Bajaj Finance
|
Notifications
Notifications

|
English
  • English - EN
  • हिंदी - HI (BETA)
Sign In
EMI Card
Notifications
Notifications
Cart
Partners
  • Fixed Deposit (IFA) Partner Fixed Deposit (IFA) Partner
  • Loan (DSA) Partner Loan (DSA) Partner
  • Debt Management Partner Debt Management Partner
  • EMI Network Partner EMI Network Partner
  • Become a Merchant Become a Merchant
  • Partners Sign In Partners Sign In
Menu
  • Loans
  • All on EMI
  • Bajaj Mall
  • Card
  • Investments
  • Insurance
  • Payments
  • Offers
  • Services
  • About Bajaj Finance
  • Pay EMI Pay EMI
  • Do not call Do not call
  • Download the app Download the app
  • Home
  • Account
  • More
  • Pay EMIs
  • Menu

Offers for You

Summer Offers

Smartphones

Smartphones

Air Conditioner

Air Conditioner

Air Cooler

Air Cooler

Televisions

Televisions

Washing Machines

Washing Machines

Laptops

Laptops

Refrigerators

Refrigerators

Saving Offer

Saving Offer

Easy EMI loan

Easy EMI loan

Personal Loan

Personal Loan

Personal Loan

Personal Loan

Check Eligibility

Check Eligibility

Salaried Personal Loan

Salaried Personal Loan

EMI Calculator

EMI Calculator

Bajaj Pay

Bajaj Pay

Wallet

Wallet

Refer & Earn

Refer & Earn

Mobile Recharge

Mobile Recharge

Buy FASTag

Buy FASTag

Bill Payments & Other Recharges

Bill Payments & Other Recharges

Add Money

Add Money

Hamara Mall Deals

Hot Deals

Deals Starting @99

Deals Starting @99

Min. 50% off

Min. 50% off

Loans

Loans All

Loan Against Shares

Loan Against Shares

Loan Against Mutual Funds

Loan Against Mutual Funds

ESOP Financing

ESOP Financing

Personal Loan

Personal Loan

Gold Loan

Gold Loan

Business Loan

Business Loan

Loan for Doctors

Loan for Doctors

Home Loan

Home Loan

Secured Business Loan

Secured Business Loan

Loan Against Property

Loan Against Property

Loan for Chartered Accountants

Loan for Chartered Accountants

Medical Equipment Finance

Medical Equipment Finance

Loan Against Property Balance Transfer

Loan Against Property Balance Transfer

Home Loan Balance Transfer

Home Loan Balance Transfer

Commercial property loan

Commercial property loan

Loan Against Insurance Policy

Loan Against Insurance Policy

Easy EMI Loan

Easy EMI Loan

Buy a Used Car

Buy a Used Car

New Tractor Loan

New Tractor Loan

Two-wheeler Loan

Two-wheeler Loan

Loan Against Car

Loan Against Car

Car Loan Balance Transfer and Top-up

Car Loan Balance Transfer and Top-up

New Car Loan

New Car Loan

Loan for Lawyer

Loan for Lawyer

Secured Business Loan Balance Transfer

Secured Business Loan Balance Transfer

Industrial Equipment Finance

Industrial Equipment Finance

Industrial Equipment Balance Transfer

Industrial Equipment Balance Transfer

Industrial Equipment Refinance

Industrial Equipment Refinance

Used Car Loan

Used Car Loan

Used Tractor Loan

Used Tractor Loan

Loan Against Tractor

Loan Against Tractor

Tractor Loan Balance Transfer

Tractor Loan Balance Transfer

Flexi

Flexi

Check Loan Offer

Check Loan Offer

Two Wheeler World

Top Categories

Two Wheeler Loan

Two Wheeler Loan

Best Sellers

Best Sellers

Bike

Bike

Scooter

Scooter

Electric Vehicle

Electric Vehicle

Commuter Bike

Commuter Bike

Sports Bike

Sports Bike

Tourer Bike

Tourer Bike

Cruiser Bike

Cruiser Bike

Adventure Bike

Adventure Bike

Popular Brands

Popular Brands

EMI Card

EMI Card

EMI Card

EMI Card

Share Market

Share Market

Open Demat Account

Open Demat Account

Invest in IPO

Invest in IPO

All Stocks

All Stocks

Top Gainers

Top Gainers

Top Losers

Top Losers

52 weeks High

52 weeks High

52 weeks Low

52 weeks Low

Trading Account

Trading Account

Margin Trading Facility

Margin Trading Facility

Share Market

Share Market

Loan Against Shares

Loan Against Shares

Home Loan World

Home Loan World

Home Loan

Home Loan

Transfer your existing Home loan

Transfer your existing Home loan

Loan against Property

Loan against Property

Home Loan for Salaried

Home Loan for Salaried

Home loan for self employed

Home loan for self employed

Commercial property loan

Commercial property loan

Home Loan EMI Calculator

Home Loan EMI Calculator

Home Loan eligibility calculator

Home Loan eligibility calculator

Insurance

insurance

Health Insurance

Health Insurance

Term Life Insurance

Term Life Insurance

ULIP Plan

ULIP Plan

Savings Plan

Savings Plan

Family Insurance

Family Insurance

Senior Citizen Health Insurance

Senior Citizen Health Insurance

Critical Illness Insurance

Critical Illness Insurance

Child Health Insurance

Child Health Insurance

Pregnancy and Maternity Health Insurance

Pregnancy and Maternity Health Insurance

Individual Health Insurance

Individual Health Insurance

Low Income Health Insurance

Low Income Health Insurance

Student Health Insurance

Student Health Insurance

Group Health Insurance

Group Health Insurance

Retirement Plans

Retirement Plans

Child Plans

Child Plans

Investment Plans

Investment Plans

Wallet Care

Wallet Care

Wallet Care Entertainment +

Wallet Care Entertainment +

Personal Accident Care

Personal Accident Care

EMI/SIP Cover

EMI/SIP Cover

Health Prime Max

Health Prime Max

Fonesafe Lite

Fonesafe Lite

Mobile Protect

Mobile Protect

Wallet Protekt

Wallet Protekt

Dengue Cover

Dengue Cover

Niva Bupa Health Plus

Niva Bupa Health Plus

Health Plus Hospital Cash

Health Plus Hospital Cash

Four Wheeler Insurance

Four Wheeler Insurance

MSME World

MSME World

Business Loan

Business Loan

Secured Business Loan

Secured Business Loan

Secured Business Loan Balance Transfer

Secured Business Loan Balance Transfer

Loan against property

Loan against property

Loans against property balance transfer

Loans against property balance transfer

Loan for Doctors

Loan for Doctors

Loan for Chartered Accountants

Loan for Chartered Accountants

Loan for Lawyers

Loan for Lawyers

Loan against shares

Loan against shares

Home Loan

Home Loan

Loans against mutual funds

Loans against mutual funds

Loan against insurance policy

Loan against insurance policy

Industrial Equipment Finance

Industrial Equipment Finance

Industrial Equipment Balance Transfer

Industrial Equipment Balance Transfer

Industrial Equipment Refinance

Industrial Equipment Refinance

Gold Loan

Gold Loan

Apply for Gold Loan

Apply for Gold Loan

Transfer your Gold Loan with us

Transfer your Gold Loan with us

Investment Bazaar

Investment Bazaar

Invest in IPO

Invest in IPO

Open Mutual Fund Account

Open Mutual Fund Account

Renew Fixed Deposit

Renew Fixed Deposit

Fixed Deposit

Fixed Deposit

ULIP Plan

ULIP Plan

Savings Plan

Savings Plan

Retirement Plans

Retirement Plans

Child Plans

Child Plans

Free Demat Account

Free Demat Account

Invest in Stocks

Invest in Stocks

Margin Trading Facility

Margin Trading Facility

Equity Mutual Funds

Equity Mutual Funds

Debt Mutual Funds

Debt Mutual Funds

Hybrid Mutual Funds

Hybrid Mutual Funds

New Fund Offers

New Fund Offers

Open Mutual Fund Account

Open Mutual Fund Account

Auto World

Auto World

New Car Loan

New Car Loan

Used Car Loan

Used Car Loan

Loan Against Car

Loan Against Car

Car Loan Balance Transfer

Car Loan Balance Transfer

My Garage

My Garage

Buy a Used Car

Buy a Used Car

Bajaj Prime

Bajaj Prime

Bajaj Prime

Bajaj Prime

Easy EMI Loan

Easy EMI Loan

Mobile on EMI

Mobile on EMI

AC on EMI

AC on EMI

Air Cooler on EMI

Air Cooler on EMI

LED TV on EMI

LED TV on EMI

Refrigerator on EMI

Refrigerator on EMI

Kitchen Appliances on EMI

Kitchen Appliances on EMI

Washing Machine on EMI

Washing Machine on EMI

Electronics on EMI

Electronics on EMI

Calculators

Calculators

EMI Calculator

EMI Calculator

Personal Loan Eligibility Calculator

Personal Loan Eligibility Calculator

Home Loan Eligibility Calculator

Home Loan Eligibility Calculator

Good & Service Tax (GST) Calculator

Good & Service Tax (GST) Calculator

Flexi Day Wise Interest Calculator

Flexi Day Wise Interest Calculator

Flexi Transaction Calculator

Flexi Transaction Calculator

Secured Business Loan Eligibility Calculator

Secured Business Loan Eligibility Calculator

Fixed Deposits Interest Calculator

Fixed Deposits Interest Calculator

All Calculator

All Calculator

Used Tractor Loan EMI Calculator

Used Tractor Loan EMI Calculator

Lifestyle

Lifestyle

Hot Deals

Hot Deals

Kitchen Appliances

Kitchen Appliances

Tyres

Tyres

Camera & Accessories

Camera & Accessories

Mattresses

Mattresses

Furniture

Furniture

Watches

Watches

Music & Audio

Music & Audio

Cycles

Cycles

Mixer & Grinder

Mixer & Grinder

Fitness Equipment

Fitness Equipment

Fans

Fans

Doctor World

Doctor World

Personal Loan for Doctors

Personal Loan for Doctors

Business loan for Doctors

Business loan for Doctors

Medical Equipment Finance

Medical Equipment Finance

Secured Business Loan

Secured Business Loan

Loan against property

Loan against property

Secured Business Loan Balance Transfer

Secured Business Loan Balance Transfer

Loan against share

Loan against share

Gold Loan

Gold Loan

Home Loan

Home Loan

Engagement Zone

Engagement Zone

Smart Hub

Smart Hub

ITR Service

ITR Service

My Garage

My Garage

Digi Sarkar

Digi Sarkar

Offers for You

Deals & Savings

Easy Emi

Easy Emi

Offer World

Offer World

1 EMI Off

1 EMI Off

New Launches

New Launches

Zero Down Payment

Zero Down Payment

Clearence Sale

Clearence Sale

Bajaj Mall

Bajaj Mall

Savings Offer

Savings Offer

Mobiles on EMI

Mobiles on EMI

Mobiles under ₹20,000

Mobiles under ₹20,000

Mobiles under ₹25,000

Mobiles under ₹25,000

Mobiles under ₹30,000

Mobiles under ₹30,000

Mobiles under ₹35,000

Mobiles under ₹35,000

Mobiles under ₹40,000

Mobiles under ₹40,000

Mobiles under ₹50,000

Mobiles under ₹50,000

Articles

Articles

Articles

Articles

Loan Repayments

Pay your EMIs

Overdue Payments

Overdue Payments

Other Payments

Other Payments

Bank Details / Documents

Bank Details / Documents

Document Center

Document Center

Bank details & Documents

Bank details & Documents

Tax Invoice Certificate

Tax Invoice Certificate

Do Not Call & Consent Management

Do Not Call & Consent Management

Do Not Call Service

Do Not Call Service

Revoke My Communication Consent

Revoke My Communication Consent

Your Things

Your Things

Hamara Mall Orders

Hamara Mall Orders

Your Order

Your Order

Rewards

Rewards

Explore Bajaj Prime

Explore Bajaj Prime

Explore Rewards

Explore Rewards

Buy Deals & Gift cards

Buy Deals & Gift cards

What's New

What's New

Trade directly with your Demat A/c

Trade directly with your Demat A/c

ITR

ITR

My Garage

My Garage

Videos

Videos

Video Wall

Video Wall

Live Videos

Live Videos

Offers for You

All on EMI

Smartphones

Smartphones

Air Conditioner

Air Conditioner

Air Cooler

Air Cooler

Washing Machines

Washing Machines

Laptops

Laptops

Kitchen Appliances

Kitchen Appliances

Mattresses

Mattresses

Furniture

Furniture

Refrigerators

Refrigerators

LED TVs

LED TVs

Savings Offer

Savings Offer

Water Purifiers

Water Purifiers

Tablets

Tablets

Music and Audio

Music and Audio

Cameras & Accessories

Cameras & Accessories

Cycle

Cycle

Watches

Watches

Tyres

Tyres

Luggage & Travel

Luggage & Travel

Fitness Equipment

Fitness Equipment

Tractor

Tractor

Easy EMI Loan

Easy EMI Loan

Brand Offers

Brand Offers

Voltas ACs

Voltas ACs

vivo Mobiles

vivo Mobiles

Bluestar ACs

Bluestar ACs

OPPO Mobiles

OPPO Mobiles

Sony LED TVs

Sony LED TVs

Aisen Air Coolers

Aisen Air Coolers

Godrej Air Coolers

Godrej Air Coolers

Lloyd Air Coolers

Lloyd Air Coolers

LG ACs

LG ACs

Tractor World

New Tractor Loan

New Tractor Loan

Used Tractor Loan

Used Tractor Loan

Loan Against Tractor

Loan Against Tractor

Tractor Loan Balance Transfer

Tractor Loan Balance Transfer

New Car Loan

New Car Loan

New Car Loan

New Car Loan

New Cars Under ₹10 Lakh

New Cars Under ₹10 Lakh

New Cars - ₹10 - ₹15 Lakh

New Cars - ₹10 - ₹15 Lakh

New Cars - ₹15 - ₹20 Lakh

New Cars - ₹15 - ₹20 Lakh

New Cars - ₹20 - ₹25 Lakh

New Cars - ₹20 - ₹25 Lakh

New Car Brands

New Car Brands

Petrol - New Cars

Petrol - New Cars

Diesel - New Cars

Diesel - New Cars

Electric - New Cars

Electric - New Cars

CNG - New Cars

CNG - New Cars

Hybrid - New Cars

Hybrid - New Cars

Account & Settings

Account & Settings

Update Profile

Update Profile

Manage Consent

Manage Consent

Refer and Earn

Refer and Earn

About Us

About Us

Important Information

Important Information

Terms of Service

Terms of Service

Privacy Policy

Privacy Policy

Fair Practice Code

Fair Practice Code

Citizen Charter

Citizen Charter

Innovation Centre

Innovation Centre

Logout

LogOut

Follow Us
Facebook Youtube Instagram
Help & Support
Relations
Your Messages
Profile
Loan Payments
Select Language
  • English - EN
  • हिंदी - HI (BETA)
  • Life Insurance
  • Investment Plans
  • Saving Plans
  • ULIP Plans

Joint Life Term Insurance Plan

Joint term life insurance plan provides dual coverage for couples under one affordable policy, ensuring financial stability and long-term family protection. Know the meaning, key feature and benefits, and how to choose the right plans.

Choose from a wide range of term insurance plans, starting at Rs. 14/day*

Joint life term insurance is an innovative solution designed for couples seeking financial protection under a single policy. This plan offers coverage for both individuals, ensuring that if one passes away, the surviving partner receives a payout. For couples, joint term insurance can be a cost-effective term insurance plan to secure their family’s future. It simplifies the insurance process by combining coverage for both partners into one policy, making it easier to manage. Whether you are a newly married couple or have been together for years, a joint term insurance plan can offer peace of mind and security.

What is a joint life term insurance plan?

A joint life term insurance plan is a type of life insurance that covers two individuals, typically a husband and wife, under a single policy. It ensures that in case of the death of one partner, the surviving spouse receives the death cover. This type of insurance is ideal for couples who wish to protect each other financially, as it offers a streamlined approach to insurance coverage. In many cases, the policy continues to provide coverage for the surviving spouse even after the first death claim, depending on the plan chosen.


Key features of joint life term insurance plans

Joint life term insurance plans come with several unique features of term insurance that make them attractive to couples:

  • Dual coverage under one plan: Both partners are covered under a single policy, making it easier to manage.
  • Death cover payout: In the event of the death of one partner, the surviving spouse receives the sum assured.
  • Cost-effective premiums: Joint term insurance plans often offer lower premiums compared to taking two separate life insurance plans.
  • Policy continuation: Depending on the plan, coverage may continue for the surviving spouse after the death of the other.
  • Customisable options: Many insurers allow customisation in terms of coverage amount and term duration.


Key benefits of joint life term insurance plans

Opting for a joint life insurance term plan provides several advantages, making it a preferred choice for couples:

  • Financial security for both partners: It ensures that the surviving partner is financially protected in case of the other’s untimely death.
  • Lower premium costs: Joint term insurance plans are often more affordable than purchasing two individual term policies.
  • Ease of management: Since both partners are covered under one policy, it reduces the hassle of managing multiple policies.
  • Flexibility in payout options: Some plans offer options for lump-sum payments or staggered payouts to ensure regular income for the surviving partner.
  • Comprehensive protection: It helps in covering liabilities like loans, mortgages, or child education costs, ensuring financial stability for the family.


How to choose the right joint life term insurance?

Selecting the right joint life term insurance requires careful consideration of various factors:

  • Coverage amount: Ensure that the sum assured is adequate to cover your family’s financial needs in case of a tragedy.
  • Premium affordability: Compare the premium rates and choose a plan that fits your budget without compromising on benefits.
  • Policy duration: Choose a term that aligns with your long-term financial commitments, such as loans, child education, or retirement.
  • Rider options: Check if the plan offers additional riders like critical illness, accidental death, or waiver of premium for enhanced protection.
  • Claim settlement ratio: Research the insurer’s claim settlement ratio to ensure they have a reliable track record.

Tips to compare joint life term insurance plans online

With numerous joint term insurance plans available, it is important to compare options online before making a decision:

  • Compare premiums: Use online calculators such as life insurance calculators to compare premium costs across different insurers.
  • Check coverage details: Review the sum assured and other coverage options to ensure the plan meets your financial needs.
  • Evaluate additional riders: Consider if the policy offers optional riders like critical illness or disability cover for added protection.
  • Read customer reviews: Look for feedback from existing policyholders to gauge the insurer’s service quality and claim process.
  • Review claim settlement ratio: Opt for an insurer with a high claim settlement ratio to ensure smooth claim processing.


Are joint life term insurance plans a cost-effective choice?

When it comes to securing your family’s future, joint term insurance offers an affordable and practical solution for couples. Instead of purchasing two separate policies, a joint life insurance plan covers both partners under a single plan, often at a lower premium. This makes it a cost-effective option for young couples, newlyweds, or even parents planning long-term financial security. With benefits like shared coverage, ease of management, and added riders for protection, joint policies simplify financial planning while ensuring peace of mind. It’s a smart way to balance affordability with comprehensive protection.


Common queries asked about joint life term insurance

Many individuals have questions about joint term insurance. Here are a few common queries:

  • What happens if both partners pass away simultaneously?: Most joint life insurance plans pay out the full sum assured to the nominee or dependents if both partners die.
  • Does the policy terminate after the first death claim?: Some policies continue to provide coverage for the surviving partner, while others may terminate. Check your policy terms.
  • Can joint term insurance plans be customised?: Yes, many plans offer options to customise coverage amounts, riders, and payout structures.
  • Is joint life term insurance cheaper than individual policies?: Typically, joint term plans are more affordable, offering cost savings compared to two separate policies.


Conclusion

Joint life term insurance is an ideal option for couples looking to secure their financial future under one policy. With cost-effective premiums, ease of management, and comprehensive coverage, it provides peace of mind for both partners. By understanding the features and benefits, you can choose the right joint term insurance plan for your family’s long-term security.


Related Article

Benefits Of Term Insurance

Decreasing Term Insurance

Return of premium option in term insurance

Term Insurance For Parents

Increasing Term Insurance

Term Insurance Rider

Frequently asked questions

What does joint life term insurance cover?

Joint life term insurance provides coverage for two individuals, typically a couple. It ensures that in the event of one partner's death, the surviving partner receives the death cover, providing financial protection and stability for the family.

How is joint life term insurance different from individual plans?

Unlike individual plans, joint life term insurance covers two people under one policy, often at a lower premium than two separate policies. It provides a payout upon the death of one partner and may offer continued coverage for the surviving partner.

What are the advantages of having joint life term insurance?

Joint life term insurance offers several benefits, including lower premiums, simplified policy management, financial security for the surviving partner, and flexibility in payout options. It also ensures comprehensive coverage for both partners under a single plan.

How can I choose the right joint life term insurance policy for my family?

To select the best policy, assess coverage amounts, affordability, policy duration, and additional riders. Compare premium rates, check the insurer's claim settlement ratio, and ensure the policy aligns with your family's financial needs and long-term goals.

Are there any exclusions or limitations in joint life term insurance policies?

Yes, joint life term insurance policies may have exclusions such as suicide within a certain period, pre-existing conditions, or specific limitations outlined in the policy document. It is essential to review the terms and conditions carefully to understand any restrictions.

Show More Show Less

Related Articles

Article 1

How to Plan Your Retirement Budget: Important Key Steps

Aug 24, 2024

Read More

Article 2

What is ULIP

Jun 08, 2026

Read More

Article 3

Term Insurance with Return of Premium

Jun 25, 2026

Read More

Article 4

Read More

Related videos

Life insurance features and benefits
 
 

Life insurance features and benefits

Term Insurance: A Guardian Shield
 
 

Term Insurance: A Guardian Shield

Save tax with life insurance
 
 

Save tax with life insurance

Add-on covers on life insurance
 
 

Add-on covers on life insurance

You are here

  1. Home
  2. Insurance
  3. Joint life term insurance plan

Related links

  • Life Insurance
  • Term Insurance
  • ULIP
  • Child plans
  • Savings plans

 Bajaj Finance App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as #, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators.
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Download app image

Download App

Now request money from your friends and family and make instant payments.

Download App
  • 1.  Apply for Loans: Choose from personal, business, gold loans and more
  • 2. Transact: Pay utility bills, use UPI, get FASTag and more
  • 3. Shop: Buy over 1 million products on No Cost EMI
  • 4. Invest: Buy stocks, mutual funds and invest in FD

Disclaimer

*T&C Apply. Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited), HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj General Insurance Limited(Formerly known as Bajaj Allianz General Insurance Company Limited), SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finance Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.

Note- While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.

T&C Apply. #Above illustration is considering Male aged 25years | Non-Smoker | Policy Term(PT)– 30 years | Premium Payment Term (PPT)– 30 years | Sum Assured opted is Rs.1,00,00,000 | Offline Channel | Standard Life | Yearly Premium is Rs. 5,417. Total Premium Rs.1,62,518 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage: 40, Income Payout Percentage: 60). Income payout instalment opted for 40 years | Premium shown above is exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only.

Go To Top

Languages

  • English - EN
  • हिंदी - HI (BETA)

Application Forms

  • Personal Loan
  • Business Loan
  • Home Loan
  • Gold Loan
  • Insta EMI Card
  • Wallet Care
  • Health Insurance
  • Loan for Doctors
  • Fixed Deposit
  • Loan Against Property
  • Loan for Chartered Accountants
  • Open Demat Account
  • Two-wheeler Loan
  • New Car Finance
  • Used Car Loan
  • Loan Against Car
  • Car Loan Balance Transfer and Top-up
  • Mutual Fund
  • Secured Business Loan
  • Loan for Lawyer
  • Used Tractor Loan
  • Loan Against Tractor
  • Tractor Loan Balance Transfer

Products Portfolio

Loans

  • Personal Loan
  • Insta Personal Loan
  • Business Loan
  • Home Loan
  • Gold Loan
  • MSME Loan
  • Mortgage Loan
  • Loan Against Property
  • Education Loan on Property
  • Personal Loan for Self-employed Individuals
  • Two-wheeler Loan
  • New Car Finance
  • Used Car Loan
  • Loan Against Car
  • Car Loan Balance Transfer and Top-up
  • Used Cars and Loan
  • Secured Business Loan
  • Secured Business Loan Balance Transfer
  • New Tractor Loan
  • Used Tractor Loan
  • Loan Against Tractor
  • Tractor Loan Balance Transfer
  • Loan for Doctors
  • Loan for Chartered Accountants
  • Loan for Lawyers

Insurance

  • Insurance
  • Health Insurance
  • Life insurance
  • Term Insurance
  • ULIP Plans
  • Car Insurance
  • Pocket Insurance
  • Investment Plans
  • Appliances Extended Warranty
  • Pocket Subscription

Finance for Professionals

  • Loan for Doctors
  • Loan for Chartered Accountants

Investments

  • Fixed Deposit
  • Open Demat Account
  • Mutual Funds
  • NFO (New Fund Offer)
  • ELSS Mutual Funds
  • Equity Mutual Funds
  • Hybrid Mutual Funds
  • Debt Mutual Funds
  • Multi Cap Mutual Funds
  • Large Cap Mutual Funds
  • Mid Cap Mutual Funds
  • Small Cap Mutual Funds
  • Liquid Mutual Funds
  • Aggressive Hybrid Mutual Funds

Pocket Subscription

  • Mobile Protection Plan
  • Wallet Care
  • Fonesafe Lite
  • Neuro Care Plan
  • Health Prime Max
  • Cpp Road Assist
  • Healthy Body Package

Bajaj Mall

  • Smartphones
  • Mattress
  • Smartwatches
  • Cycles
  • Music & Audio
  • Speakers
  • Water Purifiers
  • Laptops
  • Two-wheeler
  • Washing Machine
  • Televisions
  • Air Conditioner
  • Refrigerators
  • Furniture
  • Tractor

Services

  • Sign-in to our Customer Portal (My Account)
  • Manage your Profile
  • Manage your Mandate
  • Manage your Loans
  • Manage your Flexi Loans
  • Manage your Insta EMI card
  • Manage your Fixed Deposit

Wallets & Cards

  • Wallet
  • Bajaj Finserv Insta EMI Card

Value Added Services

  • Gold Rate

Payments

  • All Payments
  • Wallet
  • UPI
  • Mobile recharge
  • Electricity Bill Payment
  • DTH Recharge
  • Loan Repayment
  • Gas Booking
  • Rewards
  • Bajaj Pay FASTAg
  • Bajaj Pay Wallet KYC Upgrade
  • Bajaj Pay FASTAg Registration
  • Bajaj Pay FASTag Replacement
  • Bajaj Pay FASTag Closure
Pre-approved Offers
Offer World
Article and Insights

Calculators

  • Personal Loan EMI Calculator
  • Home Loan EMI Calculator
  • Home Loan Eligibility Calculator
  • Business Loan EMI Calculator
  • Personal Loan Eligibility Calculator
  • Loan Against Property EMI Calculator
  • Education Loan on Property Calculator
  • FD Calculator
  • Gratuity Calculator
  • Income Tax Calculator
  • Top-up Loan Calculator
  • Part-prepayment Calculator
  • GST Calculator
  • Gold Loan Calculator
  • EMI Calculator
  • Used Car Loan EMI Calculator
  • Interest Calculator
  • SIP Calculator
  • Flexi Day Wise Interest Calculator
  • Flexi Transaction Calculator
  • Secured Business Loan EMI Calculator
  • Secured Business Loan Eligibility Calculator
  • Lumpsum Calculator
  • Step Up SIP Calculator
  • BMI Calculator
  • IDV Calculator
  • Commercial Loan EMI Calculator
  • Medical Equipment Finance EMI Calculator
  • Term Loan Calculator
  • Equipment Machinery Loan EMI Calculator
  • Doctor Loan EMI Calculator
  • Doctor Loan Eligibility Calculator
  • Chartered Accountant Loan EMI Calculator
  • Simple Interest Calculator
  • Compound Interest Calculator
  • Brokerage Calculator
  • Mutual Fund Calculator
  • Two wheeler Loan EMI Calculator
  • New Car Loan EMI Calculator
  • Used Tractor Loan EMI Calculator

Important Links

  • Information Security Practices
  • Information Security Measures
  • Citizens Charter
  • Privacy Policy
  • Phishing
  • Disclaimer
  • Forms Centre
  • Fees & Charges
  • Fair Practices Code
  • Interest Rate Policy
  • Disclosures
  • Cautionary Notice
  • Whistle Blower Policy
  • Confidential Feedback
  • Terms & Conditions
  • Ombudsman Scheme
  • SMA/NPA Account Classification
  • Terms of Use
  • Sachet
  • Handover of Property Documents
  • Notices
  • Policy on Fees & Charges
  • BFL - Floating Reference Rates
  • Suppliers Code of Conduct
  • Code of Conduct – DSA/DMA & Recovery Partners

Reach Us

  • Contact us
  • Lodge a Complaint/Query/Request
  • Frequently Asked Questions
  • Make Online Payment
  • Branch Locator
  • Our Partners
  • Bajaj Finserv for Business
  • Call Us

Corporate Office

6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014

Bajaj Finance Limited Regd. Office

Akurdi, Pune - 411035
Ph No.: 020 7157-6403
Email ID: investor.service@bajajfinserv.in

Corporate Identity Number (CIN)

L65910MH1987PLC042961

IRDAI Corporate Agency (Composite) Regn No.

CA0101
(Valid till 31-Mar-2028)

URN - WEB/BFL/23-24/1/V1

Bajaj Finserv Limited Regd. Office

Bajaj Auto Limited Complex Mumbai - Pune Road,
Pune - 411035 MH (IN)
Ph No.: 020 7157-6064
Email ID: investors@bajajfinserv.in

Corporate Identity Number (CIN)

L65923PN2007PLC130075

Our Companies

  • Bajaj Finserv Ltd.
  • Bajaj Finance Ltd.
  • Bajaj General Insurance Limited
  • Bajaj Life Insurance Limited
  • Bajaj Markets
  • Bajaj Housing Finance Ltd.
  • Bajaj Broking
  • Bajaj Finserv Health Ltd.
  • Bajaj Finserv Asset Management Ltd.
Company Name
Download App

© Bajaj Finserv 2007-2026. All rights reserved.