Unlock Exclusive Benefits with Our Lifestyle Credit Card

Unlock a world of luxury and convenience with our lifestyle credit card. Enjoy exclusive rewards, premium benefits, and unparalleled perks tailored to your sophisticated lifestyle.
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Unlock Exclusive Benefits with Our Lifestyle Credit Card
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2 min
20 March 2024

Imagine a world where your credit card does more than just pay for purchases. A world where your credit card adapts to your lifestyle, offering you exclusive benefits and rewards that enhance your experiences. Welcome to the world of the lifestyle credit card.

Discover the benefits of a lifestyle credit card

A lifestyle credit card is designed to cater to your unique needs and preferences. It offers a wide range of benefits, from exclusive discounts at your favourite stores to complimentary access to airport lounges. With a lifestyle credit card, every purchase becomes an opportunity to earn rewards and enjoy exclusive benefits.

Exploring the perks of lifestyle credit cards

Here are some compelling reasons why a lifestyle credit card could be the perfect fit for you:

  • Rewards on spend: Earn reward points on every purchase, which can be redeemed for a wide range of gifts and offers.
  • Discounts and cashback offers: Enjoy exclusive discounts when you dine out and shop at stores or on online platforms. Also earn cashback on specific categories of spend like dining, shopping, travel, etc.
  • Travel benefits: Get complimentary airport lounge access, travel insurance, and special offers on hotel bookings.
  • Fuel surcharge waiver: Save more with a complete waiver on fuel surcharge at all petrol pumps across India.
  • EMI options: Convert your high-value purchases into easy EMIs.

How to choose the right lifestyle credit card for you

Choosing the right lifestyle credit card depends on your spending habits and lifestyle preferences. Here are five points to consider:

  • Spending habits: Look for a card that offers rewards and benefits on the categories where you spend the most.
  • Annual fee: Consider the annual fee of the card. Some cards waive off the annual fee against a certain level of annual spend.
  • Rewards programme: Check the rewards programme of the card. Look at the earning rate, redemption options, and expiry of reward points.
  • Additional benefits: Look for additional benefits like insurance cover, complimentary lounge access, concierge services, etc.
  • Interest rate: Check the interest rate charged on the card. Some cards offer a lower interest rate to their premium customers.

When it comes to lifestyle credit cards, the co-branded credit cards from Bajaj Finserv and RBL Bank stand out for their exceptional benefits. These cards offer a host of exclusive benefits like airport lounge access, offers on movie tickets, easy EMI conversion, emergency advance, interest-free cash withdrawal, and more. The Bajaj Finserv RBL Bank Platinum Choice SuperCard, for instance, offers a 10% discount on movie tickets, 2,000 welcome rewards, and interest-free cash withdrawals.

A lifestyle credit card like the Bajaj Finserv RBL credit card offers a world of exclusive benefits and rewards that enhance your lifestyle experiences. From travel and dining to shopping and entertainment, these cards offer you the best of everything. So why wait? Unlock the world of exclusive benefits with our lifestyle credit card today!

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

What kind of rewards and benefits can I expect with a lifestyle credit card?

A lifestyle credit card offers rewards like points on purchases, discounts at partner outlets, travel benefits like airport lounge access, fuel surcharge waivers, and more.

Is there an annual fee for a lifestyle credit card?

Yes, most lifestyle credit cards have an annual fee. However, some cards may waive off the fee against a certain level of annual expenditure.

How can I maximise the benefits of my lifestyle credit card?

To maximise benefits, use your card strategically for high-value purchases, travel bookings, dining, etc., where you earn more rewards. Also, pay your bills in full to avoid interest charges.

Which lifestyle credit card provides the best rewards for dining and entertainment?

The best lifestyle credit card for dining and entertainment rewards varies, but cards like the Bajaj Finserv RBL Bank Credit Card variants are often favoured for their generous reward points systems and monthly discounts and offers on movie tickets.

Are there any exclusive discounts or perks for shopping with a lifestyle credit card?

Lifestyle credit cards often offer exclusive discounts and cashback deals when shopping, enhancing the shopping experience. Cards like Bajaj Finserv RBL Bank Credit Card variants offer a rewards on nearly every transaction and accelerated rewards for online purchases, for instance.

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