Bajaj Finserv in your city
Silchar is the second largest city in Assam and the headquarters of the district administration of Cachar. The city has prominent industries, including ONGC and Cachar Paper Mill. The city is also known for its bamboo and cane artifacts.
To help residents of this city meet their monetary requirements, Bajaj Finserv offers personal loans in Silchar. Visit a Bajaj Finserv branch or apply online to get started.
Features and benefits of a personal loan in Silchar
-
No hidden charges
Pay nominal rates and fees on a personal loan. Bajaj Finserv levies no hidden charges.
-
Fast approval
Addressing your monetary emergencies is now easier with the fastest approval on online applications.
-
Flexi loan facility
Opt for Flexi loans to bring down your monthly instalments by 45%*. Enjoy repayment flexibility.
-
Money within 24 hours*
It takes us only 24 hours* to credit the sanctioned loan amount to your account.
-
Online account management
Access your loan account online through our customer portal – Experia.
-
Collateral-free
Bajaj Finserv requires no collateral or guarantor. Simply meet the personal loan eligibility criteria.
-
Tenor options
Tenors of up to 96 months make repayment comfortable for borrowers. Use our personal loan online EMI calculator.
-
Minimum documentation
Reduce the lengthy procedure by providing only a few documents to complete the application process.
-
Finance of up to Rs. 40 lakh
You can seek funds of up to Rs. 40 lakh for all big-ticket purposes, from higher education to travel.
-
Pre-approved offers
Save time on the loan application process with our pre-approved loan offers. Enter your name and phone number to check yours now.
Standing on the Barak riverbank, Silchar serves as the gateway to other north-eastern states. Cachar Paper Mill, one of the major industries, recorded a constant improvement in its production despite having no proper infrastructure. Assam University’s main campus is also located in Silchar. Besides, several reputed institutes are making it a centre for education.
Bajaj Finserv offers high-value financing of up to Rs. 40 lakh at attractive rates of interest. Spend the funds on big-ticket expenses like higher education, weddings, foreign travel, commodity purchase, debt consolidation and more without any end-use restriction. Go through our terms and conditions for transparency. We incur nominal charges only with no hidden rates. To apply online, simply fill up the application form.
*Conditions apply
Eligibility criteria
Below are the easy-to-meet eligibility criteria you need to fulfil.
-
Age
Between 21 years and 80 years*
-
Credit score
Above 685
-
Minimum salary
Refer to our city list for salary requirements
-
Citizenship
Indian resident
-
Job status
Employed at a reputed MNC or a private/ public limited company
Submit the required documents like identity proof, address proof, employee ID, etc., to process the application. Once approved, you can enjoy the most flexible features on your personal loan.
Interest rates and charges
Know the interest rates and associated charges on loans before applying online.
Frequently-asked questions
You need to pay processing fees up to 3.93% of the loan amount (inclusive of applicable taxes).
The maximum amount you qualify for depends on a few factors. Check using the Bajaj Finserv Eligibility Criteria for instant results.
While Bajaj Finserv sanctions up to Rs. 40 lakh, you must borrow the amount you qualify for as per your requirement. Seeking more than necessary would only increase the debt burden, thus, increasing your chances of default.
Easily repay the unsecured loan in equated monthly instalments. Pay these EMIs on a particular date every month until the tenor ends.
Although the personal loan is collateral-free, a loan default can adversely impact your credit profile. Moreover, you are likely to get higher interest rates on future credit.
