Bajaj Finserv in your city

Silchar is the second largest city in Assam and the headquarters of the district administration of Cachar. The city has prominent industries, including ONGC and Cachar Paper Mill. The city is also known for its bamboo and cane artificats.

To help residents of this city meet their monetary requirements, Bajaj Finserv offers personal loans in Silchar. Visit a Bajaj Finserv branch or apply online to get started.

Features and benefits of a personal loan in Silchar

  • No hidden charges

    No hidden charges

    Pay nominal rates and fees on a personal loan. Bajaj Finserv levies no hidden charges.

  • Fast approval

    Fast approval

    Addressing your monetary emergencies is now easier with the fastest approval on online applications.

  • Flexi loan facility

    Flexi loan facility

    Opt for Flexi loans to bring down your monthly instalments by 45%*. Enjoy repayment flexibility.

  • Money within %$$PL-Disbursal$$%*

    Money within 24 hours*

    It takes us only 24 hours* to credit the sanctioned loan amount to your account.

  • Online account management

    Online account management

    Access your loan account online through our customer portal – Experia.

  • Collateral-free

    Collateral-free

    Bajaj Finserv requires no collateral or guarantor. Simply meet the personal loan eligibility criteria.

  • Tenor options

    Tenor options

    Tenors of up to 60 months make repayment comfortable for borrowers. Use our personal loan online EMI calculator.

  • Minimum documentation

    Minimum documentation

    Reduce the lengthy procedure by providing only a few documents to complete the application process.

  • Finance of up to %$$PL-Loan-Amount$$%

    Finance of up to Rs. 25 lakh

    You can seek funds of up to Rs. 25 lakh for all big-ticket purposes, from higher education to travel.

  • Pre-approved offers

    Pre-approved offers

    Save time on the loan application process with our pre-approved loan offers. Enter your name and phone number to check yours now.

Standing on the Barak riverbank, Silchar serves as the gateway to other north-eastern states. Cachar Paper Mill, one of the major industries, recorded a constant improvement in its production despite having no proper infrastructure. Assam University’s main campus is also located in Silchar. Besides, several reputed institutes are making it a centre for education.

Bajaj Finserv offers high-value financing of up to Rs. 25 lakh at attractive rates of interest. Spend the funds on big-ticket expenses like higher education, weddings, foreign travel, commodity purchase, debt consolidation and more without any end-use restriction. Go through our terms and conditions for transparency. We incur nominal charges only with no hidden rates. To apply online, simply fill up the application form.

*Conditions apply

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Eligibility criteria

Below are the easy-to-meet eligibility criteria you need to fulfil.

  • Age

    Age

    Between 21 years and 67 years*

  • Credit score

    Credit score

    Above 750

  • Minimum salary

    Minimum salary

    Refer to our city list for salary requirements

  • Citizenship

    Citizenship

    Indian resident

  • Job status

    Job status

    Employed at a reputed MNC or a private/ public limited company

Submit the required documents like identity proof, address proof, employee ID, etc., to process the application. Once approved, you can enjoy the most flexible features on your personal loan.

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Interest rates and charges

Know the interest rates and associated charges on loans before applying online.

Frequently-asked questions

How much processing fee do I need to pay?

You need to pay processing fees of up to 4% of the personal loan amount. Additional taxes will be applicable.

What is the maximum amount I can borrow?

The maximum amount you qualify for depends on a few factors. Check using the Bajaj Finserv Eligibility Criteria for instant results.

How much amount should I borrow?

While Bajaj Finserv sanctions up to Rs. 25 lakh, you must borrow the amount you qualify for as per your requirement. Seeking more than necessary would only increase the debt burden, thus, increasing your chances of default.

How do I repay my personal loan?

Easily repay the unsecured loan in equated monthly instalments. Pay these EMIs on a particular date every month until the tenor ends.

Will a loan default affect you?

Although the personal loan is collateral-free, a loan default can adversely impact your credit profile. Moreover, you are likely to get higher interest rates on future credit.

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