Personal Loan in Kottayam

Whether you are planning a wedding, managing medical expenses, upgrading your home, or funding your child’s education, a Bajaj Finserv Personal Loan in Kottayam can give you quick and convenient access to funds. You can borrow up to Rs. 55 lakh, get 100% online approval, and receive the money in just 24 hours*—without any collateral or branch visit.

Check your pre-approved loan offer in Kottayam with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kottayam with just your phone number and OTP – no need to visit the branch.

Disbursal in a few hours*

Get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.

Minimal documents needed

Submit just a few basic documents to get the funds you need.

Flexible repayment tenure

You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years. 

No collateral required

Get the personal loan without any collateral or guarantor – making the process simple and quick. Use the personal loan EMI calculator for to estimate your EMI.

Online loan management

Use our customer portal, My Account, and manage your loan account online.

Quick online approval

Apply online to receive quick approval on your personal loan in Kottayam within a few minutes.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.