy, shrimp culturing and agriculture are the two major revenue-generating sectors. Apache leather shoes and Nippo batteries also have their headquarters in this city.


Residents of Nellore may often require additional finances to overcome monetary shortages. Whether it’s your child’s higher education or a healthcare emergency, trust only reliable lenders like Bajaj Finance for instant financing. Our collateral-free personal loans are available for salaried individuals who meet the minimum income requirement. Benefit from some of the best interest rates.


*Terms and conditions apply
 

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Eligibility criteria and documents for personal loan in Nellore

You can easily get the funds you need in Nellore with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Nellore

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 24 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.