Personal Loan in Silchar

Personal Loan in Silchar

Check your eligibility for personal loan in Silchar with your phone and OTP - no branch visit needed.

₹40,000 -₹Rs. 55 lakh

You may be eligible for a pre-approved offer in Silchar

Enter mobile and OTP | Quick online approval | Get money in a day*

Bajaj Finserv in your city

  • Need quick funds in Silchar for a family function, medical emergency, education, or home renovation? A Bajaj Finserv Personal Loan offers instant financial support — up to Rs. 55 lakh — with a fully digital process, no collateral, and minimal documentation.

    You can also check if you already have a pre-approved offer in Silchar. The entire process is online, no branch visit required:
    Check your personal loan offer in Silchar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

    Whether you are salaried or self-employed, this loan gives you the flexibility and speed you need to take care of planned and unplanned expenses with ease.

Silchar, located in southern Assam, is a key economic and cultural hub in the Barak Valley region. Known for its educational institutions, tea estates, and vibrant community, Silchar has seen steady growth in recent years.

As the city develops, so do the financial needs of its people. A Bajaj Finserv Personal Loan in Silchar helps you handle life’s major expenses — without visiting a branch or pledging any assets.

*Terms and conditions apply

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Features and benefits of a personal loan in Silchar

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Pune with just your phone number and OTP.

  • Fast approval

    Addressing your monetary emergencies is now easier with the fastest approval on online applications.

  • Collateral-free

    Bajaj Finance requires no collateral or guarantor. Simply meet the personal loan eligibility criteria.

  • Minimum documentation

    Reduce the lengthy procedure by providing only a few documents to complete the application process.

  • Tenure options

    Tenors of up to 96 months make repayment comfortable for borrowers. Use our personal loan online EMI calculator.

  • Finance of up to Rs. 55 lakh

    You can seek funds of up to Rs. 55 lakh for all big-ticket purposes, from higher education to travel.

  • Online account management

    Access your loan account online through our customer portal.

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Eligibility criteria and documents for personal loan in Silchar

You can easily get the funds you need in Silchar with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for personal loan in Silchar

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.